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Conveyancing in Dartford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/10/17

Transport and public service information if you’re buying or selling residential property in Dartford -

By road: Dartford is served by the M25 and A2. By rail: The nearest train station is Dartford. By air: In miles from Dartford, are the following airports: London Biggin Hill Airport (15), London City Airport (17), Rochester Airport (18), London Heliport (20), Southend Airport (29), and London Stansted Airport (40).

Hospital: Livingstone Community, East Hill, Dartford, DA1 1SA. Council: Dartford Borough Council (www.dartford.gov.uk).

Attractions: Oakfield Park, Hall Place, River Thames, Lullingstone Roman Villa, and Darenth Country Park.

Q.

Might our property legal fees in Dartford uncover any unexpected costs?

Homeward Legal's solicitors do not hide any extra costs for conveyancing in Dartford or elsewhere. Our quotes offer a single, accurate price for a standard conveyancing transaction. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

Which of the mortgage lender panels in Dartford are you on?

The Homeward Legal group works with all the major mortgage lenders and brokers, who are approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Dartford, such as:

  • Cheque Centre, 31 High Street, Dartford, DA1 1DN
  • NatWest Bank PLC, 12 High Street, Dartford, DA1 1DD
  • Finance Now Ltd., Crown House, Home Gardens, Dartford, DA1 1DZ
  • Q.

    What factors are key to organise fast conveyancing for my proposed purchase in Dartford?

    Everyone wants to get the move underway as quickly as possible, but you shouldn’t be tempted to cut corners. Primarily, the key to moving the conveyancing forward more rapidly is to appoint a proactive solicitor. Also, when choosing a solicitor, ask youtrself these questions:

    • Did you experience any delays when requesting a quote?
    • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
    • How soon will they order searches?

    Homeward Legal offer a proactive conveyancing service, with solicitors trained to actively communicate all along the chain, using the latest systems to support them, thereby improving the speed of the process. Give our team a call on 0800 038 6699. There are also some things that you can do in addition to help speed things along:

    • Keep in regular contact with your solicitor
    • Apply for your mortgage as soon as possible
    • Complete and return all forms quickly
    Q.

    Handling the legal work without the assistance of a conveyancing solicitor is becoming more attractive as a method of reducing costs. I’m thinking of doing this for my move in Dartford, but would it really be prudent to do it?

    There are no legal impositions to dictate that you can’t carry out the bulk of your own conveyancing without professional help and guidance. In reality, however, a conveyancing solicitor handles a huge array of jobs (such as liaising with the insolvency office for k15 entries and ensuring listed building alterations are compliant), some of which require experience and expertise. More importantly, have-a-go conveyancers will not be covered by sufficient professional indemnity insurance, which solicitors will carry to protect you from failings in the legal process. Call Homeward Legal’s skilled conveyancing team on 0800 038 6699 to arrange a fixed-fee quote, backed up by our ‘No Move, No Fee’ guarantee.

    Q.

    Could Dartford soil be contaminated by cadmium (Cd)?

    Though the dangers are usually minor, where substances causing significant pollution of surface waters or groundwater are found, the land will be defined as 'contaminated'. Your conveyancer will arrange an environmental search that will highlight the level of the problem of contaminated soil in Dartford. The information will be presented in the report of title, which will also consider similar issues, such as polychlorinated biphenyl (PCBs) and groundwater contaminants like silage.

    Q.

    How much is the council tax on a Thirties, end-of-terrace, Band E home in Dartford?

    As part of the information in the legal report, your solicitor will contact the appropriate local authorities to establish the precise council tax band and the associated rate for the property you are purchasing. The latest council tax charges for Dartford are set out in detail on the local authority website (refer to the public service information section at the head of these FAQs). For the 2016/2017 tax year, the Dartford council tax charges were:

    • Band A - £1,013.73
    • Band B - £1,182.69
    • Band C - £1,351.64
    • Band D - £1,520.60
    • Band E - £1,858.51
    • Band F - £2,196.42
    • Band G - £2,534.33
    • Band H - £3,041.20
  • Retrieved 16 February 2017
  • Q.

    Having read that the Met Office are projecting more intense rainfall in the future, we are questioning whether the environmental searches for our Dartford house purchase are thorough enough?

    The environmental search, as part of the standard set ordered by your conveyancing solicitor, will highlight the level of risk of flooding for your intended property purchase. If the risk is deemed significant, your solicitor can organize a more in-depth, and inexpensive (around £20) flood risk search with an organisation like Landmark. If you remain worried, why not consider contacting a future neighbour? Or perhaps you can have a chat with a local building expert.

    Q.

    Is the charge for postage, photocopying and phone calls a fee or disbursement?

    Comparing conveyancing quotes can be difficult, considering wide variations in formatting and terminology. This cost for stationery and communication is a fee charged by the solicitor and not a disbursement (which is a payment to a third party). It should be itemised separately in your conveyancing quote. Homeward Legal’s clear and precise quotes make the distinction very clear. Why not use our quote calculator? Or call our experienced conveyancers on 0800 038 6699 for a fixed-fee quote, backed up with our ‘No Move, No Fee’ guarantee.

    Q.

    How is stamp duty calculated in Dartford, and what should it be on a £628k residential property?

    A.

    The Stamp Duty Land Tax you pay depends on the valuation. Stamp duty will be £25120 on a £628k house.

    Q.

    I am buying a an extended investment flat in a conservation area, where does one uncover more data relating to the standard of repair?

    A.

    Local conservation areas are set up by the local authority (Dartford) who preside over conservation area concerns from paths and footpaths to the policing of new developments. English Heritage have created a list of the state of repair of conservation areas.

    Q.

    Is a postage, photocopying and phone calls fee a fee or disbursement?

    A.

    Comparing conveyancing quotes can be difficult, considering wide variations in formatting and terminology. This cost is a fee not a disbursement. It should be included in your quote.

    Q.

    We are intending to buy in Joyce Green. Will the house be eligible for stamp duty relief?

    A.

    Dartford disadvantaged areas are identified by council ward. Areas in Dartford currently include Joyce Green. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

    Q.

    When my partner and I are buying next to a rectory manor in Dartford, is it necessary that I get a chancel search?

    A.

    Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Dartford Church council. Several sources are used to determine liability in Dartford, including county histories. Ecclesiastical properties in this area which may give rise to chancel liability include Christ Church, Holy Trinity, St Alban and St Edmund King & Martyr.

    Q.

    We are buying a Dartford home with Manchester Building Society, what do I need to know?

    A.

    Some lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for buyers. We will act for most UK mortgage lenders to ensure that you will not need to pay legal fees for your lender's solicitor.

    Q.

    Might our property legal fees in Dartford cover any hidden costs?

    A.

    Homeward Legal's solicitors do not hide any hidden costs for Dartford conveyancing. Our conveyancing quotes offer an single, accurate price.