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Transfer of Equity in Horwich

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Horwich

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Horwich clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Horwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/17

Commuting from the Horwich area? ;

The closest station to Horwich is Blackrod. Eccles, Barton Aerodrome Airport is 11 miles from Horwich. Liverpool John Lennon Airport is 22 miles, Blackpool International Airport is 24 miles, Manchester Terminals 1 & 3 Airport is 20 miles, Manchester Terminal 2 Airport is 20 miles and Eccles Airport is 12 miles away.

Motorists are well catered for with Horwich having very good major road access very close at approximately 1 1/2 mile of Junction 6 Northbound of the M61.

Lostock, The Beaumont is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors in Horwich?

A.

Numerous solicitors advertise supposedly 'the cheapest conveyancing quotes', however additional fees may inflate the final bill. Any charges which are listed in the terms should be fair and clearly defined. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

In what ways can a Horwich conveyancer advise me on the risk of possible flooding in the Horwich area?

A.

A vital step in the conveyancing protocol carried out when buying a property involves your solicitor conducting environmental searches that set out detail with respect to Horwich historical flood risk. A substantially more thorough flood history/risk search (e.g. Landmark) will sometimes be proposed by a qualified conveyancing solicitor in Horwich if the results of the environmental search show that there is a potential flood risk to the property.

Q.

Which local authority is responsible for Horwich?

A.

Horwich is located in Bolton Metropolitan Borough Council, Town Hall, Victoria Square, Bolton, Lancashire, BL1 1RU, Tel: 01204 333 333

Q.

The vendor has unfortunately fitted doors to the flat in Horwich which I think might overstep local conservation area rules

A.

Your instructed lawyer will always identify if your new home is located within a conservation area, and if so whether any alterations have the necessary consent from the Bolton authority.

Q.

What is the council tax on a Sixties end of terrace Band B home in Horwich?

A.

As a rule a title report will include the appropriate Bolton council tax band.

The correct rates for properties in Horwich are published at the Bolton council website. Currently (05 August 2012) rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

We have a found a house to buy. How do we aim for a fast conveyancing transaction?

A.

Experienced buyers will tell you that contacting a experienced solicitor is crucial to a fast conveyancing transaction. When choosing a solicitor, ask yourself the following: Did you experience any delays when requesting a quote? Do they use email? Do they work on a 'no sale, no fee' basis?

Q.

Our mortgage lender will be Ecology Building Society, is there anything we need to check?

A.

Some lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased legal costs for home buyers. We will act on behalf of most lenders to ensure that you will not need to pay any additional legal fees to your lender's solicitor.

Q.

Can you recommend how to avoid paying stamp duty in Horwich?

A.

Stamp Duty Land Tax usually must be paid for purchases sold for more than £125,000. Stamp duty reduction scheme must be treated with caution by purchasers in Horwich. Such schemes are highly expensive and can be very unlikely to succeed.

 
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