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Transfer of Equity in Ladywood

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ladywood

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ladywood clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Ladywood Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/17

Ladywood travel information and addresses ;

Ladywood's nearest train station is Five Ways at 1 mile s. The closest airport to Ladywood is Birmingham Airport. Coventry Airport is 21 mile and Wolverhampton Business Airport Airport is 15 miles away.

Birmingham City is the neighbouring hospital.

Q.

On the purchase of a £431k house, what will be the fees? We are looking for an affordable Ladywood conveyancing estimate.

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many firms promote so-called cheap conveyancing quotes, however additional costs may be added into small print. Charges included in terms of engagement should be fair.

Q.

Which Ladywood lender panels are your solicitors members of?

A.

Of lenders with local branches in or near Ladywood, we with the bulk of them. Ladywood lenders and mortgage specialists include Bank, 4 Brindley Pl, Birmingham, B1 2JB, Standard Life, 24-26 Calthorpe Rd, Edgbaston, Birmingham, B15 1RP, and Charcol John, 5/The Wharf/16 Bridge St, Birmingham, B1 2JS. Your conveyancing solicitors should be able to provide more information.

Q.

Should I get a chancel search? I am buying in Ladywood.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Ladywood property likely to be affected. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. A solicitor will be able to advise further. Ladywood ecclesiastical properties where a chancel search may be necessary include St John the Evangelist & St Peter.

Q.

Which specific search enquiries should a Ladywood conveyancing solicitor do on a Ladywood house?

A.

Standard procedure will be to get the following Local Authority (personal or official), Drainage and Water Search (CON29DW), Environment Search and Limestone Search and perhaps specific searches for instance Utilities report.

Q.

Can doing the conveyancing on a DIY basis save any cash?

A.

There are no reasons why a home seller cant apply this approach and complete the greater majority of the legal and technical work without the help of a dedicated property lawyer in Ladywood. That said, a conveyancer carries out a large array of activities including stock transfer forms and locating planning docs some of which need a skilled professional.

Essentially have a go conveyancers take huge risks in operating without suitable insurance cover which all solicitors firms are legally obligated to carry.

Q.

If we plan to buy near Ladywood, in the parish of Owthorpe, do we need a chancel search?

A.

A solicitor instructed to handle the transaction should confirm that a chancel search is ordered, irrespective of the parish in which the house being purchased is located. In Ladywood's much older areas, chancel repair has the potential to be imposed on the current owners of a house where Parochial Church Councils (PCCs) may have not done so in the past, so it can be difficult to use this as a guide.

Q.

I've had a conveyancing quote from you. Might we have to pay any hidden charges after the move?

A.

No. We will never charge any hidden fees.

Q.

My partner and I are purchasing in Ladywood. Are there any designated conservation areas in the area?

A.

Areas deemed to be of architectural or historic interest, such as historic transport links, will be registered as conservation areas. You may wish to contact the local council for further information, but your solicitor will address this during the house-buying process.

 
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