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Transfer of Equity in Guildford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Guildford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Guildford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Guildford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

Living in the area? ;

In reference to the most recent (2011) national census Guildford's population is 725,368 spread over an area of 401,695 acres which equals a density of population of 1.8 people per acre.

Guildford's nearest airport is Farnborough (TAG London) Airport (10 miles). Heathrow Terminals 1 2 3 Airport is 18 miles, London Heliport Airport is 24 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 18 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 24 miles, White Waltham Airport is 20 miles and Blackbushe Airport is 14 miles away. The closest train station to Guildford is Guildford London Road.

Mount Alvernia Guildford is the nearest hospital to Guildford.

Q.

Can you confirm your cheapest fee for a £500,000 home? We need a fixed rate conveyancing estimate in Guildford.

A.

Many solicitors purport to offer 'the cheapest conveyancing quotes', but additional costs will be included in the solicitor's terms of engagement. This small print is often not read by buyers in a hurry. The conveyancing quote should also clearly state applicable disbursements. Any additional costs included in the small print should be fair and clearly defined and only come into force where your solicitor is required to complete extra work , which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

Will we need a home buyers survey for this property purchase?

A.

We heavily advise that home buyers in Guildford instruct a home surveyor to undertake a survey. Buyers should be aware that there are many problems that can affect a property, that a solicitor will be unable to address. These include cracks around door frames.

Q.

Do I need to use the property solicitor who works with by my agent?

A.

Many agents in Ramsgate have arrangements with solicitors whereby they refer conveyancing work to them. However, if they are paid a referral fee, some agents may 'recommend' whichever firm pays the most per referral, not the best value for you.

Q.

Will my Guildford lawyer report back on the risk and history of a flood at Guildford?

A.

A vital component in the legal due diligence procedure of purchasing a property involves the conveyancer carrying out property conveyancing searches that give specific information regarding risk of flooding in Guildford. A substantially more detailed flood risk search (e.g. Landmark) might be advocated by your Guildford conveyancing solicitor if in the event that the environmental search show that there is a flood risk.

Q.

We plan to complete on around 3rd March. How is stamp duty determined?

A.

The Stamp Duty that is payable will depend on the value of the house. It is £1360 on a £136000 house or flat.

Q.

Environmental searches are based on archived records and when you consider recent weather changes for example the extensive flooding in the UK in April 2012, are they sufficient to check enough about the local Guildford flood risk?

A.

Conveyancing searches carried out by your Guildford conveyancing solicitor should include a more specialist search (Landmark) if it is felt necessary.

If you remain concerned try to speak to a local resident.

Q.

What can a Guildford property lawyer do when the home we hope to purchase is inside a local authority conservation area and has inappropriate dormer windows added?

A.

The property solicitor will ascertain whether the property is affected by a designated conservation area and whether any alterations have essential consents. If no local authority consents be available, your solicitor will advise you of the options which can include obtaining an indemnity insurance policy or obtaining retrospective consent from Guildford council.

Q.

I am planning on buying a investment property in one of the conservation areas, how do I find more information in respect of the standard of repair?

A.

Local conservation areas are specified by the local Guildford planning authority, who manage conservation area concerns from whether trees can be cut down to the hindrance of billboards. Following a campaign, English Heritage now maintain a list about the condition (poor to good) of conservation areas in addition to the vulnerability of the area.

 
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