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Transfer of Equity in Essex

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Essex

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Essex clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Essex Q & A's

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Ask Lorraine a question

Updated: 05/12/16

Are you thinking of buying or selling a home in the county of Essex?

For many people, Essex represents tranquil villages full of character and with easy commuting options for London. For affluent city workers the mansions of Epping are the only choice. Some even settle on Essex's coastline which includes Frinton, Clacton and the lively Southend on Sea.

Transport wise the county is very well served with numerous commuter trains running to London as well as Southend, London City, Clacton and Stansted Airports all on the doorstep.

Whatever you are looking for, Essex offers huge diversity and, partly due to mis-applied stigma, remains an undiscovered county with great value property stock.


How do we get the cheapest conveyancing solicitors in Essex?


Many online and high street firms purport to offer cheap conveyancing quotes. However additional charges are frequently hidden in the terms that unknowing property buyers and sellers have not reviewed The conveyancing quote should, in addition, define any disbursements to be paid.


Do we need to be aware of 'fixtures and fittings'?


Buyers in Essex will often be frustrated with the lack of formality over which fixtures and fittings should be included with a property. Conveyancing solicitors recommend a formal fixtures and fittings form to avoid later disagreements and will save considerable frustration later.


How can I avoid being gazumped?


Gazumping describes when an offer is accepted, and then rejected, by the property seller, opting instead for a better offer. Though gazumping is uncommon when property prices are falling, there is still a risk. Instructing a fast, efficient solicitor early should help to mitigate this risk.


My mortgage lender is Halifax - is there anything I need to consider?

House buyers should know that some lenders have opted to reduce the size of their 'solicitor panel'. We, however, can act for most mortgage lenders, keeping buyers' legal costs to a minimum.


What will the council tax cost for a new build Band F apartment in Maldon?


The respective council tax band should commonly be highlighted as part of the conveyancing report on title along with the governing local authority

Up-to-date charges for Essex are detailed online at the Maldon local authority website. At the time of writing on 13 March 2013 the rates are:

  • Band A - £1,002.00
  • Band B - £1,168.00
  • Band C - £1,335.00
  • Band D - £1,502.00
  • Band E - £1,836.00
  • Band F - £2,170.00
  • Band G - £2,504.00
  • Band H - £3,005.00


I want to exchange contracts on the selling of my home within 4 weeks - are you extra fast Essex conveyancing solicitors ?


Our solicitors by default have a active modus operandi to fulfilling the conveyancing process. We only allocate you to carefully selected solicitors which always exert pressure through every part of the buyer and seller chain .

In addition our panel of property lawyers are specifically chosen as they use premier case and work flow systems and technology systems to exchange on your move in minimum time.


Does one really need a chancel search when buying in Essex?


The Law Lords decision in a court case between a parish council and owners of neighbouring farmland liable for church repairs reaffirmed that 'lay impropriators' of property must fund church repairs. Terms used in a property's name, like 'glebe', may indicate chancel liability. With reform on the horizon, it will soon fall upon the church to register any liabilities at the Land Registry and buyer will know with certainty whether the property is obligated in respect of chancel repair.


We are purchasing a £827k Essex property, how is stamp duty calculated?


Stamp Duty in Essex will depend on the value of the property. It is £33080 on a £827k house or flat.*

*Correct as of December 2012