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Transfer of Equity in Exeter

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Exeter

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Exeter clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Exeter Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Read all about Exeter ;

In reference to the most recent (2011) national census the population of Exeter 547,511 people spread over an area of 479,103 hectares giving a population density of 1.1 people per hectare.

Q.

Exeter area info

A.

Exeter Riverside Church Art Gallery and Exeter St Martin Churches Conservation Trust are close to Exeter.

The closest airport is Exeter International Airport and the closest station to is Exeter St Thomas.

Exeter is about 3m of Junction 31 Northbound of the M5.

The closest hospital is called Heavitree.

Q.

How do we get the cheapest Exeter conveyancing quote?

A.

This affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many property lawyers purport to offer theoretically cheap conveyancing. Often additional fees may be added into the terms of engagement. Any charges found in the solicitor's terms needs to be clearly defined and be applicable solely where your lawyer is required to complete unexpected extra work , which could not be anticipated at the start of the process.

Q.

How many mortgage lenders in Exeter do you work with?

A.

The Homeward Legal partner solicitors are on all UK lender panels including local lenders or those with local branch offices. These include include Mortgage Shop Ltd located at Summer Ville House/30 Southernhay East, Exeter, EX1 1NS, Professional Financial Centre Ltd, 22 Southernhay East, Exeter, EX1 1QU, and Mortgage Advice Bureau Ltd, North Door/Broadwalk House/Southernhay West, Exeter, EX1 1TS.

It is important to ensure your solicitor can act for your chosen lender before instructing them as failure to do so will require the lender to appoint a different solicitor and this can significantly protract the progress of the home purchase.

Q.

Are your house conveyancing solicitors geared up for handle fast completions on the legal conveyancing of auction properties in Exeter?

A.

The legal team are property auction specialists and do frequently carry out work for sellers at auction. Our auction team property lawyers have previously been instructed by numerous buyers at local Exeter property auctions that include Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Shrewd bidders will formally instruct a suitable solicitor as quickly as possible to allow time for a detailed report of the sellers pack well before the day of bidding.

Post day of bidding the conveyancing lawyer is wholly ready for completing the purchase within a as tight time frame as typically required .

Q.

We are purchasing with Lloyds TSB - is there anything we need to consider?

A.

Buyers in Exeter should know that some lenders have reduced the number of firms on their approved panel, which may result in greater legal costs for buyers. Homeward Legal are able to act for many CML-approved lenders so that you will not be required to pay legal fees for your lender's solicitor.

Q.

If my family are purchasing a Exeter house on the same street as a church, do you recommend that I get a chancel search?

A.

As a result of chancel repair liability, the owners of property in Exeter which was once owned by a 'lay rectors' can be liable for repairs to nearby church property. Indemnity policies can be arranged if chancel liability is likely to be enforced. Exeter Church of England properties include Cathedral Church of St Peter, St Andrew, St Sidwell and St Michael and All Angels (Mount Dinham).

Q.

What average time should I expect it to take my assigned conveyancer to exchange all of the legal process for the lower floor of new build house?

A.

Getting contracts exchanged can take anywhere from 1 month to twelve weeks, which can depend on any number of issues e.g. the speed of the vendor's property lawyer, or renegotiations.

Q.

The home being purchased is in Wonford, we will need to know if disadvantaged area relief is available.

A.

Exeter disadvantaged areas are identified by council ward. Disadvantaged areas in the area currently include Wonford. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

If we plan to buy near Exeter, in the parish of Lamerton, do we need a chancel search?

A.

A solicitor might recommend that a chancel search is taken out, whichever parish in which the residence being purchased is found.

Although some Parochial Church Councils have exercised their right to impose chancel repairs on new owners of affected property, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not continue to be so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

 
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