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Transfer of Equity in Ellesmere

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ellesmere

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ellesmere clients every week.

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The Conveyancing
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Conveyancing in Ellesmere Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Useful regional transport and services facts ;

The nearest airport to Ellesmere is Howarden Airport. Trehelig Airport is 22 miles and away and the nearest train station to Ellesmere is Gobowen, almost 6 miles away.

Robert Jones & Agnes Hunt Orthopaedic Oswestry is a nearby hospital.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? We are trying to find an affordable conveyancing quote.

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many home owners paying out more than they anticipated in the end. Many solicitors advertise so-called cheap conveyancing. However extra costs can increase your final bill. Any disbursements to be paid ought to be listed on a quote Any additional fees listed in the terms needs to be fair and clearly defined.

Q.

The local agent has offered a lawyer which they often use. Will it be cheaper to use this firm?

A.

Many agents in Burton Joyce have referral deals with solicitors whereby they refer conveyancing work to them, however, such referrals need to be weighed up against alternatives, including online or local firms, as some agents may 'recommend' the conveyancer who pays out the highest referral fee, not the best solicitor for your needs.

Q.

Lawyers in Ellesmere carry out standard property conveyancing searches when they are instructed to act for a purchase client, but which particular ones?

If buying and applying for a mortgage the building society of bank insist that at least the following Local Authority Search, Drainage and Water Search and Environment Search as well as any area-specific searches such as HS54.

Q.

Will I need a chancel search? I am purchasing a flat near a vicarage in Ellesmere.

A.

As a result of chancel repair liability, the owners of property in Ellesmere which was once owned by a 'lay impropriators' can be liable for repairs to older church buildings. Insurance may be available to protect a buyer should a Ellesmere Parochial Church Council enforce liability. Ellesmere ecclesiastical properties include Hordley S.Mary the Virgin, St Peter and The Blessed Virgin Mary.

Q.

What would our searches usually cost?

A.

The cost of Ellesmere conveyancing searches can vary. These searches are charged at cost.

Q.

How do I go about check whether the conservation area we are buying in is neglected?

A.

Local Ellesmere conservation areas are created by the local authority (Shropshire) who police the state of the area including things like street guard rails, removal of front gardens for parking and the upkeep of public spaces. Following a campaign, English Heritage have assembled a list of the state of repair of conservation areas.

Q.

What type of local checks regarding the potential risk of a flood in the Shropshire region will the Ellesmere solicitor apply for?

A.

An important part of the legal process of buying a property involves a conveyancing lawyer conducting environmental searches that set out some details on the Ellesmere flooding.

Q.

I am completing next August. What should be worked out for stamp duty tax?

A.

Stamp Duty depends on several factors, including the purchase price. It will be £37080 on a £927000 home (information accurate February 2013).

 
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