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Transfer of Equity in Godalming

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Godalming

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Godalming clients every week.

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Conveyancing in Godalming Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Read about the area ;

Farnborough (TAG London) Airport is 10 miles from Godalming. Heathrow Terminals 1 2 3 Airport is 22 miles, Heathrow Terminal 5 Airport is 21 mile s, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 20 miles, Heathrow Terminal 4 Airport is 21 mile s, White Waltham Airport is 23 miles and Blackbushe Airport is 14 miles away and Godalming's nearest station is Godalming at 1 mile s.

Unsted Park Rehabilitation Godalming is a nearby hospital to Godalming.

Q.

How do I get low cost conveyancing in Godalming?

A.

Many law firms promote theoretically 'the cheapest conveyancing', but additional fees will be included in the terms. Additional charges listed in the solicitor's terms should be fair and reasonable.

Q.

What average time does it take the conveyancer to handle the conveyancing work on an apartment in a Thirties building we are thinking of buying?

A.

The conveyancing process can take anywhere between 3 weeks and twelve weeks, which can be affected by a number of things, like the efficiency of the seller's property lawyer, or the speed of the lender.

Q.

How is Stamp Duty Land Tax calculated in Godalming, what amount should we budget for a £956000 property?

A.

The Stamp Duty payable will depend on the value of the property. For a house valued at £956000, the rate will be £38240.*

*Correct as of November 2012

Q.

Do I need a chancel search? I am buying a Godalming property on the same road as a 12th Century rectory.

A.

Owners of property in a neighbourhood near church property in the locality are expected to contribute towards the cost of repairs, as a result of chancel repair liability. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Godalming churches include Busbridge Church, Hambledon Church, Ockford Ridge St Mark and Parish Church St Peter & St Paul.

Q.

Would getting a house survey be advisable when purchasing a house or flat, regardless of its age?

A.

It is strongly recommended that buyers book a surveyor. There can be many concerns that will impact a property, that will not be addressed during the conveyancing process, which include failed double glazing.

Q.

Flood risk searches may be standard procedure for home buyers but with recent weather changes for instance the fact that 4 of the top 5 wettest years recorded were in last 12 years are they sufficient to ascertain sufficient information about the Godalming flood risk?

A.

Flood searches carried out by a Godalming conveyancer will include the more in depth Landmark flood search if it is felt necessary.

If you remain still concerned you can always contact a future neighbour.

Q.

Will the conveyancing solicitor in Godalming report back to me about the cost of the council tax on a Band F house prior to completing on the purchase?

A.

A solicitor will write to the council to ask about the relevant council tax charges which will subsequently be included in the report on title. Up-to-date rates for properties in Godalming are set out at the Guildford council site. At the time of writing, 11 December 2012, band rates are:

  • Band A - £1,013.00
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,519.00
  • Band E - £1,857.00
  • Band F - £2,195.00
  • Band G - £2,532.00
  • Band H - £3,039.00

Q.

What does a Godalming property lawyer do when the home I want to buy is in a local authority conservation area and has unsuitable dormer windows added?

A.

Your instructed solicitor will always identify if the property is located within a designated conservation area, and if so whether any modifications have appropriate consents from the local authority. In the absence of any the necessary permissions, your Godalming conveyancing solicitor will advise you of the best alternatives, which include obtaining retrospective permission from Guildford local authority or purchasing an indemnity insurance policy.

 
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