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Conveyancing in Disley Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/18

Helpful Disley transport and public service facts -

Disley's closest train station is Disley at 1 mile and the nearest airport to Disley is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 10 miles and Eccles Airport is 17 miles away.

Stepping Hill, Stockport is the most convenient hospital for Disley.

Q.

How do I get the best conveyancing rates for a £445k house?

A.

This point affects many property buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many firms claim to offer cheap conveyancing quotes, however additional costs are often hiding in the solicitor's terms. Any extra costs should be fair and be applied only where the solicitor is required to complete unexpected extra work on your behalf, which could not be anticipated at the start of the process.

Q.

Bookshops and the web both have a number of useful articles giving details on doing your own legal work. That being the case, do I want to use a conveyancing solicitor in Disley ?

A.

Legally speaking there is absolutely no argument why you shouldn't conduct your own conveyancing on your own. The truth is however that a conveyancer in Disley handles a large number of functions e.g. chasing retention releases or dealing with requisition on os1 some of which require adequate training.

Q.

What will the council tax cost me for a new build Band F maisonette in Disley?

A.

Your pertinent council tax band should almost always be set out in the title report along with the local authority.

The latest tax rates for Disley are listed at the High Peak council site. At the time of authoring on 27 September 2012 rates are as follows:

  • Band A - £1,000.00
    >
  • Band B - £1,167.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,167.00
  • Band G - £2,500.00
  • Band H - £3,000.00

Q.

I am interested in purchasing a house in Disley. How do I find out if the house is in a conservation area?

A.

Conservation areas delineate streets and neighbourhoods of 'special architectural and historic interest'. Your conveyancing lawyer will provide more details, in regard to relevant conservation area restrictions in Disley.

Q.

How much will searches generally cost?

A.

Searches range in cost. In Disley, the standard bundle of searches included an environmental search and a mining search.

Q.

Is a deed of assignment a fee or a disbursement?

A.

All fees and disbursements ought to be clearly identified on a quote, with no additional charges of any kind in the small print. This charge, for example, is a fee not a disbursement, and should be included in a quote for your conveyancing. Any associated disbursement costs will, however, be passed on..

Q.

Will I need a chancel liability search when we are buying a Disley house next to a 1400s glebe?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Disley property likely to be affected. Some names or words such as 'vicarage' give an indication of a property's history, and thus whether chancel liability may apply. Disley church lands which may give rise to chancel liability include St Mary's Parish Church.

Q.

Following recent news about the extensive flooding in Sept 2012 in North West England I am anxious that environmental searches aren't detailed enough?

A.

Your Disley property solicitor will recommend that you carry out informative flood searches if the environmental conveyancing searches spots a significant risk local Disley flood risk.

You could also try to converse with a local resident for that additional insight if you are still worried.