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Transfer of Equity in Downham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Downham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Downham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Downham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Downham attractions

Keston London Windmill, Eltham Palace English Heritage and Blackheath Old Dover Rd Library Art Gallery are situated in Downham.

Grove Park station is about a mile from Downham. The closest airport to Downham is London City Airport. Heathrow Terminals 1 2 3 Airport is 21 mile s, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 20 miles, Elstree Airport is 22 miles, Rochester Airport is 22 miles and London Biggin Hill Airport is 7 miles away.

The neighbouring hospital for Downham is Sloane.

Q.

I need to find a cheap solicitor quote to purchase a property. What is included?

A.

The lack of clarity surrounding this topic affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer theoretically cheap conveyancing quotes, however extra charges can inflate your final bill. Any additional fees should be reasonable. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

When do we need to speak to a solicitor?

A.

With a 'no move, no fee' guarantee, earlier is preferable. The legal work can then begin very early in the process. Some groups advocate holding off instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

What analysis in connection with the uncertain risk of flooding to properties in Kent will the Downham property lawyer report back on?

A.

A vital component in the conveyancing procedure involves the conveyancing lawyer making an application for property environmental searches that set out certain details on the subject of Downham flooding.

Q.

What causes purchase conveyancing to require months?

A.

The Downham conveyancing process will sometimes be lengthy for a variety of reasons. Sometimes, the reasons are out of a lawyer's control, Homeward Legal, however, see how frustrating such delays may be and work hard to reduce their effect where viable. There are numerous reasons for delay, such as a slow firm acting for the lender.

Q.

How is Downham contaminated land identified?

A.

A wide range of contaminants caused by environmental factors can impair property in Downham, like military land or sand or gravel pits. An environmental search will give more information.

Q.

Would you recommend that we get a chancel search? We are buying on the same road as a rectory in Downham.

A.

Some owners in Downham can be required to fund repairs to nearby church property. Some names or words such as 'priory' give an indication of a property's history, and thus whether chancel liability may apply. Church lands in the local area include St Leonard, St Luke and St Margaret.

Q.

Which lenders in Downham do you work with?

A.

The Homeward Legal partnership have solicitors who have experience working with all the major lenders assisting buyers in Downham. Local mortgage lenders and brokers include Countrywide Mortgages Ltd, 12 High St, Wickford, SS12 9AZ, Onecall, 386 High Rd, Benfleet, SS7 5HL, and Total Financial Planning Ltd, First Floor Basilica House/334 Southend Rd, Wickford, SS11 8QS.

Q.

Is a survey a good idea if we are buying property in Downham?

A.

The Royal Institution of Chartered Surveyors strongly recommend that property purchasers order a RICS survey. A wide range of issues affect a property, including chimney defects and severe weathering, and these will not be addressed by your conveyancing solicitor.

 
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