Is it wise to bypass paying for stamp duty on buying a house in Horsford?
We do not recommend any stamp duty mitigation scheme. Such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.
Do you work with mortgage lenders with Horsford offices?
We work with all the major lenders assisting buyers in Horsford. Local mortgage lenders and brokers include Howards Financial Services Ltd, 28 Hall Plain, Great Yarmouth, NR30 2QD, Go Direct (UK) Ltd, 60A West End, Costessey, Norwich, NR8 5AJ, and Your Mortgage Solutions Gorleston Ltd, Georgian Chambers/152 Bells Road, Gorleston, Great Yarmouth, NR31 6AN. The lawyer handling the work for your Horsford purchase or sale should be able to state specific lenders' requirements.
Does Horsford include many designated conservation areas?
These areas classify streets and neighbourhoods designated as being of 'special architectural and historic interest'. The advantages of these restrictions will include confidence that property will retain its value, but they may impose liability on a buyer for unauthorised alterations made by previous owners. Your conveyancing solicitor will be able to advise further.
Does our lawyer in Horsford inform me about the amount to be paid of council tax for a Band B maisonette prior to exchange of contracts?
A property lawyer will write to the Broadland local council to find out the latest council tax charges which will be added to the conveyancer's title report. The latest council tax rates for residents of Horsford are detailed on the Broadland local authority site. At the time of writing, 17 June 2012, rates are as follows:
- Band A - £1,009.00
- Band B - £1,178.00
- Band C - £1,346.00
- Band D - £1,514.00
- Band E - £1,850.00
- Band F - £2,187.00
- Band G - £2,523.00
- Band H - £3,028.00
Should I opt for the property solicitor offered by the local agent?
Your agent may endorse a law firm to handle your conveyancing. These referrals should be compared against alternatives, as it may be the case that the agent recommends the solicitor willing to pay the highest referral fee, not the best value for you.