In relation to the major flooding in Sept 2012 in South West England, I am asking whether property environmental searches aren't thorough enough?
A good conveyancer in Henleaze will suggest that you apply for conveyancing and environmental searches (Landmark search) if the standard searches spots a any kind of Henleaze flood risk.
For extra assurance why not speak to a future neighbour.
The estate agent has offered the property solicitor whom they usually use. Will it be faster to use this solicitor?
Agent recommendations are a commonplace way to find a solicitor, however, these referrals should be thoroughly considered, as the agent may prefer to suggest whichever firm pays the most per referral, not the most appropriate choice.
We need to know which Henleaze lenders you work with. Which panels are you on?
Homeward Legal have solicitors who have experience working with all the major lenders serving Henleaze home purchasers. Local mortgage lenders and brokers include Hodgson Kearney Financial Services Ltd, 64 Broad St, Staple Hill, Bristol, BS16 5NL, S P F Private Clients Ltd, Embassy House/Queens Av, Bristol, BS8 1SB, and Southville Mortgage Centre, Greville Rd, Bristol, BS3 1LL.
What are searches, and how do they differ from a survey?
Searches are a set of enquiries carried out by your surveyor to various authorities such as the local council, HM Land Registry, etc., and focuses on the impact of the local area on your potential enjoyment of living at the property, while a survey (a HomeBuyer Report or Building Survey) is focused on the structural integrity of the home and its permanent outbuildings and constructions.
While each may throw up similar issues (such as missing planning consents or boundary issues), they are very different and achieve very different purposes.
Our solicitors at Homeward Legal are willing and happy to explain anything you don't understand in the conveyancing, because you need to know what you're getting for our competitively-priced fixed fee. Call our team on 0800 038 6699.
Standard Life Mortgages will be our mortgage lender, is there anything I need to know?
House buyers should be aware that some lenders have reduced their 'solicitor panel', potentially creating higher legal costs for house purchasers. We, fortunately, can act on behalf of the majority of CML-approved lenders, keeping buyers' legal costs to a minimum.