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Conveyancing in Catton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/02/18

Catton attractions and landmarks

Norwich St Augustine Churches Conservation Trust and City of Norwich Aviation museum Aviation Museum are in Catton.

The closest airport to Catton is Norwich International Airport (1 mile). and the closest station to Catton is Norwich, around 2 miles away.

The closest hospital to Catton is Hellesdon Norwich.

Q.

What will the overall charge be on the sale of a £80k property? I am trying to find a fixed rate conveyancing quote.

A.

Lack of clarity over this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many firms promote so-called 'the cheapest conveyancing quotes'. Unfortunately extra charges are often hiding in the solicitor's terms of engagement. Busy, stressed buyers ignore these terms at their peril. Extras listed in terms of engagement needs to be reasonable. Applicable disbursements ought to be defined on any quote for conveyancing in CattonWe offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Will you need to get a chancel liability search when you are purchasing in Catton close by a priory built in the 16th Century?

A.

The outcome of Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. A number of sources are used to identify liability, including tithe documents.

Q.

The vendor appears to have fitted new windows to the property in Catton which I think might possibly break nearby conservation area rules

A.

Your conveyancing solicitor will make enquiries to establish whether the property is located within a designated conservation area and whether any modifications have required consents from the local authority. If no appropriate consents be available your conveyancing solicitor will give you professional advice on the alternatives for example requesting an indemnity policy or getting retrospective permission from the council.

Q.

I am buying a an extended building in a designated conservation area in Catton. Where does one uncover more data concerning the present state of repair of the conservation area?

A.

English Heritage have put together records of the condition (poor to good) of conservation areas.

Local conservation areas are set up by the local Northumberland planning authority, who oversee conservation area concerns from paths to the policing of billboards.

Q.

What will the council tax cost on a Victorian Band G flat in Catton?

A.

The property's appropriate council tax band should typically be reported as part of the title report, as well as by the governing local authority Up-to-date rates for residents of Catton are listed on the Northumberland local authority website. Currently (17 June 2012) rates are as follows:

  • Band A - £1,003.00
  • Band B - £1,170.00
  • Band C - £1,337.00
  • Band D - £1,504.00
  • Band E - £1,839.00
  • Band F - £2,173.00
  • Band G - £2,507.00
  • Band H - £3,009.00

Q.

Godiva Mortgages will be our mortgage lender - what will we need to check?

A.

Over the last two years, some lenders have limited the firms who can act for them, resulting in increased conveyancing costs for purchasers in cases where the conveyancing solicitor cannot act for their lender, and another must also be instructed. Homeward Legal can act for the vast majority of mortgage lenders so that the buyer will not have to pay legal costs to your lender's solicitor.

Q.

What steps can I take to get out of paying stamp duty?

A.

Stamp Duty Land Tax is payable on residential property sold for over one hundred and twenty-five thousand pounds. Homeward Legal do not recommend clients expose their finances to any stamp duty reduction scheme, because these schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

How long will it take our assigned conveyancer to conclude all of the conveyancing work on a terraced home?

A.

Completion can take anywhere from a month to twelve weeks depending on various things, like the speed of the sellers solicitor, or the time taken to get a mortgage offer.

Our chosen property lawyers are very proactive completing in as little time as realistically possible.