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Transfer of Equity in Herne Bay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Herne Bay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Herne Bay clients every week.

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Conveyancing in Herne Bay Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Commuting to the area? ;

The nearest station to Herne Bay is Herne Bay. Manston, Kent International Airport is 10 miles from Herne Bay. London Airport is 23 miles and Manston Airport is 11 miles away.

Queen Victoria Memorial Canterbury hospital is relatively close to Herne Bay.

Q.

How do I get the best rates for conveyancing for a £470,000 house?

A.

Numerous law firms claim to offer so-called cheap conveyancing. Unfortunately additional costs may be added into the small print that sellers and buyers often do not check. Costs needs to be fair and clearly defined. They only apply to matters if the lawyer must complete additional work for you, which could not be anticipated at the start of the process. Any disbursements to be paid should also be clearly stated on your quote

Q.

The Herne Bay property being bought is on a brownfield site. Could the soil be contaminated by industrial waste like cobalt?

A.

Even where some contamination has occurred in Herne Bay, risk levels are usually low. Various bodies hold data on land contaminants affecting Herne Bay, including local authorities.

Q.

Can we get out of paying stamp duty to HM Revenue?

A.

We do not recommend any stamp duty scheme. These schemes are costly and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties. There have been certain official schemes, such as higher thresholds for first-time buyers, and your solicitor will advise if these may apply.

Q.

Is a home buyers survey sensible when we are purchasing a house?

A.

Homeward Legal recommend that the majority of purchasers in Herne Bay instruct a home surveyor to carry out a survey. It is a fact that there are a range of defects that can negatively affect a property, which will not be covered by the legal work. These include subsidence.

Q.

Which specific conveyancing searches will a lawyer in Herne Bay apply for when acting on a Herne Bay house?

A.

The regular legal procedure will be to get Local Authority (personal or official), Drainage Search (Con29DW or personal), Environmental and Coal Mining Search and perhaps unique particular e.g. a Land charge Searches.

Q.

I plan to buy a restored chapel in Frindsbury. Is a chancel search appropriate?

A.

Your conveyancing solicitor is likely to recommend that a chancel search is ordered. In Herne Bay's much older areas, chancel repair dues can be collected on the owners of a home where Parochial Church Councils may have spared previous owners or tenants, so it can be difficult to use this as a guide.

Q.

How much is the council tax on a period mid-terrace Band F building in Herne Bay?

A.

You should be briefed about your new house's council tax band within the conveyancer's title report. The latest tax charges for homes in Herne Bay are set out at the Canterbury council site. On 17 March 2013 the different rates are:

  • Band A - £963.00
  • Band B - £1,124.00
  • Band C - £1,284.00
  • Band D - £1,445.00
  • Band E - £1,766.00
  • Band F - £2,087.00
  • Band G - £2,408.00
  • Band H - £2,889.00

Q.

Having heard about the Met Office warning of more intense rainfall, I am apprehensive that conveyancing searches (environmental) aren't exacting enough?

A.

Flood searches applied for by the Herne Bay solicitor will also include a far more rigorous search (Landmark) if required.

If you are still concerned try to speak to a next door neighbour.

 
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