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Transfer of Equity in Great Baddow

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Great Baddow.

Remortgage Solicitors Great Baddow

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Great Baddow clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

Get an online Great Baddow solicitor remortgage quote to begin.

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The Conveyancing
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Conveyancing in Great Baddow Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Local Great Baddow attractions

Royal Sovereign Lighthouse, Danbury Country Park Country Park and Chelmsford Hylands Park Country Park are easily accessible from Great Baddow.

The nearest train station to Great Baddow is Chelmsford. The closest airport to Great Baddow is London, Southend Airport (13 miles). London City Airport is 25 miles, London Airport is 14 miles and Stansted Airport is 16 miles away.

The most convenient hospital to Great Baddow is Priory Chelmsford.

Q.

We need to find affordable conveyancing in Great Baddow. What are the risks?

A.

Many solicitors claim to offer cheap conveyancing quotes. Often additional fees may be added into the solicitor's terms of engagement which unwary homeowners fail to check. Any extra costs included in your solicitor's terms should be fair and clearly defined and be applicable if your solicitor is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. Any disbursements should be included on your conveyancing quote. Our online calculator will create an accurate quote for your buy.

Q.

Might our conveyancing take into account any hidden costs?

A.

Homeward Legal will not charge any hidden fees regardless of circumstances. Buyers and sellers should be aware that some websites offer unrealistically low 'quotes' which are in fact estimates, meaning that you could pay much more when you complete.

Q.

We are completing in December, how is Stamp Duty Land Tax rates calculated?

A.

The Stamp Duty you must pay is dependent on the house or flat's price. For a house valued at £822000, the SDLT rate is £32880.*

*Accurate 01/01/2013

Q.

Which Great Baddow mortgage lenders do you work with?

Of lenders with offices near Great Baddow, we closely with many. Local mortgage lenders and brokers include Countrywide Mortgages Ltd, 12 High St, Wickford, SS12 9AZ, Owen & Associates, 19 Willowdale Centre/High St, Wickford, SS12 0RA, and Ehren Maguire, 88 High St, Billericay, CM12 9BT. Your solicitor should be able to deal with the particular enquiries and searches your lender requires.

Q.

We need to complete this £401,000 house purchase as soon as possible, how do we aim for fast conveyancing?

A.

Experienced buyers will tell you that faster conveyancing is the key to is to employing a proactive and experienced solicitor. Furthermore, there are several tasks you as the purchaser could do. These include:

  • promptly answering your solicitor's questions (by email if possible)
  • clarifying your mortgage lender's requirements
  • requesting status updates from the solicitor regularly

Q.

What makes purchase conveyancing legal work to be so delayed?

A.

The legal work required to buy or sell a property may be lengthy, Homeward Legal, however, aim to diminish the cost of these delays wherever a difference can be made.

Q.

Can you state how we avoid paying for stamp duty?

A.

SDLT usually must be paid for homes valued at over 125,000 pounds. Stamp duty avoidance must be treated with caution, as such schemes are expensive and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will then be due.

Q.

Do I need a chancel search? I am buying a Great Baddow residence near a 1500s rectory.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Great Baddow property likely to be affected. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Ecclesiastical properties in this area include Meadgate Church, St Mary the Virgin and St Paul.

 
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