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Transfer of Equity in Exeter

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Exeter

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Exeter clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Exeter Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Read all about Exeter ;

In reference to the most recent (2011) national census the population of Exeter 547,511 people spread over an area of 479,103 hectares giving a population density of 1.1 people per hectare.

Q.

Exeter area info

A.

Exeter Riverside Church Art Gallery and Exeter St Martin Churches Conservation Trust are close to Exeter.

The closest airport is Exeter International Airport and the closest station to is Exeter St Thomas.

Exeter is about 3m of Junction 31 Northbound of the M5.

The closest hospital is called Heavitree.

Q.

How do we get the cheapest Exeter conveyancing quote?

A.

This affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many property lawyers purport to offer theoretically cheap conveyancing. Often additional fees may be added into the terms of engagement. Any charges found in the solicitor's terms needs to be clearly defined and be applicable solely where your lawyer is required to complete unexpected extra work , which could not be anticipated at the start of the process.

Q.

In respect of the flooding in Sept 2012 in South West England we are questioning if conveyancing and environmental searches might not be sufficient?

A.

Environmental searches conducted by your conveyancing solicitor in Exeter will include the more specialist Landmark flood search if required.

It may be prudent to also converse with a local resident for additional peace of mind or nearby Devon flood repair builder, for example: Steve Owen Builders, 63 Cowick Hill, Exeter, EX2 9NQ Tel: 01392 213195.

Q.

How many mortgage lenders in Exeter do you work with?

A.

The Homeward Legal partner solicitors are on all UK lender panels including local lenders or those with local branch offices. These include include Mortgage Shop Ltd located at Summer Ville House/30 Southernhay East, Exeter,

EX1 1NS, Professional Financial Centre Ltd, 22 Southernhay East, Exeter, EX1 1QU, and Mortgage Advice Bureau Ltd, North Door/Broadwalk House/Southernhay West, Exeter, EX1 1TS.

It is important to ensure your solicitor can act for your chosen lender before instructing them as failure to do so will require the lender to appoint a different solicitor and this can significantly protract the progress of the home purchase.

Q.

We are moving in Devon, and have a conveyancing quote from you. Might there be any hidden charges?

A.

We do not charge any hidden costs for any reason. You Exeter conveyancing quote is an single, accurate fee.

Q.

The home being purchased is in Wonford, we will need to know if disadvantaged area relief is available.

A.

Exeter disadvantaged areas are identified by council ward. Disadvantaged areas in the area currently include Wonford. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

I have found a number of helpful books on the subject of doing the legal work yourself e.g. A Practical Approach to Conveyancing by Robert Abbey and Mark Richards. In which case, do I have to use property lawyer in Exeter for my home move?

A.

Should you want to attempt this you can certainly do the greater part of the if not all of the conveyancing without using Exeter conveyancing solicitor. All solicitors would suggest that this is a dangerous approach as have a go conveyancers will not be covered by the appropriate insurance which practicing legal practices always pay for.

Q.

How is Devon contaminated land identified during the conveyancing process?

A.

A broad range of contaminants caused by factors caused by man and by nature may impact land in Exeter. Issues like shallow mining will be reported on in environmental search results. Contamination can be caused by local landfill sites, including Matford, EX2 8XX.

Q.

How do we work out Stamp Duty Land Tax?

A.

The Stamp Duty rate you pay will rely on the valuation. For a home estimated at £1094000, the SDLT rate is £54700.

 
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