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Transfer of Equity in Leeds

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Leeds.

Remortgage Solicitors Leeds

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Leeds clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Leeds Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Leeds local information:

The UK census for Leeds states that the city has a residential population of 774, 180 covering an area of 225, 495 acres. This gives an approximate density of 3.4 people per acre, which is a fairly low number when compared to other large cities in the UK.

There is an airport in Leeds - the Leeds Bradford Airport, which offers domestic and international flights.

The nearest Leeds train station is under a mile from the main district of the city.

Leeds General Infirmary is said to be the most convenient hospital for any residents of Leeds and you will find the city’s main A&E department here.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many firms advertise supposedly 'the cheapest conveyancing' but extra charges can pad the solicitor's invoice. Third party costs termed disbursements to be paid ought to be defined on a Leeds conveyancing quote. We provide quotes not estimates and clearly state the fees for a standard conveyancing.

Q.

I have read about the serious flooding in York and we are worried that Environmental Searches won't be thorough enough.

A.

Flood Risk Searches applied for by a solicitor in Leeds should include a more informative search if it is felt necessary.

You could also converse with a local resident for further insight if you are still worried or get in touch with a local Yorkshire flood repair builder such as: Dryfix, Dryfix Preservation Ltd, 57 Ridgeway, Acomb, York, YO26 5DA. Tel: 01904 791 388.

Q.

What can I do to get out of paying for SDLT?

A.

Stamp Duty Land Tax (SDLT) is payable on all home purchases valued at over £125,000, in Leeds and nationwide. Any HMRC schemes that help with tax relief have since been dissolved in 2013, so all qualifying property will attract this tax now. Use the HMRC’s Stamp Duty calculator

to find out more.

Q.

Of the main Leeds mortgage lenders, which firms are on your panel?

A.

Homeward Legal have solicitors with experience working beside many lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Leeds, such as Allied Irish Bank (GB), Goodbard House/15 Infirmary St, Leeds, LS1 2JS, Co-operative Bank PLC, Pennine House/Russell St, Leeds, LS1 5RN, and Co-operative Bank PLC, 41 Vicar La, Leeds, LS1 6DS.

Q.

Is gazumping accepted in Leeds?

A.

Gazumping describes circumstances where a home owner accepts an offer, then rejects it, choosing instead a better offer. There is almost always a chance of being gazumped. Instructing a fast, efficient solicitor as soon as possible is a key first step to reducing this risk.

Q.

May the legal fees include any extra costs?

A.

No. Homeward Legal do not hide any hidden extra fees regardless of circumstances. Some conveyancers give 'quotes' which are in fact estimates. The final bill you receive may be much more.

Q.

How can I find out if my property is at risk from flooding in Leeds?

A.

Your solicitor will conduct conveyancing searches to find out if your potential property is situated near any areas which are prone to flooding.

This flood report will give you peace of mind that your new property will be safe from water damage caused by flooding or extensive groundwater.

To read into flood searches, check out our comprehensive article on the topic.

Q.

I’m buying property in Leeds, and have seen that I can do the conveyancing myself. Is this true?

A.

You can certainly look after your own legal work without instructing a conveyancer in Leeds.

That said, a property solicitor will be familiar with a large number of the necessary tasks e.g. chasing any outstanding docs or interpreting management accounts, most of which are more safely handled by an appropriate skilled professional.

Most importantly, DIY conveyancers do not have acceptable insurance cover which practicing lawyers are compelled to carry, and this means that if you make any mistakes, you will be legally implicated and may end up prolonging completion or being fined or even taken to court, at the extreme.

 
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