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Transfer of Equity in Chelmsford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chelmsford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chelmsford clients every week.

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Conveyancing in Chelmsford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Relevant local public service facts and figures -

As determined by the 2011 census, The usual residential population of Chelmsford 653,492 spread over an area of 179,596 hectares which equals a population density of 3.6 people per hectare.

Q.

Local points of interest in Chelmsford

A.

Royal Sovereign Lighthouse, Chelmsford Hylands Park Country Park and Danbury Country Park Country Park are close to Chelmsford.

Chelmsford's closest station is Chelmsford and Stansted Airport is 14 miles from Chelmsford. London City Airport is 25 miles, London Airport is 16 miles and away.

The most convenient hospital for Chelmsford is Priory Chelmsford.

Q.

Do all cheap conveyancing quotes have extra fees? I am trying to find a fixed rate conveyancing estimate.

A.

Both high-street and online firms advertise 'the cheapest conveyancing', but additional costs are frequently hidden in the solicitor's terms of engagement. Any additional charges should be fair. They come into force only if the conveyancer must complete additional work in your interest, which could not be anticipated at the start of the process. Your Chelmsford conveyancing quote should, in addition, define any disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

How can I find if any of the conservation areas in Chelmsford are in a deteriorating state?

A.

The most recent directory of the state of conservation areas in Chelmsford is noted by English Heritage. This details are available at their website:

Baddow Road is listed as very bad with low vulnerability and no significant change, Moulsham Street is listed as very bad with low vulnerability and improving, St Johns is listed as very bad with low vulnerability and deteriorating condition significantly, West End is listed as very bad with low vulnerability and deteriorating condition. Telephone 01245 606739 for more information.

Q.

Should we be worried about gazumping?

A.

Gazumping describes circumstances where a buyer's offer is, following agreement, later rejected by the seller, in preference to a higher offer. The will be a danger of gazumping in any transaction, because offers are not binding until exchange

of contracts. You should instruct a property solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

If I am buying on the same road as church grounds in Chelmsford, do you recommend that we get a search for chancel liability?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Chelmsford property likely to be affected. Several sources are used to determine liability in Chelmsford, including maps of Chelmsford's parish boundaries. Chelmsford church properties which may give rise to chancel liability include North Springfield St Augustine of Canterbury, East Springfield Church of our Saviour, Springfield Holy Trinity and Woodham Ferrers St Mary.

Q.

If Chelmsford contaminated land is found in an environmental search, can we have the soil cost-effectively remedied?

A.

Some degree of remediation is possible is some cases. Contact Harragan Andy & Sons Ltd, 97 Goshawk Dr, Chelmsford, CM2 8XP for more insight.

Q.

My wife and I are buying in Chelmsford. How can we establish whether the property is in a conservation area?

A.

Areas deemed to be of architectural or historic interest, such as country house estates, will be recorded as conservation areas. Baddow Road, Moulsham Street and St Johns are among the conservation areas in Chelmsford. A conveyancing lawyer will discuss the relevant responsibilities and be able to provide more details for conservation areas in Chelmsford.

Q.

What will the council tax cost for a Thirties Band an apartment in Chelmsford?

A.

The appropriate council tax band will normally be reported in the report on title along with the local council. The latest council tax rates for Chelmsford are tabled at the Chelmsford council site. Currently on 23 August 2012 band rates are:

  • Band A - £993.00
  • Band B - £1,159.00
  • Band C - £1,324.00
  • Band D - £1,490.00
  • Band E - £1,821.00
  • Band F - £2,152.00
  • Band G - £2,483.00
  • Band H - £2,980.00

Q.

How is Chelmsford contaminated land investigated when purchasing a property?

A.

Residential property in Chelmsford can be contaminated by several natural and human-influenced issues, like waste disposal sites and military land. An environmental search can give more clarity. Chignal St James, Chelmsford, CM1 4LTcould be a local cause of land contamination in Chelmsford.

 
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