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Conveyancing in Grays Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Transport and public service information if you’re buying or selling residential property in Grays -

By road: Grays is served by the M25, A13, A1089 and A1090. By rail: The nearest train station is Grays. By air: Grays is closest to London City Airport (17 miles), London Southend Airport (22), Rochester Airport (24), London Heliport (29), Redhill Aerodrome (34), London Stansted Airport (38), London Gatwick Airport (40), and Northolt Jet Centre (42).

Hospital: Thurrock County, Long Lane, Grays, RM16 2PX. Council: Thurrock (www.thurrock.gov.uk).

Attractions: Lakeside Shopping Centre, Essex Fire Museum, Lakeside Karting, Grays Beach, and Chafford Gorges Nature Park.

Q.

Why does conveyancing in Grays require so much time and effort?

Conveyancing may potentially be delayed by a number of reasons, some of them familiar, many unpredictable, such as slow third parties like landlords or managing agents, or issues arising from establishing ownership of title. At Homeward Legal, however, we seek to minimise their effect whenever possible. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

Does my solicitor apply for any property searches on the Edwardian, end-of-terrace building I am intending to buy in Grays?

The common conveyancing protocol will be to get the following: a Local Authority Search, a Drainage and Water Search, and an Environment Search. Dependent on the property, its location and whether you are part-financing with a mortgage, there may be specific searches requested, which might include an Official Search of Whole with Priority, or a Chancel Search.

Q.

I am hoping to move out of our semi-detached building in Grays into a bigger home in Frinton-on-Sea shortly, so when is the best point to book a home-removal company?

Most property lawyers will usually advise that house-movers delay organising removals until after the contracts have exchanged because an absolute move-date won’t have been contractually agreed. Many removals firms impose a rearrangement fee and the new and official date might mean they are now unavailable. When you have exchanged, you might like to try:

  • M J Removals, 47 Oak Road, Grays, RM17 6JX (Tel: 01375 385650)
  • Reliable Moving & Storage, Globe Industrial Estate, Towers Road, Grays, RM17 6ST (Tel: 01375 399992)
Q.

Which mortgage lenders in Grays do you work with?

Most lenders in Grays are on our Grays solicitors' panel and we regularly work with the majority of them. Since we can represent their legal needs in sorting out your mortgage, their costs will not be passed on to you. Lenders and mortgage specialists in Grays include:

  • The Thurrock Mortgage Clinic Ltd., 37 Orsett Road, Grays, RM17 5DS
  • Lloyds Bank PLC, 34 High Street, Grays, RM17 6LX
  • Swallow Mortgage Solutions Ltd., 11 Courtenay Drive, Chafford Hundred, Grays, RM16 6NX
Q.

How long should it take my assigned conveyancing solicitor to finish the legal process for a flat in a property we hope to buy in Grays?

The legal process can take anywhere from around a month to as much as three months. The conveyancing work can be affected by a number of factors (for example, the efficiency of the sellers’ lawyer, or renegotiations), which Homeward Legal will always try to mitigate by using our rapid-response systems and diligent, proactive solicitors who regularly communicate with everyone in the chain. Try our online quote calculator. Or why not call our expert team on 0800 038 6699, who are waiting for your call.

Q.

We are completing soon on our flat in Grays, but how should the stamp duty rates be calculated?

The Stamp Duty Land Tax you will owe will rely on a number of factors, but principally on the valuation (or the purchase price) of the property. For example, stamp duty will be £33,350 on a £867,000 property in Grays. You might like to keep an eye on the stamp duty calculation by using an online tool, like the one found at www.stampdutycalculator.org.uk.

Q.

What sort of local searches in connection with the potential risk of floods in Essex will the property solicitor in Grays apply for?

An integral component in the conveyancing procedure of buying a house or flat involves your solicitor applying for property searches that provide some details about the Grays flood-risk. If the risk is deemed significant, your solicitor might advise getting a more in-depth search.

Q.

We have requested a quote from you and it looks very reasonable, so might I be charged extra fees when the transaction completes?

No. Homeward Legal never hide any extra charges to carry out standard conveyancing. You should know that some solicitors' firms will give a low estimate, not an accurate quote, which they will not be required to adhere to. This makes their offer apparently very competitive but you will end up with a far larger bill than you were expecting. With Homeward Legal, it really is a case of ‘what you see is what you get’! Why not give our waiting team a call on 0800 038 6699 for your fixed-fee quote with our ‘No Move, No Fee’ guarantee?

Q.

What can contaminate land in Grays. Will they be checked for thoroughly?

A.

Residential property in Grays is contaminated by several natural and human-influenced issues, like proximity to waste sites. An environmental search should offer more information.

Q.

The property seller has added unseemly doors on the home in Grays which might conflict with local conservation area guidelines

A.

The conveyancing solicitor should verify whether the property is inside a conservation area, and if so whether any modifications have appropriate consent from the Thurrock planning authority.

In the absence of any appropriate consents, your Grays conveyancer will give you professional advice on all options, which include seeking from Thurrock council or purchasing an indemnity insurance policy.

Q.

What sort of local searches in connection with the potential risk of floods at Essex will the property solicitor in Grays actually apply for?

A.

An integral component in the conveyancing procedure of buying a property involves your solicitor applying for property conveyancing searches that provide some details about the Grays flood risk.

Q.

How do we defer paying for stamp duty tax?

A.

Stamp duty must be paid on property purchases over £125,000. Stamp duty reduction scheme should be treated with extreme caution in Grays, as such schemes are often uneconomical and unreliable.

Q.

How long should it take my assigned conveyancing solicitor to finish the legal process for a flat in a property we hope to buy?

A.

The legal process can take anywhere from around a month and 3 months, which can be affected by a number of factors, for example the efficiency of the sellers lawyer, or renegotiations.

Q.

Do we need to use the property lawyer who works with by my estate agent?

A.

Agent recommendations are a commonplace path for purchasers to get a solicitor. However, if they are paid a referral fee, it may be the case that the agent recommends the solicitor willing to pay the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

What is the council tax on a Thirties mid-terrace property in Grays?

A.

Typically the report on title should give detail the Thurrock council tax band. Council tax rates for properties in Grays are listed on the Thurrock local authority site. At the time of writing on 11/08/2012 band rates are:

  • Band A - £871.00
  • Band B - £1,016.00
  • Band C - £1,161.00
  • Band D - £1,306.00
  • Band E - £1,596.00
  • Band F - £1,886.00
  • Band G - £2,177.00
  • Band H - £2,612.00