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Transfer of Equity in Colchester

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Colchester

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Colchester clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Colchester Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Useful regional travel and public service facts -

According to the most recent (2011) national census, Colchester has a residential population 411,418 spread over an area of 132,034 hectares (326,262 acres) giving a density of population of 3.1 people per hectare (1.3 per acre).

The nearest airport to Colchester is Clacton, West Rd Airport (13 miles). London Airport is 25 miles, Clacton Airport is 13 miles and Elmsett Airport is 14 miles away and the closest train station to Colchester is Colchester, around 1 mile away.

Q.

Colchester area info

A.

Colchester St Martin Churches Conservation Trust and Colchester Castle Castle are close at hand to Colchester.

The neighbouring hospital for Colchester is Essex County Colchester.

Q.

We need to find the cheapest conveyancing quote. and what is included?

A.

Lack of clarity over this topic catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many law firms claim to offer theoretically cheap conveyancing quotes. Often additional costs can inflate your final invoice. Additional fees which are listed in terms of engagement should be fair and reasonable. Our online quote calculator will generate an accurate quote for your transaction.

Q.

How much is the council tax on a Fifties mid-terrace Band E building in Colchester?

A.

Your appropriate band will conventionally be given within the conveyancing report on title, and by the local council Correct charges for residents of Colchester are set out in detail at the Colchester local authority website. On (17 July 2012) the different rates are:

  • Band A - £989.00
  • Band B - £1,153.00
  • Band C - £1,318.00
  • Band D - £1,483.00
  • Band E - £1,813.00
  • Band F - £2,142.00
  • Band G - £2,472.00
  • Band H - £2,966.00

Q.

Britannia is our mortgage lender, what do I need to know?

A.

A small number of lenders have decreased the number of firms on their approved panel. For home buyers, this can result in significantly greater legal costs. Homeward Legal, however, will act for many UK mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

To complete on our purchase ASAP, how do we organise a fast conveyancing process?

A.

Most importantly, instructing a proactive and experienced solicitor is the key to moving faster. Ask these questions when identifying your conveyancer:

  • Was there a delay delivering a quote?
  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.

Q.

Should we get a chancel search if we are buying in the parish of Sible Hedingham, near Colchester?

A.

Your Colchester conveyancing solicitor might recommend a chancel search, regardless of the parish where the home being bought is located. Through some Parochial Church Councils have exercised their right to exact chancel repairs on the current owners, a solicitor cannot state with certainty that a parish where repair costs have not been paid before, that this will not be so in future.

Q.

Will a Colchester conveyancer do any property conveyancing searches on the Essex Victorian detached property I am intending to purchase?

A.

The conventional legal procedure is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental, and specific local Colchester searches, which may include a Land charge Searches.

Q.

My partner and I are planning to buy in Colchester. Can I find out whether the residence is in a conservation area?

A.

Areas deemed to be of architectural or historic interest, such as historic transport links, will be designated as conservation areas. Distillery Pond and Hythe are among the conservation areas in Colchester. Your solicitor will be able to provide more details, in regard to relevant conservation area restrictions in Colchester.

Q.

Which local authority is responsible for Colchester?

A.

Colchester is located in Colchester Borough Council, Customer Service Centre, PO Box 884, Town Hall, Colchester, CO1 1FR, phone: 01206 282 222

 
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