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Transfer of Equity in Chatham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chatham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chatham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Chatham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Chatham attractions

World Naval Base Aviation Museum and Royal Engineers Museum Aviation Museum are in the vicinity of Chatham.

Chatham is roughly 2 miles of junction entry 2 Eastbound of the M2.

Chatham's closest train station is Chatham. Chatham's closest airport is Rochester, Maidstone Rd Airport (2 miles). London City Airport is 22 miles, London Airport is 15 miles, Rochester Airport is 3 miles and London Biggin Hill Airport is 22 miles away.

The nearest hospital is St Bartholomews Chatham.

Q.

How do we get affordable conveyancing?

A.

Many solicitors purport to offer so-called cheap conveyancing quotes. However additional charges will be included in the solicitor's terms. Any additional costs should be fair.

Q.

For fast conveyancing to buy a £879,000 house, what can we do to accelerate our move?

A.

Key to a fast conveyancing transaction is to instruct a proactive property lawyer. There are numerous tasks you, as the purchaser, can also do, including, calling or emailing your property lawyer, and chase them if you suspect any delays, promptly answering your property lawyer's questions (by email if possible) and arranging any finances require to complete the purchase.

Q.

We are buying a home in the parish of Stalisfield. Is a chancel search necessary?

A.

A property lawyer is likely to recommend a chancel search. Chancel repair has the potential to be charged on current owners of a home where parish councils have previously chosen not to do so, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

How is Chatham contaminated land investigated when purchasing?

A.

Property can be contaminated by a range of human activities, and an environmental search will confirm that a property is impacted by contaminants in the area like other sources of contaminated land.

Q.

What is the council tax on a residential converted house in Chatham?

A.

Usually a conveyancing report on title should provide the relevant Medway council tax band. Council tax rates for residents of Chatham are published on the Medway local authority site. On 24/02/2013 rates are:

  • Band A - £887.00
  • Band B - £1,034.00
  • Band C - £1,182.00
  • Band D - £1,330.00
  • Band E - £1,625.00
  • Band F - £1,921.00
  • Band G - £2,216.00
  • Band H - £2,660.00

Q.

How can we protect ourselves from getting gazumped?

A.

Gazumping arises when a owner accepts a low offer, then refuses it, choosing instead a better offer. This could occur even months into a sale. The will be a risk of getting gazumped in any transaction, because offers are not binding until exchange of contracts. To reduce the likelihood of being gazumped, consider instructing your solicitor early.

Q.

The estate agent has referred the lawyer who they generally use. Should we use them?

A.

Both agents and mortgage brokers may suggest a conveyancing solicitor. If the agent is paid a referral fee, however, there is a risk that an agent may choose whichever firm pays the most per referral, not the best value for you.

Q.

When buying a 1940s maisonette in the middle of a conservation area, how does one find data in respect of the state of upkeep?

A.

Conservation areas are created by the local authority (Medway) who oversee things like upkeep of paths to the thwarting of new developments. Following a campaign, English Heritage have produced a list of the condition (poor to good) of conservation areas.

 
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