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Conveyancing in Downend Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/07/17

Handy nearby public transport and public service details:

Downend is approximately 1.5m of junction entry 1 Southbound of the M32.

The nearest train station to Downend is Bristol Parkway. The nearest airport to Downend is Bristol Airport (11 miles s).

Emersons Green, NHS Treatment Centre is the closest hospital.

Q.

How do we get a cheap solicitor in Downend to buy a home?

A.

Many solicitors claim to offer cheap conveyancing quotes, but extra charges may be added into the terms. The conveyancing quote should also clearly state any disbursements to be paid. Additional charges found in terms of engagement ought to be reasonable. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

I am taking out a mortgage with Direct Line Mortgages - is there anything we need to know?

A.

Some lenders are now reducing the size of their 'solicitor panel', which may result in increased conveyancing costs for purchasers. Homeward Legal, however, can act for most CML-approved lenders, keeping buyers' legal costs to a minimum.

Q.

Which local authority is responsible for Downend?

A.

Downend is located in London Borough of Bexley Council, Civic Offices, Broadway, Bexleyheath, Kent, DA6 7LB, contact: 020 8303 7781

Q.

As a consequence of the extensive flooding in Sept 2012 in South West England, we are wondering whether environmental searches won't be sufficient?

A.

A thorough property lawyer in Downend should get additional thorough food risk searches if the standard searches spots a Downend flood risk area data

For more assurance it may be sensible to get in touch with a local resident.

Q.

How is Stamp Duty Land Tax rates assessed, and what should we budget for a £619000 house?

A.

The Stamp Duty you pay is dependent on a limited set of factors, primarily the value of the property. Stamp duty will be £24760 on a £619000 Downend property.

Q.

We are going to buy a Victorian terraced house, do we need property searches?

A.

Conveyancing searches are a standard bundle of queries carried out in the interest of the purchaser. They are not surveys and will not give information on the physical condition of the property.

Q.

When should you speak to a conveyancing solicitor in Downend?

A.

In simple terms, the faster you instruct the better, as there are several tasks that can be carried out immediately. Instructing a firm to handle your Downend conveyancing early for a sale enables information, especially from slow third-parties, can be requested even prior to accepting an offer, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

Q.

We need to know which Downend lenders your conveyancing solicitors work with. Whose panels are you on?

A.

Of lenders with offices near Downend, Homeward Legal closely with many. Downend lenders and mortgage specialists include Omnis Financial Solutions, 15 Sedgefield Gdns, Bristol, BS16 6SU. Your solicitor should be able to advise further.

 
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