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Transfer of Equity in Horwich

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Horwich

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Horwich clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Horwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Commuting from the Horwich area? ;

The closest station to Horwich is Blackrod. Eccles, Barton Aerodrome Airport is 11 miles from Horwich. Liverpool John Lennon Airport is 22 miles, Blackpool International Airport is 24 miles, Manchester Terminals 1 & 3 Airport is 20 miles, Manchester Terminal 2 Airport is 20 miles and Eccles Airport is 12 miles away.

Motorists are well catered for with Horwich having very good major road access very close at approximately 1 1/2 mile of Junction 6 Northbound of the M61.

Lostock, The Beaumont is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors in Horwich?

A.

Numerous solicitors advertise supposedly 'the cheapest conveyancing quotes', however additional fees may inflate the final bill. Any charges which are listed in the terms should be fair and clearly defined. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

We have found a buyer and have a quote from you. Could we have to pay any hidden charges?

A.

No. We never hide any hidden extra fees regardless of circumstances. Know that some solicitors' firms will give a low estimate, not an accurate quote. The bill you receive on completion can be much greater.

Q.

I am buying in Horwich. Are there many conservation areas?

A.

The neighbourhoods near or within Horwich include a number of conservation areas. You may wish to contact the local council if you have specific questions, but your solicitor will investigate this in detail during the property transaction.

Q.

What is the council tax on a Sixties end of terrace Band B home in Horwich?

A.

As a rule a title report will include the appropriate Bolton council tax band.

The correct rates for properties in Horwich are published at the Bolton council website. Currently (05 August 2012) rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

Do I need to opt for a conveyancing suggested by the agent?

A.

Many estate agents will have a referral arrangement with solicitors whereby they refer work. Such referrals should be compared against alternatives, as some agents choose the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.

Q.

We have a found a house to buy. How do we aim for a fast conveyancing transaction?

A.

Experienced buyers will tell you that contacting a experienced solicitor is crucial to a fast conveyancing transaction. When choosing a solicitor, ask yourself the following: Did you experience any delays when requesting a quote? Do they use email? Do they work on a 'no sale, no fee' basis?

Q.

Could copper contaminate land in Horwich?

A.

Horwich's local area has a history of contamination from agriculture or industry, like much of the UK. Data on many contaminants, such as asbestos and groundwater contaminants like bleach, will be included in an environmental search.

Q.

How do you calculate Stamp Duty Land Tax, what should we budget for a £353000 residential property?

A.

The SDLT that will be due is dependent on the value of the house. On a £353000 house or flat, stamp duty will be £10590.*

*Correct as of January 2013

 
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