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Transfer of Equity in Enfield

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Enfield

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Enfield clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Enfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Relevant regional transport and public service facts -

As determined by the most recent (2011) national census, Enfield has a residential population 344,434 spread over an area of 55,476 acres (22,451 hectares) which equals a population density of 6.2 people per acre (15.3 per hectare).

Q.

Things to do in Enfield

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are easily accessible from Enfield.

Commuters are well served with Enfield being well placed with very good major road access close at about a couple of miles of the A40M.

Enfield's nearest station is Charing Cross. The closest airport to Enfield is London City Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

The closest hospital for Enfield is Royal London Homeopathic.

Q.

What are the best conveyancing rates for a £421,000 house?

A.

Several solicitors offer 'the cheapest conveyancing quotes'. Unfortunately additional costs may inflate your solicitor's invoice. The conveyancing quote should state any disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

How much does my searches generally cost?

A.

Searches range in cost. Searches are disbursements paid to a third party.

Q.

Are there many lenders with offices in Enfield?

We have solicitors experienced closely with many lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Enfield, like Elite Mortgage Finance Ltd, 352 Green Lanes, London, N13 5TJ, Prudent Mortgage Solutions, 44 Friends Av, Cheshunt, Waltham Cross, EN8 8LX, and Prudent Mortgage Solutions, 758 Great Cambridge Rd, Enfield, EN1 3GN.

Q.

As a result of the extensive flooding in the UK in April 2012 we are worried that flood searches might not be detailed enough?

A.

Flood searches applied for by the conveyancing solicitor in Enfield should also include a far more detailed search (Landmark) if required.

If you are apprehensive you could attempt to approach a local resident or local North London flood damage builder - for example: C H Building Services, 32 Crawley Road, Enfield, EN1 2NG Tel: 020 84820314.

Q.

Will fees for the conveyancing for my Enfield purchase incorporate any supplementary hidden charges?

A.

No. Homeward Legal will not charge any extra, hidden costs whatsoever. Under the circumstances, it may be that you would benefit from additional legal work, such as a vesting order, . Any such fees would not be charged until you were made aware of the circumstances.

Q.

Which local factors can impact land in Enfield, and are they thoroughly investigated?

A.

Land could be contaminated by a broad range of naturally-occurring factors, like pollution incidents and a proximate telecommunications base station. An environmental search can provide much more clarity.

Q.

Are there many designated conservation areas in Enfield?

A.

With nine thousand listed areas across the country, the streets and neighbourhoods in or near Enfield will include several conservation areas. The benefits of such restrictions will include more aesthetically pleasant surroundings, but they create additional maintenance and repair responsibilities.

Q.

I am buying a £799000. What should be calculated for SDLT?

A.

Stamp Duty Land Tax will depend on the valuation. It will be £31960 on a £799000 Enfield home (correct March 2013).

 
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