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Conveyancing in Derby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/04/17

Some useful Derby transport and services facts and figures -

According to the UK census, Derby has a residential population 730,620 spread over an area of 179,043 hectares (442,424 acres) meaning a density of population of 4.1 people per hectare or 1.7 per acre.

The closest airport to Derby is East Midlands Airport. Tollerton Airport is 17 miles away and Derby station is almost a mile from Derby.

The most convenient hospital for Derby is Derbyshire Royal Infirmary.

Q.

How do we identify a genuinely cheap fee? We are looking for low cost conveyancing.

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors purport to offer 'the cheapest conveyancing quotes'. Often additional fees are often hiding in the small print. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

As a result of the widespread flooding in Sept 2012 in the East Midlands we are wondering if environmental searches won't be sufficient?

A.

Flood risk searches carried out by a Derby solicitor will include a more thorough flood search if required.

If you are still anxious you could try to speak to a next door neighbour.

Q.

Is Homeward Legal able to complete fast the legal conveyancing of property auction properties in Derby?

A.

Indeed we are property auction specialists and often do the legal work for buyers and sellers at auction. Our specialist property solicitors have been instructed by countless successful bidders at local property auctions like Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Quite often hard to value homes such as thatched cottages, are purchased in property auctions which tend to require deeper inquiries before exchange. Homeward Legal therefore advise bidders to appoint a fast property conveyancing lawyer in advance of the date of the auction to allow enough time for an investigation of the lot. After the day of bidding your selected lawyer is totally prepared for completing the purchase within the limited time as conventionally required .

Q.

How does a solicitor in Derby advise me on the risk of flooding around Derby?

A.

A key part of the legal due diligence process involved in buying a home involves a lawyer carrying out property conveyancing searches that go in specific information with regard to Derby area flood risk.

Q.

Which local authority looks after Derby?

A.

Derby is located in Derby City Council, 1 Albion Street, Derby, Derbyshire, DE1 2PR, phone: 01332 293 111

Q.

Do we need to be concerned about gazumping?

A.

This occurs when a home owner accepts an offer, then refuses it, choosing instead another purchaser's offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of gazumping. Instructing your conveyancing solicitor as soon as possible is a key first step to reducing this risk.

Q.

We are going to buy a property in Derby, and need to know if we will be eligible for stamp duty relief.

A.

Derby disadvantaged areas are identified by council ward. Areas in Derby currently include Derwent, Normanton, Babington, Litchurch, Osmaston and Sinfin. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

We are using a lender in Derbyshire, and need to know which Derby lenders your lawyers are able to work with. Which panels are you on?

A.

Homeward Legal work with the majority of lenders serving Derby homebuyers. Derby lenders and mortgage specialists include Cheque Centre, 111 St. Peters St, Derby, DE1 2AD, Assets Assist, 105 Pear Tree Rd, Derby, DE23 6QB, and Mortgage Advice Services, 16 St. Christophers Way, Pride Park, Derby, DE24 8JY. The Derby solicitor handling the work for your sale or purchase will be able to confirm additional costs or hurdles associated with your chosen lender.

 
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