Please recommend how to circumvent paying stamp duty?
Homeward Legal strongly advise against any stamp duty avoidance. Such schemes are expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable.
What does a Horley conveyancing lawyer do when the building I am planning to buy is inside the boundary of a local authority conservation area and has unfitting roof aerials fitted?
A property solicitor will make enquiries to ascertain whether your new home is located within a designated conservation area, and if so, whether any alterations have the necessary permission from the local authority. In the event that no necessary permissions be supplied the solicitor will advise you of the alternatives which include getting an indemnity insurance policy or seeking retrospective consent from the planning authority.
Is there a checklist for buyers or sellers helping to decide what’s most important?
The process of buying and selling is a complex one, so it’s helpful for your research to have checklists to ensure nothing is forgotten. There are several online resources with checklists for individual aspects of the moving process, including what to consider as a first-time buyer, help to buy schemes, removals, speeding up conveyancing and so on.
When it comes to deciding what you want for your new home to help you narrow down the choice of locations and types of property available, this is largely down to personal choice, so a standardised checklist might limit your requirements. You can talk to an estate agent about what you want as they will have the experience to narrow down your options. However, you need to consider the size of the property (number of rooms, bathroom facilities, bedrooms, etc.), size of garden, proximity to public transport links, noise, entertainment options (e.g. cinema, pub, eateries, etc.), access to off-road parking, schools, speed of broadband, and so on. Consider making a list of what the property must have and an associated wish list so that likely compromises can be made.
What do I do if new and severe damage is found after moving in?
You should reasonably expect the home into which you’re moving to be cleared, clean and without additional damage. Of course, things can happen as removals can chip plaster, scratch or tear wallpaper, etc., but if there is significant damage that was not present before, it would be advisable to talk to your solicitor to see if there is any recourse for you on your seller.
You may also like to think about writing a clause into the contract that money will only be released after a cursory inspection of the premises to confirm that you are happy. This needs to be agreed with the seller’s solicitor, but the expectation is already raised. Beware that, in the chaos of the moving day, you can’t afford to delay things too much, so it’s a fine balance.
What type of environmental conveyancing searches as respects the uncertain risk of a flood to properties in Surrey will the lawyer in Horley be able to conduct?
Your property conveyancer applies for standard formal environmental searches that should include Horley flood risk data. In certain cases your Horley solicitor might recommend a more involved (e.g. Landmark) detailed search.
What conservation areas are there in Horley?
Areas considered to be of historical or architectural value, like historic transport links, may be defined as conservation areas. You may wish to contact the local council if you have specific questions, but your lawyer will investigate this in detail during the property transaction.
Are there any lenders with Horley offices?
Of lenders with branches in Horley, we with the majority. Local mortgage lenders and brokers include Mortgage Advice Bureau, White & Sons/3 Massetts Rd, Horley, RH6 7PR.