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Conveyancing in Downham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/18

Downham attractions

Keston London Windmill, Eltham Palace English Heritage and Blackheath Old Dover Rd Library Art Gallery are situated in Downham.

Grove Park station is about a mile from Downham. The closest airport to Downham is London City Airport. Heathrow Terminals 1 2 3 Airport is 21 mile s, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 20 miles, Elstree Airport is 22 miles, Rochester Airport is 22 miles and London Biggin Hill Airport is 7 miles away.

The neighbouring hospital for Downham is Sloane.

Q.

I need to find a cheap solicitor quote to purchase a property. What is included?

A.

The lack of clarity surrounding this topic affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer theoretically cheap conveyancing quotes, however extra charges can inflate your final bill. Any additional fees should be reasonable. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

What is the council tax on a semi-detached home in Downham?

A.

Almost always the conveyancer's title report should contain the relevant Lewisham council tax band. Council tax rates for properties in Downham are tabled on the Lewisham local authority site. At the time of writing, 30 August 2012, the rates are:

  • Band A - £899.00
  • Band B - £1,049.00
  • Band C - £1,199.00
  • Band D - £1,349.00
  • Band E - £1,649.00
  • Band F - £1,948.00
  • Band G - £2,248.00
  • Band H - £2,698.00

Q.

When do we need to speak to a solicitor?

A.

With a 'no move, no fee' guarantee, earlier is preferable. The legal work can then begin very early in the process. Some groups advocate holding off instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

Can you advise how I get out of paying stamp duty tax?

A.

Stamp duty reduction scheme should be treated with extreme caution, because these schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

There is a lot of online help on DIY conveyancing as a seller of a home. Is it a silly move to take care of the all of the legal work without help.?

A.

Technically speaking there are no arguments why you cannot engage in the bulk of the your own conveyancing on your own.

However, a conveyancer carries out a significant number of skilled tasks ranging from checking contracts and the Land Registry formalities most of which need experience.

Q.

How do I establish whether the Downham conservation area is in a poor state?

A.

English Heritage, a government body, administer records of the state of conservation areas in England.

Local conservation areas are specified by Lewisham who administer conservation area concerns from including things like excessive road signs, coloured road surfaces and trees.

Q.

Environmental searches are calculated from archived records but when one considers climate change for example the fact that 2012 was second wettest year since records began, are they the ideal way to confirm enough about the local Downham flood risk?

A.

An experienced property solicitor in Downham will suggest that you get additional property conveyancing searches if the initial search identifies a significant risk of flooding in Downham.

You can also speak to a neighbour to get further peace of mind.

Q.

Would you recommend that we get a chancel search? We are buying on the same road as a rectory in Downham.

A.

Some owners in Downham can be required to fund repairs to nearby church property. Some names or words such as 'priory' give an indication of a property's history, and thus whether chancel liability may apply. Church lands in the local area include St Leonard, St Luke and St Margaret.