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Transfer of Equity in Cheam

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cheam

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cheam clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Cheam Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Cheam area info

Cheam Lumley Chapel Churches Conservation Trust and Croydon Airport Vistor Centre Aviation Museum are easily accessible from Cheam.

Cheam's nearest train station is Cheam. The closest airport to Cheam is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 13 miles, London City Airport is 16 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 14 miles, Farnborough (TAG London) Airport is 25 miles, Gatwick South Terminal Airport is 15 miles, Gatwick North Terminal Airport is 14 miles, Heathrow Terminal 4 Airport is 12 miles, Northolt Jet Centre Airport is 16 miles, Elstree Airport is 21 mile and away.

The closest hospital to Cheam is St Anthonys Sutton.

Q.

On the purchase of a 493k property, what will be the fees? I am trying to find a low cost conveyancing quote.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors claim to offer cheap conveyancing, but additional charges are often hiding in the solicitor's terms of engagement. A conveyancing quote should, in addition, define any disbursements. Costs which are listed in terms of engagement needs to be fair and only apply to matters if the solicitor is required to complete extra work in your interest, which could not be anticipated at the start of the process.

Q.

What does 'gazumping' mean?

A.

This is common both in Cheam, and across Sutton and describes circumstances where a home owner accepts an offer and then dismisses it, selecting instead a greater offer. There is almost always a risk of gazumping. The first step in reducing the chance that gazumping will effect you is to instruct your property solicitor early, and even before acceptance of an offer.

Q.

We are bidding at a property auction and need arrange fast conveyancing, what do we need to do?

A.

It is well established that faster conveyancing is essential to instruct a experienced solicitor. When choosing a solicitor, consider these questions: How soon will they order searches? Was there a delay delivering a quote? Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.

Q.

Can you state how to circumvent paying for stamp duty land tax?

A.

We firmly advise against any stamp duty avoidance, because these schemes are costly and HMRC may challenge a scheme up to six years later.

Q.

When in the process do you need to instruct a conveyancing solicitor to act on our purchase?

A.

The short answer is, instructing as soon as possible is wise, as there are a number of tasks that can be performed straight away. Instructing your solicitor sooner for a purchase means that you will the details of your Cheam solicitor ready when you make an offer, or, if you are selling a property, prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers.

Q.

Does your Cheam conveyancing solicitor carry out any property on the London Fifties detached house I am intending to purchase?

A.

If purchasing and getting a mortgage a mortgage lender expects particular searches, including - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, specific searches such as Contaminated Land.

Q.

How much is the council tax on a period semi-detached Band E property in Cheam?

A.

You will be provide the property's council tax band with the report on title. The latest council tax charges for residents of Cheam are set out on the Sutton local authority site. At the time of authoring on 19 November 2012 the different rates are:

  • Band A - £965.00
  • Band B - £1,126.00
  • Band C - £1,287.00
  • Band D - £1,448.00
  • Band E - £1,769.00
  • Band F - £2,091.00
  • Band G - £2,413.00
  • Band H - £2,895.00

Q.

What average time does it take our property lawyer to carry out the conveyancing process on the lower floor of Edwardian house we are purchasing in Cheam?

A.

The legal process can take anywhere from a month to 3 months based on any number of things, such as the efficiency of the seller's conveyancing solicitor, or whether there are any linked sales.

Homeward Legal's property lawyers are highly proactive with a view to completing as rapidly as realistically possible.

 
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