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Transfer of Equity in Fetcham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fetcham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fetcham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Fetcham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Read about the area ;

Fetcham's nearest train station is Bookham at 1 mile s. The nearest airport to Fetcham is Gatwick North Terminal Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London City Airport is 23 miles, London Heliport Airport is 15 miles, Heathrow Terminal 5 Airport is 14 miles, Farnborough (TAG London) Airport is 19 miles, Gatwick South Terminal Airport is 13 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 19 miles, White Waltham Airport is 23 miles, Blackbushe Airport is 21 mile and London Biggin Hill Airport is 17 miles away.

Fetcham is nearby at within a couple of miles off the M25 junction entry 12 Westbound.

Leatherhead is the most convenient hospital.

Q.

How do we get fixed rate conveyancing?

A.

This topic catches out many sellers and buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many property lawyers claim to offer supposedly cheap conveyancing quotes. Unfortunately extra fees are frequently hidden in the terms and conditions. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Do you work with lenders with branches in Fetcham?

A.

Homeward Legal work with all the major lenders serving home purchasers in Fetcham. Lenders and mortgage specialists in Fetcham include Reigate, 68 Somerset Rd, Redhill, RH1 6LT, Harrison Mortgages, 8 Caterham Dr, Coulsdon, CR5 1JD, and K T Partnership, 94B High St, Epsom, KT19 8BJ.

Q.

Are charges for obtaining duplicate freehold company share certificates disbursements or fees?

A.

Fees and disbursements ought to be stated on the quote for your conveyancing. These costs are fees not disbursements, and should be included in a conveyancing quote.

Q.

When we are purchasing by church grounds in Fetcham, should we get a chancel search?

Owners of property neighbouring a church in the area must subsidise repairs, where chancel repair liability exists. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. Churches in this area where chancel liability may apply include St Mary.

Q.

Is it wise to avoid paying for stamp duty to the Revenue?

A.

Stamp duty mitigation is not advised when buying in Fetcham. These schemes are costly and unreliable.

Q.

Will we need a survey?

A.

The Royal Institution of Chartered Surveyors firmly recommend that buyers arrange a home surveyor to perform a survey. Many concerns can negatively affect a property. These can include settlement, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Are your house conveyancing solicitors geared up for move fast on the legal conveyancing of residential property auction properties in Fetcham?

A.

Indeed we deal with auctions throughout the UK and commonly do the legal work for buyers at auction. It is highly recommended for buyers to formally instruct a qualified conveyancing firm as early as possible so there is time for a detailed investigation of the sellers pack before the actual auction.

Subsequently, following the auction day arrives your appointed lawyer will be focused on concluding all of the legal work in the usual 28 days as required by the terms if sale.

Q.

What will a Fetcham conveyancing lawyer recommend if the home I want to buy is within a Mole Valley council conservation area which has inappropriate dormer windows fitted to it?

A.

Local authority LLC1 searches conducted by your Fetcham property lawyer in the process of the conveyancing should see if the property is inside a conservation area and any evidence of council approval for changes to the property will be asked for. In the absence of any the necessary permissions the solicitor will give you professional advice on the best alternatives, which include getting from the council or seeking cover with indemnity insurance.

 
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