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Conveyancing in Homerton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/04/18

Homerton area info

Sutton House National Trust and Trinity Buoy Wharf LighthouseHolborn Lincolns Inn Great Hall Historic Building are close to Homerton.

The nearest airport to Homerton is London City Airport. Heathrow Terminals 1 2 3 Airport is 19 miles, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 21 mile s, Heathrow Terminal 4 Airport is 19 miles, Northolt Jet Centre Airport is 16 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 16 miles away and the nearest station to Homerton is Homerton, around 1 mile away.

The most convenient hospital for Homerton is Homerton University Hackney.

Q.

How do I get the cheapest conveyancing solicitors in Homerton?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many buyers paying out more than they anticipated in the end. Many property lawyers claim to offer 'the cheapest conveyancing quotes', however extra costs will be included in the solicitor's terms of engagement. Any extra charges included in the terms needs to be fair and only be applied if your lawyer must complete additional work in your interest, which could not be anticipated at the start of the process. The disbursements to be paid should be included on your conveyancing quote. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

How much is the council tax on a Forties detached house in Homerton?

A.

Commonly, a title report will give information the Hackney council tax band. Correct charges for residents of Homerton are detailed at the Hackney council website. At the time of writing (08/09/2012) the different rates are:

  • Band A - £870.00
  • Band B - £1,015.00
  • Band C - £1,160.00
  • Band D - £1,305.00
  • Band E - £1,595.00
  • Band F - £1,885.00
  • Band G - £2,175.00
  • Band H - £2,610.00

Q.

My wife and I are purchasing in Homerton. Can I confirm that the property is in a conservation area?

The regions around Homerton will include numerous areas of special architectural or historic interest registered as conservation areas. The local authority will advise further about local conservation areas, and the conveyancing lawyer handling your purchase will discuss the relevant responsibilities.

Q.

Which of the Homerton mortgage lender panels are you on?

A.

Of lenders with local branches proximate to Homerton, we with the bulk of them. Homerton lenders and mortgage specialists include James Cavendish L L P, 1 Liverpool St, London, EC2M 7QD, Direct Mortgage Centre, 87 Burdett Rd, London, E3 4JN, and Essence Finance Agent, Basement Office/8 Fordham St, London, E1 1HS.

Q.

Would you recommend that we get searches for chancel liability? We are buying in Homerton.

A.

In Homerton, where land was once owned by a lay impropriators, new owners of that property may be obliged to pay for repairs to churches. A number of sources are used to identify liability, including the Title Register database. Homerton church lands which may give rise to chancel liability include St Barnabas.

Q.

I am buying a church rectory in the parish of Enfield [St Andrew]. Is a chancel search necessary?

A.

Whether you are buying a home in Homerton or elsewhere in the county, the solicitor could advise that a chancel search be ordered. In Homerton's much older areas, chancel repair can be imposed on the owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so it can be difficult to use this as a guide.

Q.

We are taking out a mortgage in Homerton with Alliance and Leicester, what do we need to know?

A.

Buyers in Homerton should consider that some lenders have limited the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal are able to act on behalf of many lenders in the UK.

Q.

Our estate agent has referred a property solicitor who they generally use. Will it be easier to use them?

A.

Your agent will be able to pressure one or more conveyancing firms they refer a large volume of work to, and can therefore pressure a solicitor to wrap up the process as soon as possible. These referrals must be carefully considered, as the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the best value for you.