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Transfer of Equity in Durham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Durham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Durham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Durham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Relevant Durham transport and services details:

As calculated by the 2011 census, Durham has a residential population 309,211 spread over an area of 71,656 hectares (177,065 acres) meaning a density of population of 4.3 people per hectare (1.7 per acre).

Drivers are well served with Durham having very good road access inside three miles of Junction 62 Southbound of the A1M.

Newcastle Airport is 19 miles from Durham. Darlington Airport is 20 miles away. Durham's nearest train station is Durham, Southbound.

The closest hospital is County Durham.

Q.

I am looking for a cheap solicitor to own property. How do we get a quote?

A.

This point affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many solicitors purport to offer so-called cheap conveyancing, but extra costs will be included in the terms that unknowing buyers and sellers have not reviewed The disbursements to be paid should be included on a quote

Q.

We are intending to purchase a chapel in Durham St Giles. Should we get a chancel search?

A.

A solicitor could advise that a chancel search be taken out, irrespective of the parish where the property being bought is found. Through some church councils have decided to impose chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future.

Q.

Which Durham areas are eligible for stamp duty relief?

A.

Disadvantaged area relief in Durham is due to expire in April 2013. Disadvantaged areas in Durham include Bearpark, New Brancepeth, Pelaw and Shadforth. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

Do you work with mortgage lenders with Durham offices?

A.

We can work with all the major lenders financing home buyers in Durham. Lenders and mortgage specialists in Durham include Co-operative Bank PLC, 29 High St, Durham, DH1 3PL, Halifax, 1 North Rd, Durham, DH1 4UQ, and Leeds Building Society, 9 North Rd, Durham, DH1 4SH.

Q.

At what stage should we reserve a house removal firm?

A.

The most sensible course of action is for buyers to avoid booking the removals until such time as all parties have fixed your move date that happens once final contracts are signed. Often removals companies add an additional a rearrangement amount . Try Wright Euromove, 38 Lund Av, Durham, DH1 5BJ Phone: 0191 386 5747 or Nelsons Of Durham, The Bungalow/Half Way Houses, Hartside, Durham, DH1 5RF Tel: 0191 386 7332.

Q.

May the costs for my conveyancing for my Durham sale introduce any additional costs?

A.

No. Homeward Legal do not hide any hidden extra fees for any reason.

Q.

How do I stop getting gazumped?

A.

Gazumping arises when a seller approves one buyer's offer, then refuses it, choosing instead a higher offer. It could happen only days prior to exchange. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a chance of gazumping. You should instruct your conveyancing solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

Fixtures and fittings include what exactly?

A.

In the main, fixtures are 'fixed' to the property, whereas fixtures are free-standing. The fixtures and fittings form is intended to avoid confusion and will clarify precisely what is to be included.

 
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