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Conveyancing in Laindon Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/18

Local information

Laindon's closest airport is London, Southend Airport (12 miles). London City Airport is 17 miles, London Airport is 13 miles, Rochester Airport is 17 miles, London Biggin Hill Airport is 24 miles and Stansted Airport is 23 miles away. The nearest train station to Laindon is Laindon, approximately a mile away.

The most convenient hospital to Laindon is Basildon, Nethermayne.

Q.

How do we find low cost conveyancing in Laindon?

A.

This point catches out many buyers, and can leave them paying far more in fees than they budgeted, and many firms promote 'the cheapest conveyancing quotes'. Unfortunately extra charges can inflate the final invoice. Charges ought to be fair and reasonable and come into force only if your solicitor must perform additional tasks , which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

We are going to buy a sixties flat in one of the conservation areas. Where can I lay my hands on more information on the standard of repair?

A.

English Heritage have produced information about the condition of conservation areas in addition to the vulnerability of the area.

Local Laindon conservation areas are nominated by the local Basildon planning authority, who regulate everything from trees to the thwarting of traffic signs.

Q.

The internet is full of an increasing number useful resources about how to do DIY conveyancing. Do we need to spend money on a Laindon property solicitor ?

A.

There is absolutely no argument why a home seller cannot decide to take care of the bulk of the conveyancing without a qualified lawyer in Laindon.

The truth is however that a property lawyer in Laindon handles a huge number of tasks including chasing replies to requisitions or interpreting management accounts many

of which really need a skilled professional. Even more importantly DIY conveyancers do not have sufficient indemnity insurance which solicitors firms will pay for.

Q.

How is stamp duty rates worked out, how much do we need to pay on a £639000 property?

A.

Stamp Duty is based on a limited set of factors, most importantly the purchase price. For a house or flat sold for £639000, SDLT is £25560.

Q.

Why could conveyancing for a purchase need such a long time?

A.

Laindon conveyancing may be delayed. Homeward Legal aim to minimise the effect of these delays by pushing all parties involved. There are numerous reasons for delay, such as problems with arranging a mortgage.

Q.

What can we do to bypass paying for stamp duty?

A.

Stamp Duty Land Tax (SDLT) is due on houses priced at over one hundred and twenty-five thousand pounds. We do not advise purchasers undertake any form of stamp duty reduction, because these schemes are highly expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

Which Laindon mortgage lender panels are you on?

A.

The Homeward Legal partnership are able to work with all the major lenders serving home purchasers in Laindon. Lenders and mortgage specialists in Laindon include MTS Mortgages, 21a Grover Walk, Corringham, Stanford-Le-Hope, SS17 7LP, Chamberlin Financial Ltd, 39b Ethelred Gdns, Wickford, SS11 7EX, and MortgageFriendly.Net, 51 High St, Billericay, CM12 9AX. The Laindon solicitor handling the work for your sale or purchase will be able to address any specific requests your lender may have.

Q.

Does my assigned property solicitor in Laindon tell me about the cost of council tax on a Band A townhouse prior to completing on the purchase?

A.

A property lawyer will speak to the council to enquire about the appropriate council tax charges which should be detailed in the report on title.

Correct rates for Laindon are published on the Basildon local authority site. At the time of writing on 06 February 2013 band rates are:

  • Band A - £1,032.00
  • Band B - £1,204.00
  • Band C - £1,376.00
  • Band D - £1,548.00
  • Band E - £1,893.00
  • Band F - £2,237.00
  • Band G - £2,581.00
  • Band H - £3,097.00