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Conveyancing in Horwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/04/18

Commuting from the Horwich area? ;

The closest station to Horwich is Blackrod. Eccles, Barton Aerodrome Airport is 11 miles from Horwich. Liverpool John Lennon Airport is 22 miles, Blackpool International Airport is 24 miles, Manchester Terminals 1 & 3 Airport is 20 miles, Manchester Terminal 2 Airport is 20 miles and Eccles Airport is 12 miles away.

Motorists are well catered for with Horwich having very good major road access very close at approximately 1 1/2 mile of Junction 6 Northbound of the M61.

Lostock, The Beaumont is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors in Horwich?

A.

Numerous solicitors advertise supposedly 'the cheapest conveyancing quotes', however additional fees may inflate the final bill. Any charges which are listed in the terms should be fair and clearly defined. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

How common is gazumping?

A.

Gazumping is common across England and Wales and describes when a seller acknowledges one purchaser's offer, only to dismiss it in favour of a second buyer's offer. The will be a chance of gazumping in any transaction, because offers are not binding until exchange of contracts. You should instruct a fast, efficient solicitor as soon as possible to reduce the chance of your transaction being gazumped.

Q.

How do you calculate Stamp Duty Land Tax, what should we budget for a £353000 residential property?

A.

The SDLT that will be due is dependent on the value of the house. On a £353000 house or flat, stamp duty will be £10590.*

*Correct as of January 2013

Q.

What is the council tax on a Sixties end of terrace Band B home in Horwich?

A.

As a rule a title report will include the appropriate Bolton council tax band.

The correct rates for properties in Horwich are published at the Bolton council website. Currently (05 August 2012) rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

Do your property lawyers a lot of experience at the conveyancing of auction properties in Horwich?

A.

Our solicitors and licensed conveyancers in Horwich often get instructed by buyers and sellers at auction. We strongly suggest bidders to select their conveyancing lawyer before the property auction to allow for a title report of the legal papers. Post date of the auction your Homeward Legal lawyer is totally prepared for completing the transaction inside 28 days as typically required by the terms if sale.

Q.

Are there many mortgage lenders with Horwich branches?

A.

Of lenders with local branches around Horwich, we alongside most. Horwich lenders and mortgage specialists include Advanced Mortgage Solutions, 15 Lee La, Horwich, Bolton, BL6 7BP, Bolton M C A Ltd, 15 Lee La, Horwich, Bolton, BL6 7BP, and Platinum Mortgage Services, 13 Shawbury Cl, Blackrod, Bolton, BL6 5TN.

Q.

Can you recommend how to avoid paying stamp duty in Horwich?

A.

Stamp Duty Land Tax usually must be paid for purchases sold for more than £125,000. Stamp duty reduction scheme must be treated with caution by purchasers in Horwich. Such schemes are highly expensive and can be very unlikely to succeed.

Q.

When buying a unique flat in a designated conservation area in Horwich. How do I find more details in respect of the standard of repair?

A.

Following a campaign, English Heritage have created a detailed list of the state of conservation areas as well as the trend of the area. Conservation areas are nominated by the local authority (Bolton) who maintain everything from property boundaries to the impediment of billboards.