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Transfer of Equity in Ingatestone

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ingatestone

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ingatestone clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ingatestone Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Commuting to Ingatestone? ;

Ingatestone's nearest station is Ingatestone and the closest airport to Ingatestone is London, Southend Airport. London City Airport is 19 miles, London Airport is 16 miles, Rochester Airport is 24 miles and Stansted Airport is 16 miles away.

St Johns Chelmsford is a nearby hospital for Ingatestone.

Q.

What are the best conveyancing rates for a £303,000 house?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many homeowners paying out more than they anticipated in the end, and many law firms advertise cheap conveyancing. Unfortunately extra costs will be included in the small print that homeowners often do not check. Additional costs should be fair and reasonable and be applicable if your lawyer must complete additional work , which could not be anticipated at the start of the process. Any disbursements should also be clearly stated on your quote

Q.

Is it wise to hold off paying SDLT rates?

A.

Stamp Duty Land Tax is generally payable on houses priced at over 125,000 pounds. Stamp duty mitigation should not be considered. These schemes are costly and can be very unlikely to succeed.

Q.

What environmental concerns will affect land in Ingatestone. Are they an issue?

A.

Many of contaminants may potentially impair land, and an environmental search should reveal whether a property may be affected by local contaminants such as sand or gravel pits and proposed erection of mobile masts.

Q.

Does my Ingatestone conveyancing solicitor do any conveyancing searches on the Essex Edwardian semi-detached home I want to buy?

A.

The regular procedure is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environment Search and, depending on certain criteria, less common searches e.g. a Anti Money Laundering Search.

Q.

Direct Line Mortgages will be our lender - what will we need to be aware of?

A.

Buyers need to be aware that, in some cases, lenders have decreased the number of firms on their approved panel. This can mean increased legal costs for buyers. Homeward Legal will act for many lenders in the UK so that you will not be required to pay your lender's legal costs.

Q.

Are there many lenders with offices in Ingatestone?

A.

We can work with all the major lenders approved by the CML. A number of mortgage specialists operate in Ingatestone, such as Formost Financial Ltd, Fryerning Place/4 Fryerning La, Ingatestone, CM4 0DA. The Ingatestone solicitor handling the work for your sale or purchase will be able to give more detail.

Q.

Is it necessary to get a chancel search if we are purchasing a apartment near an ecclesiastical parish in Ingatestone?

A.

Some owners in Ingatestone can be required to contribute towards upkeep of a church in the area. A chancel search checks that such a liability exists. Ingatestone ecclesiastical properties where a chancel search may be appropriate include Blackmore St Laurence, St Edmund & St Mary and Stock Harvard All Saints.

Q.

Is mercury soil contamination likely in Ingatestone?

A.

There are extensive regulations imposed to prevent future soil contamination. Also considering issues such as polychlorinated biphenyl (PCBs) and groundwater contaminants like silage, contaminants affecting Ingatestone property will be factored into an environmental search.

 
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