What do I provide to the solicitor on my house sale?
The list of documents required is quite simple, but will be required at different stages of the process (but ideally any forms should be completed and returned on the day of receipt and preferably delivered by hand or email).
- Proof of id
- Title deeds (if you have them; they might be lodged with the solicitor who handled the purchase of the property you are selling, or the mortgage company)
- Fixtures and Fittings Form (TA10)
- Property Information Form (TA6) – information on boundaries, disputes and complaints with neighbours, notices and proposals, alterations and planning consents, building regulations, electricity and gas certificates, guarantees and warranties, insurance, environmental matters affecting the property, rights and informal arrangements, parking, other charges, services, connection to utilities and services, and transaction information
- Copies of documents referenced in the PIF
- Leasehold or shared freehold documents
- Management Information Pack
- Energy Performance Certificate
Providing all this documentation as quickly as possible, as well as responding to arising questions throughout the conveyancing within a couple of hours will help to speed the conclusion of your transaction up considerably.
Will I need to get a chancel search? I am buying a house on the same street as a 1300s glebe in Ilford.
Owners of property near to nearby church land must contribute towards repairs, where chancel repair liability exists. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church properties in the local area include Goodmayes St Paul, Great St Margaret of Antioch, Great St Luke and Great St Margaret of Antioch.
We are buying a barn conversion in the parish of Walham Green. Do we need a chancel search?
Whether you are buying a residence in Ilford or elsewhere in the county, the Ilford conveyancing solicitor may suggest that a chancel search be taken out. Chancel repair may be imposed on new owners of a residence where Parochial Church Councils may have not done so in the past, so the solicitor will be unable to make any guarantees, and will recommend insurance.
The internet is full of a growing number guidebooks giving details on by passing the solicitor e.g. Bradshaw's Guide to Diy House Buying Selling and Conveyancing . In which case, do I have to use solicitor in Ilford ?
Hypothetically there are no reasons why you cannot decide to undertake the legal work unaided. In reality however, a solicitor handles a long list of exercises ranging from chasing lender for comments on issues raised and communication with the lender which need a skilled professional.
Should I get my short lease extended before selling?
Buyers are becoming increasingly wary of buying leaseholds with less than 90 years to run because, first, the cost of increasing a leasehold is becoming far more expensive, and, second, mortgage companies are becoming increasingly reticent to lend money to buy leases that have dropped below the 80-year mark (indeed, this will be one of the criteria that they set to ensure their investment is protected).
As a result, buyers will often insist that the leasehold be extended back up to the 99-year or 125-year typical thresholds before going ahead and buying it. So, as the current leaseholder, you will almost certainly be expected to do the legal work required to extend the lease to a level that buyers will be happy with.
Is it hard to sell a property located in a conservation area?
A conservation area is designated and managed by the local authority to ensure the unique nature of the location is maintained by placing restrictions on changes to the buildings, street furniture and green spaces to protect the architectural or historical interest of everything within the conservation area boundary.
Because of this resistance to change, this usually means homes in conservation areas are more attractive to buyers, and, as such, there may be a premium to pay over properties outside such areas. Because of the attraction of such property, they will usually sell well and quickly. However, there will need to be greater checks by the buyer’s solicitor to verify that your property conforms to the conservation area restrictions, which may add extra time to the duration of the conveyancing.
Homeward Legal's solicitors have a great deal of experience working with sales and purchases in conservation areas, so why not give our team a quick call on 0800 038 6699 right now to find out what we can do to help your plans?