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Conveyancing in Edgbaston Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Pertinent local public transport and services facts and figures -

Edgbaston's nearest airport is Birmingham Airport (8 miles). Coventry Airport is 20 miles and Wolverhampton Business Airport Airport is 16 miles away and the nearest train station to Edgbaston is Five Ways.

Priory Birmingham is a nearby hospital to Edgbaston.

Q.

How do we get the best rates for conveyancing for a £325,000 house?

A.

Numerous solicitors claim to offer supposedly 'the cheapest conveyancing quotes', but extra fees are often hiding in the terms of engagement. Fees listed in terms and conditions needs to be reasonable and clear and come into force only if your solicitor is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

As a consequence of the widespread flooding in 2012 in the Midlands we are questioning if environmental searches aren't exacting enough?

A.

Conveyancing and environmental searches handled by a Edgbaston conveyancing solicitor should also include the far more specialist Landmark flood search if the risk warrants it.

Sometimes property buyers to converse with a neighbour or local resident for some more local information.

Q.

How many lenders in Edgbaston do you work with?

A.

Most lenders in Edgbaston are on our solicitors' panels. Local mortgage lenders and brokers include RA Financial Services, 214 Hagley Rd, Birmingham, B16 9PH, Goldthorn, 339A Rookery Rd, Handsworth, Birmingham, B21 9PR, and Mortgagesfullstop, 53 Vyse St, Hockley, Birmingham, B18 6HR.

Q.

For our lender, we have chosen Bank of Scotland, what will we need to consider?

A.

Buyers should know that, in some cases, lenders have limited the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal can act for all major lenders in the UK, keeping buyers' legal costs to a minimum.

Q.

I am going to a property auction and will need to get fast conveyancing, how can we speed things up?

A.

Instructing a proactive conveyancing solicitor is key buying faster. You should consider:

  • Do they use email as the preferred mode of communication?
  • Do they use email as the preferred mode of communication?
  • Did you experience any delays when requesting a quote?

Q.

How do we stop being gazumped?

A.

Gazumping takes place when an offer is accepted but then rejected by the property owner, in preference to a higher offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of being gazumped. You should instruct a solicitor early, and even before acceptance of an offer to reduce the chance of gazumping.

Q.

What environmental concerns can affect land in Edgbaston?

A.

A wide range of contaminants caused by environmental factors can harm the resale value of property in Edgbaston, like nearby electrical substations or sand or gravel pits. An environmental search will offer more detail. Strensham W T W, Mill Lane, Worcestershire, B15 3AY, for example, may be a source of local contamination.

Q.

Is a mortgage offer review a fee or disbursement?

A.

Some conveyancers hide fees which should be included as disbursements. It may not be clear whether a cost is a fee or not, and if it should be included. This cost is a fee not a disbursement. It should be included in your quote.

 
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