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Conveyancing in Didsbury Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Transport and public service information if you’re buying or selling residential property in Didsbury -

By road: Didsbury is served by the M60, A5103 and A5145. By rail: The nearest train station is East Didsbury. By air: From Didsbury, the nearest airports are Manchester Airport (6 miles), Liverpool John Lennon Airport (36 miles), and Hawarden Airport (42 miles).

Hospital: Withington Community, Nell Lane, Manchester, M20 2LR. Council: Manchester City Council (www.manchester.gov.uk).

Attractions: Manchester United Museum and Tour Centre, Gallery of Costumes, Museum of Hatting, Parsonage Gardens, and Stockport Air Raid Shelters

Q.

What causes sale-conveyancing work to take such a long time?

The legal work needed to sell or purchase a house or flat can be lengthy. Homeward Legal does the best job to minimise their impact whenever possible by driving the sale or purchase forward with proactive communication. For more information, try our quote calculator, or call our team of experts on 0800 038 6699 to obtain your fixed-fee quote.

As our move to Didsbury is an expensive business, we need to cut costs where possible. We’ve heard about schemes to avoid paying stamp duty, but how do we go about taking advantage of them?

Q.

At what point do we need to instruct a conveyancer to handle our purchase in Didsbury?

With very few exceptions, the faster you instruct a solicitor the better, as conveyancing involves various tasks that can be performed immediately, thereby giving you a head start. Instructing your solicitor sooner can also limit the risk of your transaction stalling.

Q.

Will the house's ‘fixtures and fittings’ form list things such as light switches?

House-buyers are often confused by the vagueness surrounding which fixtures and fittings will be included with a property. To avoid misunderstandings, a ‘fixtures and fittings’ form should be agreed. This will clarify precisely which items will be sold with the property. Generally speaking, ‘fixtures’ are items which are attached to walls, ceilings or floors, while ‘fittings’ are items that can be easily moved.

Q.

Is gazumping common in Didsbury?

Gazumping occurs when the first buyer's offer is later rejected by the house-seller, in preference of a greater offer. The chance of gazumping exists for almost any purchase until the exchange of contracts, when the transaction becomes legally binding. Instructing a fast, efficient solicitor as soon as you can should help to mitigate this risk. Homeward Legal on 0800 038 6699 to find out more and to get your fixed-fee conveyancing quote

Q.

What is the council tax on a terraced property in Didsbury?

Your appointed solicitor, as one of the common components of the conveyancing process, will contact the civic authority responsible for council tax (here Manchester City Council) to ascertain the precise band and the tax rates you will be required to pay. This information will be detailed in the report on title. For the 2016/2017 tax year, Didsbury’s rates were:

  • Brand A - £956.74
  • Band B - £1,116.19
  • Band C - £1,275.65
  • Band D - £1,435.12
  • Band E - £1,754.04
  • Band F - £2,072.95
  • Band G - £2,391.86
  • Band H - £2,870.24

Retrieved 11 March 2017

Q.

Which mortgage lender panels in Didsbury are you on?

Most lenders in Didsbury are on our Didsbury solicitors' panel. Didsbury lenders and mortgage specialists include:

  • Barclays Bank PLC, 753-755 Wilmslow Road, Manchester, M20 6RN
  • Clayton Hulme Patnership, 101a Lapwing Lane, Manchester, M20 6UR
  • Jordan Fishwick Financial Services Ltd., 757-759 Wilmslow Road, Manchester, M20 6RN

The solicitor managing the legal work for your move should be able to carry out any relevant lender-imposed searches or checks.

Q.

The estate agent we are using in Didsbury has recommended the property solicitor they normally work with. Do I need to instruct them?

It is common for agents in Penrith to endorse one or more conveyancing firms. However, such referrals must be carefully considered, as there is a risk that the agent may suggest whichever firm pays the most per referral, and not the best value for you.

Q.

What causes sale conveyancing work to need such a long time?

A.

The legal work needed to sell or purchase a house or flat can be lengthy. Homeward Legal do our best to minimise their impact whenever possible by driving the sale or purchase forward.

Q.

I am buying a 1940s investment property in the middle of a Didsbury conservation area. How does one uncover data on the standard of upkeep of the conservation area?

A.

English Heritage, a government body, have created a list of the state of conservation areas.

Local Didsbury conservation areas are designated by the local authority (Manchester) who police conservation area concerns from what can be developed to the inhibition of billboards.

Q.

At what point do we need to instruct a conveyancer to handle our purchase?

A.

With few exceptions, the faster you instruct the better, as conveyancing involves various tasks that can be performed immediately. Instructing your solicitor sooner can limit the risk of your transaction stalling.

Q.

Is there something I can do to get out of paying for stamp duty to the Revenue?

A.

Stamp Duty Land Tax (SDLT) must be paid for residential property over one hundred and twenty-five thousand pounds. We do not recommend any stamp duty mitigation, as such schemes are highly expensive and can be very unlikely to succeed.

Q.

We need to complete this purchase as soon as possible, how do we get fast conveyancing?

A.

Key to a fast transaction is to use a communicative conveyancing solicitor. When selecting a conveyancing solicitor, : Did you experience any delays when requesting a quote? Do they use email as the preferred mode of communication? Are they 'no move, no fee'? This can incentivise a faster transaction.

Q.

May our legal charges incorporate any additional costs?

A.

Homeward Legal will never charge any additional charges regardless of circumstances. You should be aware that some solicitors' firms will give a low estimate, not an accurate quote. You may face a much greater total fee when you have completed.

Q.

The estate agent we are using in Penrith has named the property solicitor. Do I need to instruct them?

A.

It is common for agents in Penrith to endorse one or more conveyancing firms, however, such referrals must be carefully considered, as there is a risk that the agent may suggest whichever firm pays the most per referral, not the best value for you.