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Conveyancing in Loughton Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/10/17

Local area transport information

Loughton's closest station is Chingford at 3 miles. The nearest airport to Loughton is London City Airport (11 miles s). Luton Airport is 25 miles, London Heliport Airport is 17 miles, Northolt Jet Centre Airport is 22 miles, Elstree Airport is 17 miles, London Biggin Hill Airport is 23 miles and Stansted Airport is 18 miles away.

Drivers are well served with Loughton being well placed with very convenient road access approximately 1.4 miles off the M11 Junction 5 Southbound.

Holly House Buckhurst Hill hospital is relatively close to Loughton.

Q.

How do I get low cost conveyancing in Loughton?

A.

Many online and high street law firms purport to offer theoretically cheap conveyancing quotes. Often extra charges may be added into the terms that unknowing buyers have not reviewed Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

The property seller has unfortunately installed new windows on the house in Loughton which I think might overstep conservation area guidelines

A.

A property lawyer will verify if the property is affected by a conservation area, and if so, whether any modifications have essential permission from the Epping Forest planning authority.

Q.

Which Loughton mortgage lenders do you work with?

A.

We are able to work with the vast majority of lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Loughton, such as Traders & General Insurance Services Ltd, 38 Church Hill, Loughton, IG10 1LA.

Q.

Is it necessary to get a chancel search? I am purchasing a Loughton flat conversion on the same street as a vicarage.

A.

Property owners near to churches are expected to fund repairs, as a result of chancel repair liability. A chancel search is used to confirm whether such a liability exists. Your solicitor can provide more details. Loughton church properties include St Gabriel, St John the Baptist, St Mary the Virgin and St Michael & All Angels.

Q.

What causes purchase conveyancing legal work to require so much time and effort? Isn't it just filling out forms?

A.

The conveyancing process can be subject to numerous interruptions or delays. We work hard to reduce the consequences of these delays by driving the transaction forward. There are numerous reasons for delay, such as problems with arranging a mortgage.

Q.

How do we work out SDLT and how much will it be on a £670000 house?

A.

Stamp Duty in Loughton is calculated based on the valuation. Stamp duty will be £26800 on a £670000 house or flat.

Q.

What will the council tax cost for a Fifties Band E apartment in Loughton?

A.

Your relevant council tax band will usually be highlighted in the conveyancer's title report along with the governing local authority. The correct rates for Loughton are listed at the Epping Forest council site. At the time of writing (18 February 2013) the different rates are:

  • Band A - £998.00
  • Band B - £1,164.00
  • Band C - £1,330.00
  • Band D - £1,496.00
  • Band E - £1,829.00
  • Band F - £2,161.00
  • Band G - £2,494.00
  • Band H - £2,993.00

Q.

Which local authority is responsible for Loughton?

A.

Loughton is located in London Borough of Redbridge Council, PO Box No2, Town Hall, 128- 142 High Road, Essex, IG1 1DD, contact: 020 8554 5000