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Transfer of Equity in Loughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Loughton.

Remortgage Solicitors Loughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Loughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Loughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Local area transport information

Loughton's closest station is Chingford at 3 miles. The nearest airport to Loughton is London City Airport (11 miles s). Luton Airport is 25 miles, London Heliport Airport is 17 miles, Northolt Jet Centre Airport is 22 miles, Elstree Airport is 17 miles, London Biggin Hill Airport is 23 miles and Stansted Airport is 18 miles away.

Drivers are well served with Loughton being well placed with very convenient road access approximately 1.4 miles off the M11 Junction 5 Southbound.

Holly House Buckhurst Hill hospital is relatively close to Loughton.

Q.

How do I get low cost conveyancing in Loughton?

A.

Many online and high street law firms purport to offer theoretically cheap conveyancing quotes. Often extra charges may be added into the terms that unknowing buyers have not reviewed Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How do we work out SDLT and how much will it be on a £670000 house?

A.

Stamp Duty in Loughton is calculated based on the valuation. Stamp duty will be £26800 on a £670000 house or flat.

Q.

Our mortgage lender is HSBC Bank, is there anything we need to check?

Some lenders have reduced their 'solicitor panel'. For buyers, this can result in significantly greater legal costs. We are able to act on behalf of most lenders so that the buyer will not have to pay your lender's legal costs.

Q.

Is a survey required if we are buying a property, irrespective of its condition, in Loughton?

A.

Homeward Legal strongly recommend that the majority of purchasers in Loughton arrange a property surveyor. Many problems affect a property. These can include cracked roof tiles and cracks in walls, and these will not be addressed by your conveyancing solicitor.

Q.

Is it dangerous to bypass paying out for stamp duty to HM Revenue?

A.

Homeward Legal strongly advise against any form of stamp duty mitigation, as such schemes are expensive and very risky. There have been a number of official schemes, however, such as for first-time buyers. Your solicitor will advise as to your eligibility.

Q.

Does the property solicitor in Loughton do any searches on the Essex Regency mid terrace bungalow we are buying?

A.

The regular procedure will be to obtain Local Authority (personal or official), Drainage Search and Environment Search and occasionally specific local searches for instance Planning.

Q.

Might the conveyancing charges cover any supplementary hidden charges?

A.

Homeward Legal's solicitors never hide any additional costs. Some solicitors only estimate conveyancing costs, which could be totally different to your final invoice.

Q.

How much can my searches cost?

A.

The cost of searches appreciably varies. Searches are paid out to a 3rd party, and will not be included in the quoted conveyancing fees.

 
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