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Transfer of Equity in Fetcham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fetcham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fetcham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Fetcham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Read about the area ;

Fetcham's nearest train station is Bookham at 1 mile s. The nearest airport to Fetcham is Gatwick North Terminal Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London City Airport is 23 miles, London Heliport Airport is 15 miles, Heathrow Terminal 5 Airport is 14 miles, Farnborough (TAG London) Airport is 19 miles, Gatwick South Terminal Airport is 13 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 19 miles, White Waltham Airport is 23 miles, Blackbushe Airport is 21 mile and London Biggin Hill Airport is 17 miles away.

Fetcham is nearby at within a couple of miles off the M25 junction entry 12 Westbound.

Leatherhead is the most convenient hospital.

Q.

How do we get fixed rate conveyancing?

A.

This topic catches out many sellers and buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many property lawyers claim to offer supposedly cheap conveyancing quotes. Unfortunately extra fees are frequently hidden in the terms and conditions. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

I am intending to purchase a residence in the parish of Bletchingley. Will a chancel search be appropriate?

A.

The Fetcham conveyancing solicitor could advise that a chancel search be taken out, irrespective of the parish in which the property being purchased is found. In Fetcham's much older areas, chancel repair can be imposed on current owners of a property where Parochial Church Councils (PCCs) may have not done so in the past. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

My wife and I are buying in Fetcham. Are there many conservation areas in the area?

A.

Conservation areas detail areas of historical or architectural value. A property solicitor will confirm potential liability for unauthorised works and be able to offer more information for conservation areas in Fetcham.

Q.

Will we need a survey?

The Royal Institution of Chartered Surveyors firmly recommend that buyers arrange a home surveyor to perform a survey. Many concerns can negatively affect a property. These can include settlement, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

What environmental concerns can impact land in Fetcham, and will they be thoroughly investigated?

A.

Property in Fetcham is contaminated by a wide range of environmental factors, like environmental radon sources or limestone or gypsum quarrying. An environmental search can provide much more clarity.

Q.

Will my assigned Fetcham lawyer inform me about the amount to be paid of the council tax on a Band A flat prior to exchanging contracts?

A.

Your property's relevant council tax band should commonly be highlighted within the conveyancing report on title, and by the local council. The latest council tax charges for Fetcham are detailed at the Mole Valley council website. On, 18 December 2012, the different rates are:

  • Band A - £1,006.00
  • Band B - £1,174.00
  • Band C - £1,341.00
  • Band D - £1,509.00
  • Band E - £1,844.00
  • Band F - £2,180.00
  • Band G - £2,515.00
  • Band H - £3,018.00

Q.

How many weeks will it take my designated conveyancing solicitor to get through all of the legal formalities on a terraced Edwardian home we are intending to purchase in Fetcham?

A.

The legal process can take anywhere from 1 month to 12 weeks, which can depend on any number of issues such as the speed of the seller's conveyancing solicitor, or the time taken to issue draft contracts.

Q.

What will a Fetcham conveyancing lawyer recommend if the home I want to buy is within a Mole Valley council conservation area which has inappropriate dormer windows fitted to it?

A.

Local authority LLC1 searches conducted by your Fetcham property lawyer in the process of the conveyancing should see if the property is inside a conservation area and any evidence of council approval for changes to the property will be asked for. In the absence of any the necessary permissions the solicitor will give you professional advice on the best alternatives, which include getting from the council or seeking cover with indemnity insurance.

 
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