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Transfer of Equity in Leigh

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Leigh

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Leigh clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Leigh Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Local services information and addresses ;

The closest train station to Leigh is Hagfold, approximately 3 miles away. Leigh's nearest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 18 miles, Manchester Terminals 1 & 3 Airport is 14 miles, Manchester Terminal 2 Airport is 14 miles and Eccles Airport is 6 miles away.

Leigh Infirmary Wigan is a nearby hospital for Leigh.

Q.

We need an affordable conveyancing quote. Will we get a quote or and estimate?

A.

Both high-street and online firms purport to offer cheap conveyancing, but additional fees may be added into the terms. Extra charges should be reasonable. They come into force only if the conveyancer is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How can conveyancing work in Leigh go on for so long?

A.

The conveyancing process will sometimes potentially be delayed. We aim to lessen the impact of these delays wherever possible to do so by, for example, ordering searches as early as possible. Delays may include waiting for responses from third parties.

Q.

Which issues help with organising fast conveyancing?

A.

Contacting a proactive conveyancing solicitor is key fast conveyancing. When choosing a conveyancing solicitor, consider these points: Will they work on a 'no sale, no fee' basis? Was there a delay delivering a quote? Do they use email as the preferred mode of communication?

Q.

Which Leigh lender panels are your solicitors on?

Of lenders with offices around Leigh, we closely with many. Leigh lenders and mortgage specialists include Cheshire Building Society, Spinning Gate, Leigh, WN7 4PG, Mortgage People Ltd, 7 Ranworth Dr, Lowton, Warrington, WA3 2SY, and Mortgage Advice Bureau, Wilco House/65 Church St, Leigh, WN7 1AZ. The lawyer handling the work for your Leigh purchase or sale can address any specific requests your lender may have.

Q.

Do we need a chancel search? We are purchasing a property in Leigh.

A.

Owners of property near to nearby church property may be required to contribute towards repairs. This is referred to as chancel repair liability. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Leigh ecclesiastical properties include St Mary the Virgin, St Edburga, St Bartholomew and St Andrew.

Q.

There is a lot of online help on handling the legal work as a seller of a flat - Would it be an unrealistic idea to do the legal work on our own?

A.

Should you wish to attempt to do this you can definitely carry out the legal process without engaging a proficient conveyancing solicitor in Leigh. However, a solicitor in Leigh is familiar with a significant number of jobs e.g. chasing deeds and notifying the Land Registry of new charges which require a skilled professional.

More importantly do it yourself conveyancers do not have the correct cover which solicitors practices are legally obligated to have.

Q.

For a residence valued at £228000. What should be determined for SDLT?

A.

Stamp Duty will depend on the valuation. It will be £2280 on a £228000 home.*

*Source: www.hmrc.gov.uk, January 2013

Q.

Dudley Building Society is going to be our lender - is there anything we need to check?

A.

Some lenders are now limiting the firms who can act for them. For purchasers, this can result in significantly greater conveyancing costs. We are able to act for all major lenders in the UK, ensuring that an additional chosen solicitor will not be required to act for your lender.

 
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