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Transfer of Equity in Heath

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Heath

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Heath clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Heath Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Living in the area? ;

Heath's closest train station is Heath Low Level and Cardiff Airport is 10 miles from Heath. Bristol Airport is 23 miles away.

Heath is very close at roughly 2m of the M4 Junction 32 Eastbound.

Q.

Local points of interest in Heath

A.

National Museum & Gallery of Wales Aviation Museum and Cardiff Castle Historic Building are in the vicinity of Heath.

The closest hospital is University Dental Cardiff.

Q.

On the purchase of a £500,000 residence, what will be the fees? We need to find fixed rate Heath conveyancing.

A.

The confusion over this topic catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many firms purport to offer cheap conveyancing, but extra costs are often hiding in the small print. Any fees found in the terms ought to be fair and only apply to matters if the solicitor must complete additional work on your behalf, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Is there a danger that we will be gazumped?

A.

The practice of choosing to reject a previously accepted offer on a property when a better offer is made by a second buyer is referred to as gazumping. The risk of getting gazumped exists for almost any purchase. You should instruct a property solicitor early to reduce the chance of gazumping.

Q.

If I am buying in the parish of Briton Ferry, are we advised to get a chancel search?

A.

Your conveyancing lawyer could recommend a chancel search, regardless of the parish where the property being bought is found. Although some parish councils have taken the decision to exact chancel repairs on the current owners of affected property, a solicitor cannot state with certainty that a parish where dues have not recently been paid will not automatically

be the case for future owners. For property in the parish of Briton Ferry, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Should we get a property survey?

A.

It is advised that all purchasers in Heath book a home surveyor to perform a survey if you are intending to buy in Heath. There can be a range of problems that will impact a property, such as cavity wall tie failure. These will not be reported on by a solicitor.

Q.

I am concerned about council tax rates on a Fifties converted property in Heath, what are they?

A.

Conventionally a conveyancer's title report will include the Cardiff council tax band. The latest council tax rates for Heath are published at the Cardiff council site. Currently, 18 August 2012, rates are:

  • Band A - £738.47
  • Band B - £861.55
  • Band C - £984.63
  • Band D - £1,107.71
  • Band E - £1,353.87
  • Band F - £1,600.03
  • Band G - £1,846.18
  • Band H - £2,215.42

Q.

Is it important that we get a chancel search if we are purchasing a Heath home next to rectory grounds?

A.

As a result of chancel repair liability, the owners of property in Heath which was once owned by a 'lay rectors' can be liable for upkeep of nearby church property. Terms used in a property's name, like 'abbeylands', may indicate chancel liability. A solicitor will be able to advise further. Church properties in Heath where a chancel search may be appropriate include All Saints.

Q.

My wife and I am hopeful that we will sell our jointly owned house at a nearby auction next week, does Homeward Legal introduce any especially fast Heath solicitors ?

A.

Our firm adopt a active approach when conducting the conveyancing and title transfer as fast as possible.

With Homeward Legal, conveyancing property lawyers always communicate up and down the property chain (sequence of buyers and sellers) and that always use modern integrated and technology systems to finish the sale of your property fast.

Q.

How much does my conveyancing searches in Heath on average cost?

A.

Searches range in cost. Searches are charged at cost.

 
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