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Conveyancing in Cheam Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Cheam area info

Cheam Lumley Chapel Churches Conservation Trust and Croydon Airport Vistor Centre Aviation Museum are easily accessible from Cheam.

Cheam's nearest train station is Cheam. The closest airport to Cheam is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 13 miles, London City Airport is 16 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 14 miles, Farnborough (TAG London) Airport is 25 miles, Gatwick South Terminal Airport is 15 miles, Gatwick North Terminal Airport is 14 miles, Heathrow Terminal 4 Airport is 12 miles, Northolt Jet Centre Airport is 16 miles, Elstree Airport is 21 mile and away.

The closest hospital to Cheam is St Anthonys Sutton.

Q.

On the purchase of a 493k property, what will be the fees? I am trying to find a low cost conveyancing quote.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors claim to offer cheap conveyancing, but additional charges are often hiding in the solicitor's terms of engagement. A conveyancing quote should, in addition, define any disbursements. Costs which are listed in terms of engagement needs to be fair and only apply to matters if the solicitor is required to complete extra work in your interest, which could not be anticipated at the start of the process.

Q.

When in the process do you need to instruct a conveyancing solicitor to act on our purchase?

A.

The short answer is, instructing as soon as possible is wise, as there are a number of tasks that can be performed straight away. Instructing your solicitor sooner for a purchase means that you will the details of your Cheam solicitor ready when you make an offer, or, if you are selling a property, prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers.

Q.

How do we uncover more data on the standard of Cheam and Cheam conservation areas?

A.

English Heritage have produced records of the condition (poor to good) of conservation areas in Cheam and throughout England. Conservation area concerns such as area development, addition of hard standings to the front of houses or advertising hoardings are police by the local authority (Sutton).

Q.

Can you state how to circumvent paying for stamp duty land tax?

A.

We firmly advise against any stamp duty avoidance, because these schemes are costly and HMRC may challenge a scheme up to six years later.

Q.

How much is the council tax on a period semi-detached Band E property in Cheam?

A.

You will be provide the property's council tax band with the report on title. The latest council tax charges for residents of Cheam are set out on the Sutton local authority site. At the time of authoring on 19 November 2012 the different rates are:

  • Band A - £965.00
  • Band B - £1,126.00
  • Band C - £1,287.00
  • Band D - £1,448.00
  • Band E - £1,769.00
  • Band F - £2,091.00
  • Band G - £2,413.00
  • Band H - £2,895.00

Q.

How is stamp duty tax calculated and what should it be on a £935000 property?

A.

SDLT will depend on the purchase price. For a property estimated at £935000, SDLT is £37400.

Q.

Does your Cheam conveyancing solicitor carry out any property on the London Fifties detached house I am intending to purchase?

A.

If purchasing and getting a mortgage a mortgage lender expects particular searches, including - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, specific searches such as Contaminated Land.

Q.

We are bidding at a property auction and need arrange fast conveyancing, what do we need to do?

A.

It is well established that faster conveyancing is essential to instruct a experienced solicitor. When choosing a solicitor, consider these questions: How soon will they order searches? Was there a delay delivering a quote? Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.

 
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