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Conveyancing in Liverpool Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/04/17

Liverpool transport information and addresses ;

As confirmed by the 2011 national census Liverpool, has a population of 857,079 spread over an area of 132,255 acres which equals a population density of 6.5 people per acre.

Liverpool is inside 3m of the M53 Junction 1.

Liverpool's nearest station is Liverpool Moorfields. The closest airport to Liverpool is Liverpool John Lennon Airport (7 miles). Howarden Airport is 17 miles away.

The closest hospital for Liverpool is Royal Liverpool University Dental.

Q.

How do I find low cost conveyancing?

A.

Both high-street and online firms offer so-called 'the cheapest conveyancing'. Unfortunately extra costs are frequently hidden in the terms of engagement. Additional costs should be fair and be applicable if the lawyer must complete work beyond standard conveyancing in your interest, which could not be anticipated at the start of the process. A quote for conveyancing in Liverpool should state any disbursements.

Q.

Is it important that we get a chancel search? I am buying a Liverpool home close by a 15th Century vicarage.

A.

Repair costs resulting from chancel liability can total hundreds of thousands of pounds. Parochial Church Councils in Liverpool must register their interest over property by October 2013, simplifying the chancel search process. The solicitor performing your conveyancing will be able to advise as to whether a chancel search is necessary. Churches in the area include Christ Church, Norris Green, St Bride's, St Bride's and St Agnes & St Pancras.

Q.

Is gazumping very common in Liverpool? What exactly is it?

A.

Gazumping happens when a buyer's offer is accepted, but then rejected by the property owner in preference of another buyer's higher offer.

Because accepting an offer is not binding until exchange of contracts, there is a risk of gazumping.

The first step to reduce the chance of gazumping is to instruct your property solicitor as early as possible.

Read more about gazumping here.

Q.

We are buying a home in Liverpool and want to know how conveyancing searches work? Are they mandatory?

A.

Most people will buy with a mortgage, and in this case conveyancing searches are indeed mandatory. The bank will need to know that the property is valued correctly and conveyancing searches will identify any local or environmental issues such as risk of flooding, so they are very important.

Your solicitor will take you through the procedure in more detail but you can also see our guide to searches for more info.

Q.

When do I need to consult a solicitor to act on our Liverpool house purchase?

A.

Generally, the faster you instruct a solicitor the better as this will help you to avoid delays in your conveyancing. Instructing your Liverpool solicitor sooner can limit the risk of your house purchase or sale stalling, or being 'gazumped'.

Q.

What environmental concerns can affect land in Liverpool, and will they be checked for comprehensively?

A.

Residential property in Liverpool could be contaminated by a range of natural causes and human activities, such as civil aviation activity in the area or nearby waste management facilities. An environmental search will give more information.

Q.

Are Homeward Legal able to move quickly on the legal conveyancing of property auction properties in Liverpool?

A.

We prepare legal packs for vendors and frequently work for bidders at auction. Our specialist solicitors and conveyancers have in the past been instructed by many buyers and sellers at national and local property auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Shrewd purchasers know to formally appoint a local conveyancing company as quickly as they can to allow enough time for an investigation of the auction pack prior to the date of the auction.

Subsequently, following the property auction your dedicated property conveyancing lawyer is thoroughly prepared for concluding the legal work within the limited time as typically required .

Q.

For our mortgage lender, we have chosen the Bank of Ireland - what do I need to be aware of?

A.

Purchasers should be made aware that over the last few years some lenders have reduced the number of firms on their approved panel, which could potentially create increased conveyancing costs for buyers. We will act for many lenders to help you keep legal costs to a minimum.

 
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