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Transfer of Equity in Derby

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Derby

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Derby clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Derby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/01/17

Some useful Derby transport and services facts and figures -

According to the UK census, Derby has a residential population 730,620 spread over an area of 179,043 hectares (442,424 acres) meaning a density of population of 4.1 people per hectare or 1.7 per acre.

The closest airport to Derby is East Midlands Airport. Tollerton Airport is 17 miles away and Derby station is almost a mile from Derby.

The most convenient hospital for Derby is Derbyshire Royal Infirmary.

Q.

How do we identify a genuinely cheap fee? We are looking for low cost conveyancing.

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors purport to offer 'the cheapest conveyancing quotes'. Often additional fees are often hiding in the small print. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Do we need to be concerned about gazumping?

A.

This occurs when a home owner accepts an offer, then refuses it, choosing instead another purchaser's offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of gazumping. Instructing your conveyancing solicitor as soon as possible is a key first step to reducing this risk.

Q.

We are buying a Victorian terraced house. Do we need conveyancing searches?

Conveyancing searches are a commonly-used pack of enquiries ordered for the buyer. They are not surveys.

Q.

What does my searches cost?

A.

With Homeward Legal, a client in Derby is charged at most £249 for conveyancing searches. Conveyancing searches are paid to a third party.

Q.

If I am buying in Derby, is it important that we get a chancel liability search?

A.

Owners of property in Derby may be subject to chancel repair liability. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church of England properties in Derby where chancel liability may apply include St Bartholomew, St Luke, St Luke and St Barnabas.

Q.

How long on average should it take our assigned property lawyer to get through the conveyancing formalities on the top floor of home we hope to buy?

A.

Getting contracts exchanged can take anywhere between 1 month and 12 weeks, which can be hampered by a number of issues for example the speed of the seller's property lawyer, or the speed of your lender.

Q.

How does a solicitor in Derby advise me on the risk of flooding around Derby?

A.

A key part of the legal due diligence process involved in buying a home involves a lawyer carrying out property conveyancing searches that go in specific information with regard to Derby area flood risk.

Q.

Would getting a house survey be required if we are buying property?

A.

It is firmly advised that the majority of purchasers in Derby arrange a house survey. It is a fact that there are many problems that affect a property, that will not be addressed during the conveyancing process, which include dry rot or cavity wall tie failure.

 
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