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Conveyancing in Havering Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Havering area information

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are close to Havering.

Motorists are well served with Havering ideally situated with very convenient major road access about 2m of the A40M.

The nearest airport to Havering is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. The nearest train station to Havering is Charing Cross, almost 1 mile away.

The closest hospital to Havering is Royal London Homeopathic.

Q.

How do I find the best conveyancing rates in Havering for a £182k property?

A.

Numerous solicitors promote theoretically cheap conveyancing. However additional charges may increase your solicitor's invoice. Any extra charges ought to be reasonable and clear. They only come into force where your conveyancer is required to complete extra work in your interest, which could not be anticipated at the start of the process. Any disbursements ought to be defined on the conveyancing quote. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

As a result of the fact that an estimated 2 8m people are at risk from surface flooding we are wondering if flood searches might not be thorough enough?

A.

Conveyancing and environmental searches handled by the conveyancing solicitor in Havering will also include a more in depth Landmark flood search if the risk is deemed significant.

If you remain still concerned you could contact a local resident.

Q.

What will the council tax cost for a Sixties Band H flat in Havering?

The pertinent council tax band should normally be given in the title report along with the local authority. The latest tax rates for residents of Havering are set out on the Havering local authority site. At the time of writing, 25 December 2012, the rates are:

  • Band A - £1,001.00
  • Band B - £1,168.00
  • Band C - £1,335.00
  • Band D - £1,502.00
  • Band E - £1,836.00
  • Band F - £2,169.00
  • Band G - £2,503.00
  • Band H - £3,004.00

Q.

Which mortgage lenders in Havering do you work with?

A.

We work with all the major lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Havering, including Smart Money, 116 Wellesley Rd, Ilford, IG1 4LD, Advice 4 Mortgages Ltd, 466 Cranbrook Rd, Ilford, IG2 6LE, and Grove & Dean Mortgage & Financial Services Ltd, Tollgate House/96 Market Place, Romford, RM1 3ER. Your conveyancing solicitors can address any specific requests your lender may have.

Q.

Does your Havering solicitor order any property conveyancing searches on the London Edwardian terraced home we are buying?

A.

When you are getting a mortgage, your lender mandates a solicitor to get at least the following Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environmental and occasionally unique particular e.g. a Utilities report.

Q.

What can I do to avoid paying stamp duty land tax?

A.

SDLT must be paid for residential property valued at over 125,000 pounds. Stamp duty avoidance should not be considered, because these schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Do you advise that we get searches for chancel liability? We are buying a property in Havering.

A.

Property owners neighbouring older church buildings are expected to pay for repairs, as a result of chancel repair liability. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. The solicitor performing your conveyancing will be able to advise as to whether a chancel search is necessary.

Q.

How does conveyancing for a purchase take months to complete?

A.

Conveyancing may take more time. Homeward Legal strive to reduce the burden of these delays by pushing all parties involved.

 
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