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Transfer of Equity in Hackney

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hackney

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hackney clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Hackney Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Noted Hackney interest

Sutton House National Trust , Trinity Buoy Wharf Lighthouse, Kentish Town St Luke Churches Conservation Trust and Holborn Lincolns Inn Great Hall Historic Building are close to Hackney.

London City Airport is 6 miles from Hackney. Heathrow Terminals 1 2 3 Airport is 18 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 19 miles, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 13 miles and London Biggin Hill Airport is 16 miles away. The closest station to Hackney is Dalston Kingsland.

The most convenient hospital for Hackney is Homerton University Hackney.

Q.

I am looking for discount conveyancing. How do we get a quote?

A.

Many conveyancers offer so-called 'the cheapest conveyancing', however additional charges are often hiding in the solicitor's terms. Extra fees included in terms and conditions ought to be fair. The disbursements to be paid should also be clearly stated on the conveyancing quote. Our online calculator will create an accurate quote for your buy.

Q.

Lloyds TSB Scotland will be our mortgage lender - what will we need to check?

A.

A small number of lenders have opted to reduce the size of their 'solicitor panel'. We are able to act for most lenders.

Q.

Would arranging a property survey be required if we are buying a property in Hackney?

A.

We suggest that home buyers arrange a RICS surveyor to undertake a survey if purchasing in Hackney. Numerous defects have a negative impact on a property. These include subsidence. These will not be reported on by a solicitor.

Q.

How can I find if any of the Hackney conservation areas are in a vulnerable state?

A.

The directory of the state of conservation areas is assessed by English Heritage and this information is accessible at the English Heritage website: Dalston Lane West marked as very bad with low vulnerability and unknown, Sun Street marked as very bad with medium vulnerability and deteriorating condition significantly.

Q.

If we plan to purchase near Hackney, in the parish of Limehouse, do we need a chancel search?

A.

Your lawyer is likely to recommend that a chancel search be taken out. In older areas of Hackney, chancel repair may be apportioned on current owners of a property where church councils have not imposed the same liability on the last owners. For property in the parish of Limehouse, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Can we hold off paying out for stamp duty in Hackney?

A.

Stamp Duty Land Tax (SDLT) is generally due on property purchases sold for more than £125,000. Stamp duty mitigation is not advised, as such schemes are highly expensive and HMRC may challenge a scheme up to six years later. There have been certain government-sponsored schemes, such as relief for buyers in 'disadvantaged areas'.

Q.

May my conveyancing charges have any hidden charges?

A.

Homeward Legal do not charge any additional costs under any circumstances. Your quote for conveyancing in Hackney is an honest and accurate price.

Q.

Regarding the serious flooding in the UK in April 2012 we are thinking that environmental searches may not be sufficient?

A.

Environmental searches carried out by the Hackney property solicitor should also include the far more in depth search (Landmark) if the risk warrants it.

If you are nervous why not contact a future neighbour.

 
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