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Conveyancing in Dereham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/02/18

Practical nearby public service facts ;

Norwich International Airport is 14 miles from Dereham. The nearest train station to Dereham is Wymondham.

Dereham is the neighbouring hospital.

Q.

I am trying to find low cost conveyancing in Dereham. What do I need to check for?

A.

Many online and high street conveyancers purport to offer so-called 'the cheapest conveyancing'. Often additional fees may pad your solicitor's invoice. Additional fees found in your solicitor's terms ought to be fair and clearly defined. They only apply in cases where the lawyer must perform additional tasks , which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

I am taking out a mortgage with Santander, what will I need to know?

A.

A small number of lenders have limited the firms who can act for them, potentially creating higher legal costs for buyers. Homeward Legal will act on behalf of the majority of mortgage lenders so that you will not be required to pay legal costs to your lender's solicitor.

Q.

We are aiming to purchase in Dereham. Do we need 'conveyancing searches'?

A.

These searches are a standard set of queries requested by your conveyancing lawyer through local and national authorities. Searches are not carried out by a property surveyor and do not include information relating to a property's structure.

Q.

Should we select the lawyer put forward by the local agent?

A.

Estate agent recommendations are a not uncommon way for home buyers to find a solicitor. However, if the agent is paid a fee by the solicitor, some agents may 'recommend' whichever firm pays the most per referral, not the law firm with the best reputation.

Q.

If we are buying near Dereham, in the parish of Hardingham, do we need a chancel search?

A.

A Dereham conveyancing solicitor could recommend a chancel search, regardless of the parish where the building being bought is found. Through some parish councils have chosen to impose chancel repairs on the current owners, a conveyancing solicitor cannot verify that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Is your solicitor team set up to act quickly on auction conveyancing in Dereham?

A.

Our property lawyers commonly act for buyers and sellers at auction. Conveyancers often suggest auction buyers to choose a lawyer well before the auction day for a full investigation.

Immediately following the auction day arrives your instructed conveyancing solicitor will be geared up to finishing the purchase within the limited time as required .

Q.

My husband and I are intending to buy in Dereham. Are there any conservation areas in the area?

A.

Conservation areas preserve local areas of special architectural or historic interest. You may wish to contact the council if you have specific questions, but your solicitor will investigate this in detail during the property transaction.

Q.

Can we hold off paying out for SDLT?

A.

Stamp Duty Land Tax is usually due for residential property sold for over 125,000 pounds. We do not advise home movers risk any stamp duty mitigation, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed .