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Conveyancing in Cobham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/18

Pertinent Cobham transport and public service information

Cobham is about 1 1/2 mile of junction entry 10 Westbound of the M25.

Heathrow Terminal 4 Airport is 9 miles from Cobham. Heathrow Terminals 1 2 3 Airport is 11 miles s, London City Airport is 24 miles, London Heliport Airport is 14 miles, Heathrow Terminal 5 Airport is 11 miles s, Farnborough (TAG London) Airport is 17 miles, Gatwick South Terminal Airport is 17 miles, Gatwick North Terminal Airport is 16 miles, Northolt Jet Centre Airport is 16 miles, Elstree Airport is 23 miles, White Waltham Airport is 20 miles, Blackbushe Airport is 19 miles and London Biggin Hill Airport is 19 miles away and the nearest train station to Cobham is Cobham and Stoke Dabernon, approximately 1 mile away.

Cobham Community is a nearby hospital for Cobham.

Q.

We are looking for a law firm that offers cheap conveyancing. What do we need to check for?

A.

Various solicitors promote so-called cheap conveyancing quotes. However extra charges are frequently hidden in the solicitor's terms of engagement. Any charges found in the small print ought to be reasonable. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What do we need to know about fixtures and fittings?

A.

Buyers in Cobham are often frustrated by confusion regarding which fixtures and fittings should be included in a purchase. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

How might Cobham property legal work take months to complete?

A.

The legal work involved in buying or selling Cobham property can suffer setbacks even where there is no chain. The delays can sometimes be out of the conveyancing solicitor's hands, we, however, strive to minimise the impact of these delays by driving the sale

or purchase forward. There are numerous reasons for delay, such as slow solicitors acting for the other side.

Q.

Conveyancing solicitors in Cobham order standard conveyancing searches when acting for a purchase client - what actual searches?

A.

When getting a mortgage lender will expect a solicitor to get at least these searches - Local Authority, Drainage Search (Con29DW) and Environmental,, and possibly specific searches, like a Chancel check Search.

Q.

Which of the mortgage lender panels in Cobham are you on?

A.

Most lenders in Cobham are on our panels. Lenders and mortgage specialists in Cobham include Mortgage & Protection Advice Centre, 154B Station Rd, Addlestone, KT15 2BD, Mortgage Advice Centre, Ibex House/61-65 Baker Street, Weybridge, KT13 8AH, and E M S, Po Box 400, Epsom, KT17 1WZ. Your solicitor can advise further.

Q.

Do you address taking action to defer paying stamp duty land tax?

A.

Stamp duty reduction scheme must be treated with caution by purchasers in Cobham. Such schemes are costly and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

Do I need a chancel search? We are purchasing in Cobham.

A.

The judgement in Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Insurance may be available to protect a buyer should a Cobham Parochial Church Council enforce liability. Church lands in Cobham which may give rise to chancel liability include St Andrew, St Mary Church Room, Sole Street and St Mary Magdalene.

Q.

Do it yourself conveyancing without the help of a Cobham conveyancer looks to be possible when buying and selling a flat. However be foolhardy ?

A.

Technically, there is no reason at all why a home seller cant do the conveyancing on your own. In reality however, a Cobham property solicitor juggles a large array of assignments e.g. chasing any outstanding docs or identifying the most appropriate searches which need experience.

Nonetheless solicitors practices are required by the Law Society to take out insurance cover that protects you in the event of any errors.