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Transfer of Equity in East Croydon

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors East Croydon

Homeward Legal's panel of solicitors carry out remortgage conveyancing for East Croydon clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in East Croydon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Some helpful local public service details -

East Croydon's nearest airport is London Biggin Hill Airport (6 miles). Heathrow Terminals 1 2 3 Airport is 17 miles, London City Airport is 11 miles s, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 19 miles, Gatwick South Terminal Airport is 16 miles, Gatwick North Terminal Airport is 16 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 22 miles and away and East Croydon station is about a mile from East Croydon.

The closest hospital to East Croydon is Mayday University Thornton Heath.

Q.

We are looking for a discount conveyancing estimate in East Croydon. because we are on a limited budget.

A.

Several firms advertise 'the cheapest conveyancing quotes'. However additional fees may inflate your final bill. A quote for conveyancing in East Croydon ought to define third party costs, termed disbursements, to be paid. Extra costs included in terms of engagement should be fair and reasonable. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

We are buying a £1010000, how is SDLT calculated?

A.

Stamp Duty in East Croydon will rely on the value of the property. Stamp duty will be £50500 on a £1010000 house or flat.*

*Source: www.hmrc.gov.uk, 17/02/2013

Q.

What is the council tax on a residential end of terrace property in East Croydon?

A.

Normally the report on title will give information the appropriate Bromley council tax band. The latest council tax charges for homes in East Croydon are set out at the Bromley local authority site. At the time of writing on 19/09/2012 the rates are:

  • Band A - £865.00
    >
  • Band B - £1,010.00
  • Band C - £1,154.00
  • Band D - £1,298.00
  • Band E - £1,586.00
  • Band F - £1,875.00
  • Band G - £2,163.00
  • Band H - £2,596.00

Q.

What causes conveyancing to seem to be so slow?

A.

The legal work involved in buying or selling East Croydon property will occasionally be held up even in the best of circumstances. The delays are on occasion unhappily beyond the conveyancing solicitor's power, we, however, know how much extra stress these can cause and endeavour to minimise the burden of these delays if it is possible to do so. Common delays may include problems with arranging a mortgage.

Q.

Our mortgage lender is the Co-op, what will we need to know?

A.

Buyers should be aware that, over the last two years, some lenders have reduced their 'solicitor panel', potentially creating increased legal costs for purchasers. Homeward Legal, however, can act on behalf of all major UK mortgage lenders to keep legal costs to a minimum.

Q.

Are there any conservation areas in the area?

A.

With over 8,000 such areas listed across the country, the regions in or near East Croydon include a range of conservation areas. You may wish to contact the local council for more information, but your conveyancing lawyer will address this during the conveyancing process.

Q.

Is obtaining landlord's consent to assignment of lease passed on at cost?

A.

Disbursements and fees ought to be stated on the quote for your conveyancing, with all potential additional costs clearly stated. This cost is a fee not a disbursement. It should be included in a quote for your conveyancing.

Q.

Do we need a chancel search if we are buying in the parish of Stoke Newington, near East Croydon?

A.

Whichever East Croydon parish you are purchasing in, a lawyer could advise a chancel search. In older areas of East Croydon, chancel repair may be imposed on the current owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

 
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