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Transfer of Equity in Essex

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Essex

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Essex clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Essex Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Are you thinking of buying or selling a home in the county of Essex?

For many people, Essex represents tranquil villages full of character and with easy commuting options for London. For affluent city workers the mansions of Epping are the only choice. Some even settle on Essex's coastline which includes Frinton, Clacton and the lively Southend on Sea.

Transport wise the county is very well served with numerous commuter trains running to London as well as Southend, London City, Clacton and Stansted Airports all on the doorstep.

Whatever you are looking for, Essex offers huge diversity and, partly due to mis-applied stigma, remains an undiscovered county with great value property stock.

Q.

How do we get the cheapest conveyancing solicitors in Essex?

A.

Many online and high street firms purport to offer cheap conveyancing quotes. However additional charges are frequently hidden in the terms that unknowing property buyers and sellers have not reviewed The conveyancing quote should, in addition, define any disbursements to be paid.

Q.

Do we need to be aware of 'fixtures and fittings'?

A.

Buyers in Essex will often be frustrated with the lack of formality over which fixtures and fittings should be included with a property. Conveyancing solicitors recommend a formal fixtures and fittings form to avoid later disagreements and will save considerable frustration later.

Q.

Will a conveyancing solicitor in Essex conduct official or personal searches on my property purchase?

A.

The solicitor will advise as to the ideal route, depending on factors like building society requirements. For personal searches, the property lawyer will look for a local search company such as Index Property Information Limited, 1 & 2 Langham Barns, Langham Lane, Langham, Colchester, Essex, CO4 5ZS Tel: 01206 273423 Fax: 01206 273420

Q.

Does one really need a chancel search when buying in Essex?

The Law Lords decision in a court case between a parish council and owners of neighbouring farmland liable for church repairs reaffirmed that 'lay impropriators' of property must fund church repairs. Terms used in a property's name, like 'glebe', may indicate chancel liability. With reform on the horizon, it will soon fall upon the church to register any liabilities at the Land Registry and buyer will know with certainty whether the property is obligated in respect of chancel repair.

Q.

What are the reasons why conveyancing requires weeks?

A.

Conveyancing may suffer setbacks. We endeavour to lessen their impact by pushing all parties involved. There are numerous reasons for delay, such as difficulties with mortgage finance.

Q.

Which of the lender panels in Essex are you on?

A.

Homeward Legal have solicitors who have experience working with the majority of lenders serving Essex purchasers. Essex lenders and mortgage specialists include Mortgage Force, 46 Hadley Rd, Enfield, EN2 8JY, and A 2 B Mortgage Co Ltd, Derby House/123 Watling St, Gillingham, ME7 2YY.

Q.

How will a property lawyer in Essex report back on the risk and history of local flooding in the Essex region?

A.

A conveyancing solicitor will apply for standard environmental searches that should include Essex area flood risk data. A more detailed conveyancing search, such as the Homecheck search, may possibly be proposed by a conveyancing solicitor in Essex if in the event that the initial conveyancing searches suggest a flood risk.

Q.

Do homewardlegal.co.uk look after the legal conveyancing of auction properties in Essex?

A.

Our recommended conveyancing solicitors frequently get instructed by auction buyers and sellers. Our niche auction team of property solicitors have acted for numerous buyers at local Essex property auctions such as Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Clever auction buyers always formally appoint a conveyancing lawyer as fast as they can to allow enough time for a detailed investigation of the sellers pack prior to the auction day. Immediately following the actual auction the property lawyer will be geared up to completing the conveyancing in 28 days as typically required .

 
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