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Conveyancing in Havering Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/18

Havering area information

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are close to Havering.

Motorists are well served with Havering ideally situated with very convenient major road access about 2m of the A40M.

The nearest airport to Havering is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. The nearest train station to Havering is Charing Cross, almost 1 mile away.

The closest hospital to Havering is Royal London Homeopathic.

Q.

How do I find the best conveyancing rates in Havering for a £182k property?

A.

Numerous solicitors promote theoretically cheap conveyancing. However additional charges may increase your solicitor's invoice. Any extra charges ought to be reasonable and clear. They only come into force where your conveyancer is required to complete extra work in your interest, which could not be anticipated at the start of the process. Any disbursements ought to be defined on the conveyancing quote. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

How can I stop gazumping?

A.

Gazumping describes circumstances where a house seller acknowledges the 1st buyer's offer and then dismisses it in favour of a greater offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of being gazumped. You should instruct a proactive solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

What are Havering's 'conveyancing searches'?

A.

Searches are a prescribed set of questions undertaken in the interest of the purchaser. Searches are very useful whether buying with a mortgage or not, but consider the legal condition of the property's title.

Q.

When buying a period property in a designated conservation area in Havering, how do I lay my hands on more details concerning the state of upkeep of the conservation area?

A.

Local Havering conservation areas are designated by Havering who oversee things like trees to ugly highway signs. English Heritage have put together information on the condition (poor to good) of conservation areas in addition to the trend of the area.

Q.

What will the council tax cost for a Sixties Band H flat in Havering?

A.

The pertinent council tax band should normally be given in the title report along with the local authority. The latest tax rates for residents of Havering are set out on the Havering local authority site. At the time of writing, 25 December 2012, the rates are:

  • Band A - £1,001.00
  • Band B - £1,168.00
  • Band C - £1,335.00
  • Band D - £1,502.00
  • Band E - £1,836.00
  • Band F - £2,169.00
  • Band G - £2,503.00
  • Band H - £3,004.00

Q.

Which mortgage lenders in Havering do you work with?

A.

We work with all the major lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Havering, including Smart Money, 116 Wellesley Rd, Ilford, IG1 4LD, Advice 4 Mortgages Ltd, 466 Cranbrook Rd, Ilford, IG2 6LE, and Grove & Dean Mortgage & Financial Services Ltd, Tollgate House/96 Market Place, Romford, RM1 3ER. Your conveyancing solicitors can address any specific requests your lender may have.

Q.

Do your solicitors look after the conveyancing of auction properties in Havering?

A.

Our recommended conveyancing firms in Havering often get instructed by auction buyers and sellers. We usually tell bidders to formally instruct a property conveyancing lawyer well before the auction day to allow for a detailed review of the property's legal title.

Immediately following the auction the solicitor is absolutely ready for concluding the legal work inside a month as usually required by the terms of sale.

Q.

What can I do to avoid paying stamp duty land tax?

A.

SDLT must be paid for residential property valued at over 125,000 pounds. Stamp duty avoidance should not be considered, because these schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.