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Transfer of Equity in Enfield

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Enfield

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Enfield clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Enfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Relevant regional transport and public service facts -

As determined by the most recent (2011) national census, Enfield has a residential population 344,434 spread over an area of 55,476 acres (22,451 hectares) which equals a population density of 6.2 people per acre (15.3 per hectare).

Q.

Things to do in Enfield

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are easily accessible from Enfield.

Commuters are well served with Enfield being well placed with very good major road access close at about a couple of miles of the A40M.

Enfield's nearest station is Charing Cross. The closest airport to Enfield is London City Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

The closest hospital for Enfield is Royal London Homeopathic.

Q.

What are the best conveyancing rates for a £421,000 house?

A.

Several solicitors offer 'the cheapest conveyancing quotes'. Unfortunately additional costs may inflate your solicitor's invoice. The conveyancing quote should state any disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

The agent has referred the conveyancing. Is it risky to use this firm?

A.

It is commonplace for agents in Tower Hill to suggest a law firm, however, such referrals need to be weighed up against alternatives, including online or local firms, as there is a risk that an agent may choose the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

What type of additional enquiries in respect to the uncertain risk of floods in North London will my Enfield conveyancer go into detail on?

A.

The conveyancer makes an application for official conveyancing searches that should include Enfield flood risk area data information.

Q.

What steps can I take to get out of paying SDLT?

A.

SDLT must be paid for property over 125,000 pounds. Homeward Legal strongly advise against any stamp duty avoidance. Such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Are there many designated conservation areas in Enfield?

A.

With nine thousand listed areas across the country, the streets and neighbourhoods in or near Enfield will include several conservation areas. The benefits of such restrictions will include more aesthetically pleasant surroundings, but they create additional maintenance and repair responsibilities.

Q.

Will fees for the conveyancing for my Enfield purchase incorporate any supplementary hidden charges?

A.

No. Homeward Legal will not charge any extra, hidden costs whatsoever. Under the circumstances, it may be that you would benefit from additional legal work, such as a vesting order, . Any such fees would not be charged until you were made aware of the circumstances.

Q.

I am intending to buy a barn conversion in St Mary le Strand. Is a chancel search appropriate?

A.

Whether you are buying a home in Enfield or elsewhere in the county, the property lawyer should confirm that a chancel search be taken out. In older areas of Enfield, chancel repair has the potential to be charged on new owners of a home where church councils may have spared previous owners or tenants. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

I am buying a £799000. What should be calculated for SDLT?

A.

Stamp Duty Land Tax will depend on the valuation. It will be £31960 on a £799000 Enfield home (correct March 2013).

 
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