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Conveyancing in Catton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Catton attractions and landmarks

Norwich St Augustine Churches Conservation Trust and City of Norwich Aviation museum Aviation Museum are in Catton.

The closest airport to Catton is Norwich International Airport (1 mile). and the closest station to Catton is Norwich, around 2 miles away.

The closest hospital to Catton is Hellesdon Norwich.

Q.

What will the overall charge be on the sale of a £80k property? I am trying to find a fixed rate conveyancing quote.

A.

Lack of clarity over this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many firms promote so-called 'the cheapest conveyancing quotes'. Unfortunately extra charges are often hiding in the solicitor's terms of engagement. Busy, stressed buyers ignore these terms at their peril. Extras listed in terms of engagement needs to be reasonable. Applicable disbursements ought to be defined on any quote for conveyancing in CattonWe offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Is there anything we are supposed to do to make our Catton conveyancing faster?

A.

Essential to a fast conveyancing transaction is to use a proactive property lawyer. There are various jobs you, as the purchaser, could do to speed up the process, such as, replying to your property lawyer by phone, fax or email, keeping in regular contact with the property lawyer and arranging your mortgage offer.

Q.

As a result of the fact that last year was second wettest year since on record, we are questioning whether property environmental searches won't be sufficient?

Conveyancing and environmental searches conducted by a Catton conveyancing solicitor will include a far more thorough flood search if the risk is deemed significant.

If you remain nervous you could try to contact a neighbour or local resident.

Q.

What causes the purchase conveyancing process appear to be so drawn out? Is it not simply form-filling?

A.

The conveyancing process may be drawn out even in ideal circumstances. Some reasons are out of your solicitor's control. We strive to curtail the consequences of these delays, if it is possible to do so, by driving the transaction forward.

Q.

How long will it take our assigned conveyancer to conclude all of the conveyancing work on a terraced home?

A.

Completion can take anywhere from a month to twelve weeks depending on various things, like the speed of the sellers solicitor, or the time taken to get a mortgage offer.

Our chosen property lawyers are very proactive completing in as little time as realistically possible.

Q.

How is stamp duty tax measured and what will we need to pay on a £656000 residential property?

A.

The Stamp Duty Land Tax owed will depend on the property's value. It is £26240 on a £656000 house.*

*Accurate June 2012

Q.

Are pre-completion searches disbursements or fees?

A.

Comparing conveyancing quotes is often challenging, given the different terminology. These costs are disbursements not fees, and is passed on to the buyer at cost.

Q.

Godiva Mortgages will be our mortgage lender - what will we need to check?

A.

Over the last two years, some lenders have limited the firms who can act for them, resulting in increased conveyancing costs for purchasers in cases where the conveyancing solicitor cannot act for their lender, and another must also be instructed. Homeward Legal can act for the vast majority of mortgage lenders so that the buyer will not have to pay legal costs to your lender's solicitor.

 
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