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Transfer of Equity in Hockley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hockley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hockley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Hockley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Hockley area info

Rayleigh Mount National Trust , Rayleigh Windmill, South Woodham Ferrers Marsh Farm Country Park and Hadleigh Castle Country Park Country Park are near to Hockley.

Hockley station is almost 1 mile from Hockley and Hockley's nearest airport is London, Southend Airport. London Airport is 4 miles, Clacton Airport is 25 miles and Rochester Airport is 19 miles away.

The nearest hospital is Southend, University.

Q.

We need to find a cheap solicitor to purchase a freehold property. What do I need to check for?

A.

Various law firms promote so-called 'the cheapest conveyancing', but additional costs are frequently hidden in the solicitor's terms of engagement, left unregarded by busy buyers Any additional charges listed in the terms needs to be fair. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Will my assigned lawyer in Hockley inform me about the amount to be paid of the council tax on a Band an apartment prior to completing on the purchase?

A.

A property solicitor will liaise with the governing Rochford local council to ascertain the relevant council tax band and rates, which should subsequently be detailed in the title report. Up-to-date rates for residents of Hockley are set out on the Rochford local authority site. As of 31 October 2012 rates are as follows:

  • Band A - £1,019.00
  • Band B - £1,189.00
  • Band C - £1,358.00
  • Band D - £1,528.00
  • Band E - £1,868.00
  • Band F - £2,207.00
  • Band G - £2,547.00
  • Band H - £3,056.00

Q.

HSBC Bank will be our lender, what do I need to consider?

Some lenders have reduced their 'solicitor panel'. This can mean greater legal costs for house purchasers. We can act on behalf of the vast majority of mortgage lenders to keep legal costs to a minimum.

Q.

Is it important that we get a chancel search? I am buying a residence in Hockley.

A.

In Hockley, some owners can be required to fund maintenance of nearby church property. Following a change in the law, interest over any affected land in Hockley must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Church properties in the area include St Peter & St Paul's Church and Wilnecote S.Matthew.

Q.

Which factors will contaminate land in Hockley, and are they checked for thoroughly?

A.

Property could be contaminated by numerous natural and human-influenced issues. Contaminants including air pollution or proximity to waste sites should be reported on during conveyancing searches.

Q.

What does the Hockley property solicitor do if the home I am planning to buy is inside the boundary of a conservation area and has ugly windows installed?

A.

Rochford council enquiries carried out by your Hockley conveyancing solicitor during the conveyancing process will ascertain if the property is inside a designated conservation area and any evidence of consent for changes to the property will be required. In the absence of any appropriate consents, your Hockley conveyancing solicitor will advise you of the alternatives which include getting retrospective permission from the planning authority or seeking cover from an indemnity policy.

Q.

Which local authority is responsible for Hockley?

A.

Hockley is located in Basildon Borough Council, The Basildon Centre, St Martin's Square, Basildon, SS14 1DL, phone: 01268 533 333

Q.

Do property searches make a difference?

A.

Searches are a standard set of enquiries requested by the buyer's solicitor with local and national authorities. These searches do give much needed information and context, but cover solely legal considerations.

 
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