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Conveyancing in Islington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/07/17

Living in Islington? ;

The nearest station to Islington is Finsbury Park. London City Airport is 8 miles from Islington. Heathrow Terminals 1 2 3 Airport is 16 miles, Luton Airport is 25 miles, London Heliport Airport is 7 miles, Heathrow Terminal 5 Airport is 18 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 11 miles and London Biggin Hill Airport is 17 miles away.

The most convenient hospital for Islington is Whittington Highgate.

Q.

How do I get affordable conveyancing?

A.

This matter affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many conveyancers promote 'the cheapest conveyancing quotes', but additional costs are often hiding in the terms of engagement. Any fees ought to be reasonable and clear. They be applicable solely where your solicitor is required to complete extra work in your interest, which could not be anticipated at the start of the process.

Q.

We are purchasing a £158000 Islington residential property, how is Stamp Duty Land Tax calculated?

A.

Stamp Duty in Islington is based on the purchase price. On a £158000 property, stamp duty will be £1580.*

*Accurate January 2013

Q.

I am purchasing a modern property, should we have 'conveyancing searches' carried out?

A.

Conveyancing searches are queries ordered in the interest of the purchaser, for example a commons registration search, and refer specifically to issues and defects relating to the property's legal title.

Q.

Would it be a silly move to carry out the DIY conveyancing ourselves.

A.

There is no argument why a home buyer should not look after the legal work yourself. That said, a solicitor in Islington is in charge of

a long list of actions ranging from chasing mortgage offer or notifying parties of completion most of which require a qualified solicitor. In any event however, solicitors firms are duty bound to get professional indemnity insurance to protect you from any errors made by the lawyer.

Q.

What are the reasons why conveyancing takes so long?

A.

The conveyancing process in Islington will sometimes be lengthy even where there is no chain. In some cases, the causes are beyond your solicitor's power, Homeward Legal, however, work hard to reduce their impact wherever it is feasible. Reasons for delay may include the length of time it takes for the managing agent or landlord to respond to queries.

Q.

How can I find if any of the conservation areas in Islington are in a deteriorating state?

A.

An up-to-date directory of the state of conservation areas is chronicled by English Heritage ( a non departmental government body), and the following areas and information are currently viewable at the English Heritage website: St Mary Magdalene is recorded as very bad with medium vulnerability and deteriorating, Mercers Road / Tavistock Terrace is recorded as very bad with low vulnerability and deteriorating, Tollington Park is recorded as very bad with medium vulnerability and no significant change, St Johns Grove is recorded as very bad with low vulnerability and no significant change, Chapel Market is recorded as very bad with medium vulnerability and condition improving significantly, Stroud Green is recorded as very bad with low vulnerability and no significant change, Bunhill Fields with Finsbury Square is recorded as fair with medium vulnerability and deteriorating.

Q.

Is arsenic (As) often found in Islington soil?

A.

There are legislative rules imposed to restrict soil contamination. The local authority for Islington will be able to provide more detail on cases of contamination.

Q.

Our estate agent in Hackney has suggested the law firm whom they usually use. Will it be easier to use this firm?

A.

An agent in Hackney may endorse a conveyancer, however, these referrals should be compared to other online or local firms, as an agent may choose whichever firm pays the most per referral, not the best value for you.

 
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