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Conveyancing in Dartford Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Transport and public service information if you’re buying or selling residential property in Dartford -

By road: Dartford is served by the M25 and A2. By rail: The nearest train station is Dartford. By air: In miles from Dartford, are the following airports: London Biggin Hill Airport (15), London City Airport (17), Rochester Airport (18), London Heliport (20), Southend Airport (29), and London Stansted Airport (40).

Hospital: Livingstone Community, East Hill, Dartford, DA1 1SA. Council: Dartford Borough Council (www.dartford.gov.uk).

Attractions: Oakfield Park, Hall Place, River Thames, Lullingstone Roman Villa, and Darenth Country Park.

Q.

Might our property legal fees in Dartford uncover any unexpected costs?

Homeward Legal's solicitors do not hide any extra costs for conveyancing in Dartford or elsewhere. Our quotes offer a single, accurate price for a standard conveyancing transaction. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

Which of the mortgage lender panels in Dartford are you on?

The Homeward Legal group works with all the major mortgage lenders and brokers, who are approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Dartford, such as:

  • Cheque Centre, 31 High Street, Dartford, DA1 1DN
  • NatWest Bank PLC, 12 High Street, Dartford, DA1 1DD
  • Finance Now Ltd., Crown House, Home Gardens, Dartford, DA1 1DZ
  • Q.

    What factors are key to organise fast conveyancing for my proposed purchase in Dartford?

    Everyone wants to get the move underway as quickly as possible, but you shouldn’t be tempted to cut corners. Primarily, the key to moving the conveyancing forward more rapidly is to appoint a proactive solicitor. Also, when choosing a solicitor, ask youtrself these questions:

    • Did you experience any delays when requesting a quote?
    • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
    • How soon will they order searches?

    Homeward Legal offer a proactive conveyancing service, with solicitors trained to actively communicate all along the chain, using the latest systems to support them, thereby improving the speed of the process. Give our team a call on 0800 038 6699. There are also some things that you can do in addition to help speed things along:

    • Keep in regular contact with your solicitor
    • Apply for your mortgage as soon as possible
    • Complete and return all forms quickly
    Q.

    Handling the legal work without the assistance of a conveyancing solicitor is becoming more attractive as a method of reducing costs. I’m thinking of doing this for my move in Dartford, but would it really be prudent to do it?

    There are no legal impositions to dictate that you can’t carry out the bulk of your own conveyancing without professional help and guidance. In reality, however, a conveyancing solicitor handles a huge array of jobs (such as liaising with the insolvency office for k15 entries and ensuring listed building alterations are compliant), some of which require experience and expertise. More importantly, have-a-go conveyancers will not be covered by sufficient professional indemnity insurance, which solicitors will carry to protect you from failings in the legal process. Call Homeward Legal’s skilled conveyancing team on 0800 038 6699 to arrange a fixed-fee quote, backed up by our ‘No Completion, No Fee’ guarantee.

    Q.

    Could Dartford soil be contaminated by cadmium (Cd)?

    Though the dangers are usually minor, where substances causing significant pollution of surface waters or groundwater are found, the land will be defined as 'contaminated'. Your conveyancer will arrange an environmental search that will highlight the level of the problem of contaminated soil in Dartford. The information will be presented in the report of title, which will also consider similar issues, such as polychlorinated biphenyl (PCBs) and groundwater contaminants like silage.

    Q.

    How much is the council tax on a Thirties, end-of-terrace, Band E home in Dartford?

    As part of the information in the legal report, your solicitor will contact the appropriate local authorities to establish the precise council tax band and the associated rate for the property you are purchasing. The latest

    council tax charges for Dartford are set out in detail on the local authority website (refer to the public service information section at the head of these FAQs). For the 2016/2017 tax year, the Dartford council tax charges were:

    • Band A - £1,013.73
    • Band B - £1,182.69
    • Band C - £1,351.64
    • Band D - £1,520.60
    • Band E - £1,858.51
    • Band F - £2,196.42
    • Band G - £2,534.33
    • Band H - £3,041.20
  • Retrieved 16 February 2017
  • Q.

    Having read that the Met Office are projecting more intense rainfall in the future, we are questioning whether the environmental searches for our Dartford house purchase are thorough enough?

    The environmental search, as part of the standard set ordered by your conveyancing solicitor, will highlight the level of risk of flooding for your intended property purchase. If the risk is deemed significant, your solicitor can organize a more in-depth, and inexpensive (around £20) flood risk search with an organisation like Landmark. If you remain worried, why not consider contacting a future neighbour? Or perhaps you can have a chat with a local building expert.

    Q.

    Is the charge for postage, photocopying and phone calls a fee or disbursement?

    Comparing conveyancing quotes can be difficult, considering wide variations in formatting and terminology. This cost for stationery and communication is a fee charged by the solicitor and not a disbursement (which is a payment to a third party). It should be itemised separately in your conveyancing quote. Homeward Legal’s clear and precise quotes make the distinction very clear. Why not use our quote calculator? Or call our experienced conveyancers on 0800 038 6699 for a fixed-fee quote, backed up with our ‘No Completion, No Fee’ guarantee.

    Q.

    For what reason does the purchase conveyancing process in Dartford take such a long time?

    A.

    The conveyancing process can experience delays. We aim to lessen the effect of these delays wherever possible by driving the transaction forward. Reasons for delay may include slow third parties such as landlords or managing agents.

    Q.

    We are buying a chapel in Gillingham. Do we need a chancel search?

    A.

    The conveyancing solicitor could recommend a chancel search, irrespective of the parish where the home being bought is found. Although some Parochial Church Councils (PCCs) have opted to exact chancel repairs on the current owners of affected property, there is no guarantee that a parish where dues have not recently been paid will continue to be free from liability. For property in the parish of Gillingham, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

    Q.

    We are intending to buy in Joyce Green. Will the house be eligible for stamp duty relief?

    A.

    Dartford disadvantaged areas are identified by council ward. Areas in Dartford currently include Joyce Green. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

    Q.

    How can a property solicitor in Dartford report back on the risk of flooding in Dartford?

    A.

    A conveyancing solicitor will carry out standard conveyancing and environmental searches that should include Dartford flood risk area data. A more in-depth set of searches (e.g. Landmark) may be recommended by your conveyancing solicitor in Dartford if the results of the environmental search identify any risk of flooding.

    Q.

    Having read about the Met Office projecting more intense rainfall in the future we are questioning if property environmental searches might not be thorough enough?

    A.

    Flood risk searches carried out by the Dartford property solicitor should also include the more informative search (Landmark) if it is felt necessary.

    If you remain worried why not consider contacting a local resident.

    Q.

    Is gazumping frequent in Dartford?

    A.

    Gazumping describes circumstances where a seller acknowledges a buyer's offer and then rejects it, opting for a better offer. The danger of getting gazumped exists for almost any purchase. Consider instructing a fast, efficient solicitor early, and even before acceptance of an offer to reduce the chance of your offer being gazumped.

    Q.

    We are going to be finally moving from our terraced property in Dartford to our next abode in Cranbrook . What is the best point to choose a home removal company?

    A.

    Most property lawyers will encourage home buyers and sellers delay organising removals until the point where exchange of contracts because an agreed date wont have been agreed.

    Some house removals firms charge a rearrangement fee . If you are looking for a local company try F D Transport Ltd, 100 Fulwich Road, Dartford, DA1 1UT on 01322 292323 or Mickelboroughs Removals, 50 Barham Rd, Dartford, DA1 1XQ Phone: 01322 350570.