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Conveyancing in Downham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/18

Downham attractions

Keston London Windmill, Eltham Palace English Heritage and Blackheath Old Dover Rd Library Art Gallery are situated in Downham.

Grove Park station is about a mile from Downham. The closest airport to Downham is London City Airport. Heathrow Terminals 1 2 3 Airport is 21 mile s, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 20 miles, Elstree Airport is 22 miles, Rochester Airport is 22 miles and London Biggin Hill Airport is 7 miles away.

The neighbouring hospital for Downham is Sloane.

Q.

I need to find a cheap solicitor quote to purchase a property. What is included?

A.

The lack of clarity surrounding this topic affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer theoretically cheap conveyancing quotes, however extra charges can inflate your final bill. Any additional fees should be reasonable. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

Should I opt for the property solicitor referred by our estate agent?

A.

Both agents and mortgage brokers will often refer a solicitor. These referrals should be compared against alternatives, such as local solicitors, or firms found online, as some agents may 'recommend' the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

Q.

Would you recommend that we get a chancel search? We are buying on the same road as a rectory in Downham.

A.

Some owners in Downham can be required to fund repairs to nearby church property. Some names or words such as 'priory' give an indication of a property's history, and thus whether chancel liability may apply. Church lands in the local area include St Leonard, St Luke and St Margaret.

Q.

We need to complete this purchase as soon as possible, how can we organise a fast exchange and completion?

A.

Experienced buyers will tell you that finding a proactive solicitor is crucial to a fast completion. When finding a suitable a solicitor, you should ask yourself the following: Do they offer 'instant' online quotes? Are phone, fax and email their preferred methods of contact Do they work on a 'no sale, no fee' basis?

Q.

Environmental searches are calculated from archived records but when one considers climate change for example the fact that 2012 was second wettest year since records began, are they the ideal way to confirm enough about the local Downham flood risk?

A.

An experienced property solicitor in Downham will suggest that you get additional property conveyancing searches if the initial search identifies a significant risk of flooding in Downham.

You can also speak to a neighbour to get further peace of mind.

Q.

What will my searches cost?

A.

Searches range in cost, and will be dependent on your lender's requirements. Less common searches, used in addition to a standard bundle, include a gypsum search.

Q.

What analysis in connection with the uncertain risk of flooding to properties in Kent will the Downham property lawyer report back on?

A.

A vital component in the conveyancing procedure involves the conveyancing lawyer making an application for property environmental searches that set out certain details on the subject of Downham flooding.

Q.

What is the council tax on a semi-detached home in Downham?

A.

Almost always the conveyancer's title report should contain the relevant Lewisham council tax band. Council tax rates for properties in Downham are tabled on the Lewisham local authority site. At the time of writing, 30 August 2012, the rates are:

  • Band A - £899.00
  • Band B - £1,049.00
  • Band C - £1,199.00
  • Band D - £1,349.00
  • Band E - £1,649.00
  • Band F - £1,948.00
  • Band G - £2,248.00
  • Band H - £2,698.00