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Transfer of Equity in Gatley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Gatley.

Remortgage Solicitors Gatley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Gatley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Gatley Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 05/12/16

Read all about the Gatley area ;

Gatley is about half a mile of junction entry 2 Eastbound of the M56.

The closest train station to Gatley is Gatley and the closest airport to Gatley is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 3 miles and Eccles Airport is 8 miles away.

Alexandra Cheadle is a relatively close hospital.

Q.

We are trying to find a solicitor that offers cheap conveyancing. What do I need to check for?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many property buyers and sellers paying out more than they anticipated in the end, and many firms offer supposedly cheap conveyancing quotes. However additional costs can increase the final invoice. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

What would fee for my conveyancing searches total?

A.

The cost of conveyancing searches will vary noticeably. The most generally useful searches include a drainage search.

Q.

What is gazumping?

A.

Gazumping occurs when the 1st buyer's offer is accepted but then rejected by the owner, selecting instead a better offer. Though gazumping is uncommon when property prices are falling, there is still a risk. The first step in reducing the chance that gazumping will effect you is to instruct a fast, efficient solicitor early, and even before acceptance of an offer.

Q.

What average time should I expect it to take our conveyancing solicitor to conclude the conveyancing formalities on a semi detached home we are purchasing in Gatley?

A.

Completion can take anywhere between 1 month and 3 months, which can be hampered by any number of issues, like the speed of the vendors lawyer, or renegotiations.

Q.

Which Gatley lenders do you work with?

A.

Of lenders with branches nearby Gatley, Homeward Legal work with all the major companies. Gatley lenders and mortgage specialists include Kay Liz, 108 Ashley Dr, Bramhall, Stockport, SK7 1ES, Safe N Secure, 7 Tiviot Dale, Stockport, SK1 1TA, and Independant Mortgage Advice, A/473 Kingsway, Manchester, M19 1NR.

Q.

How is stamp duty rates worked out, how much will it be on a £792000 house?

A.

The Stamp Duty that is payable depends on the purchase price. It is £31680 on a £792000 Gatley home (correct March 2013).

Q.

Does the Gatley conveyancing solicitor in form me about the amount to be paid of council tax for a Band A flat prior to exchange of contracts?

A.

The property lawyer will contact the Stockport local authority to ascertain the up to date council tax charges which will then be added to the conveyancing report on title. Up-to-date charges for Gatley are detailed on the Stockport local authority website. Currently, 28 December 2012, the different rates are:

  • Band A - £1,040.00
  • Band B - £1,213.00
  • Band C - £1,387.00
  • Band D - £1,560.00
  • Band E - £1,907.00
  • Band F - £2,253.00
  • Band G - £2,600.00
  • Band H - £3,120.00

Q.

Do I need to get a house survey for our home purchase?

A.

We strongly recommend that you book an inspection. It is a fact that there are a wide range of defects which can negatively affect a property, that a solicitor will be unable to address. These include insect infestation.

 
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