How is stamp duty rates worked out, how much will it be on a £792000 house?
The Stamp Duty that is payable depends on the purchase price. It is £31680 on a £792000 Gatley home (correct March 2013).
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
Homeward Legal offers competitive, fixed-fee quotes, protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699 to see what we mean.
Which Gatley lenders do you work with?
Of lenders with branches nearby Gatley, Homeward Legal work with all the major companies. Gatley lenders and mortgage specialists include Kay Liz, 108 Ashley Dr, Bramhall, Stockport, SK7 1ES, Safe N Secure, 7 Tiviot Dale, Stockport, SK1 1TA, and Independant Mortgage Advice, A/473 Kingsway, Manchester, M19 1NR.
The estate agent we're using in Gatley has referred a conveyancing. Must I instruct this solicitor?
Both agents and mortgage brokers may refer a conveyancer. If the agent is paid a referral fee, however, the agent may prefer to suggest the conveyancer who pays out the highest referral fee, not the best solicitor for your needs.
Will the conveyancing charges include any extra fees?
Homeward Legal do not charge any hidden extra fees. It may be that a large volume of additional work is necessary, for shared ownership. You will be made aware of any such fees before they are incurred.
How much effort is it to sort out a house in multiple occupancy (HMO)?
A house in multiple occupancy is defined as a property where at least three tenants live forming more than one household (one person or more living together), but share kitchen and bathroom facilities.
As a landlord of an HMO, your responsibilities include ensuring proper fire safety measures are in place, gas safety checks are completed annually, the electric system is checked every five years, there are sufficient bathroom and kitchen facilities for everyone to comfortably use, communal areas are kept clean and safe to use, and waste disposal is managed effectively (provision of bins and bags).
This requires more effort than having a property to rent to one household, and you may wish to employ a solicitor to sort out the legal side of things in the first instance, and a property management company to handle the administration, disputes, etc. on a daily basis.
Homeward Legal's experienced solicitors have completed many different transactions including properties for HMOs. Why not give us a quick call now on 0800 038 6699 to get your conveyancing under way today?
Is your solicitor team geared up for move fast on the legal conveyancing of auction properties in Gatley?
Yes - Our team are familiar with local and national auctions and regularly work for auction buyers and sellers. It is sensible auction buyers to get their solicitors practice as rapidly as they can so there is time for a full report of the auction pack well in advance of the date of the auction.
Thereafter, following the property auction date your appointed conveyancing lawyer is thoroughly focused on concluding all of the legal work within a as tight time frame as usually required .