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Transfer of Equity in Derby

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Derby

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Derby clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Derby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Some useful Derby transport and services facts and figures -

According to the UK census, Derby has a residential population 730,620 spread over an area of 179,043 hectares (442,424 acres) meaning a density of population of 4.1 people per hectare or 1.7 per acre.

The closest airport to Derby is East Midlands Airport. Tollerton Airport is 17 miles away and Derby station is almost a mile from Derby.

The most convenient hospital for Derby is Derbyshire Royal Infirmary.

Q.

How do we identify a genuinely cheap fee? We are looking for low cost conveyancing.

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors purport to offer 'the cheapest conveyancing quotes'. Often additional fees are often hiding in the small print. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which individual searches should my property solicitor in Derby get when instructed on a Derby flat?

A.

The customary conveyancing procedure will be to obtain Local Authority Search, Drainage and Water Search (CON29DW), Environment Search and Lead Mining Search as well as any less common searches, like a Subsidence.

Q.

What does my searches cost?

A.

With Homeward Legal, a client in Derby is charged at most £249 for conveyancing searches. Conveyancing searches are paid to a third party.

Q.

We are using a lender in Derbyshire, and need to know which Derby lenders your lawyers are able to work with. Which panels are you on?

Homeward Legal work with the majority of lenders serving Derby homebuyers. Derby lenders and mortgage specialists include Cheque Centre, 111 St. Peters St, Derby, DE1 2AD, Assets Assist, 105 Pear Tree Rd, Derby, DE23 6QB, and Mortgage Advice Services, 16 St. Christophers Way, Pride Park, Derby, DE24 8JY. The Derby solicitor handling the work for your sale or purchase will be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

How is Derby contaminated land checked?

A.

Many of contaminants caused by natural and human-influenced issues may affect property. Contaminants like sand or clay quarries and local historic industrial processes will be investigated during the conveyancing process.

Q.

If I am buying in Derby, is it important that we get a chancel liability search?

A.

Owners of property in Derby may be subject to chancel repair liability. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church of England properties in Derby where chancel liability may apply include St Bartholomew, St Luke, St Luke and St Barnabas.

Q.

We are going to be finally moving from our semi detached house in Derby to a larger dwelling in Chesterfield when to appoint a removal company?

A.

Most property lawyers tend to suggest that you delay booking a removals company until such time as contracts have exchanged has occurred as usually a home moving date will not have been settled. A portion of home removals firms might charge a re booking fee . Speak to Abbots Removals, Clovelly Court Longford Street, Derby, DE22 1GS Call: 01332 364222 or Abbots Removals, Clovelly Court/Longford Street, Derby, DE22 1GS Telephone: 01332 364222.

Q.

We are going to a property auction and will need to guarantee fast conveyancing, what should we do?

A.

It is a truism that finding a proactive solicitor is essential to fast conveyancing. There are a number of things that you, as the buyer, could do to accelerate your conveyancing, such as, promptly answering your solicitor's questions, requesting regular updates from your solicitor and keep the pressure on and confirming your mortgage offer.

 
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