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Transfer of Equity in Luton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Luton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Luton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Luton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Luton travel information

As reported in the most recent census (2011) Luton, has a population of 335,950 spread over an area of 94,436 acres meaning a density of population of 3.6 people per acre.

Luton Airport is 2 miles from Luton. Northolt Jet Centre Airport is 23 miles, Elstree Airport is 17 miles and Booker Airport is 25 miles away. The nearest train station to Luton is Luton.

Luton is about 1 1/2m of junction entry 10 Northbound of the M1.

Luton & Dunstable is the closest hospital for Luton.

Q.

How do we find fixed rate conveyancing?

A.

Many law firms promote 'the cheapest conveyancing', but additional fees are frequently hidden in the solicitor's terms of engagement. Any disbursements to be paid should also be included on a conveyancing quote

Q.

The purchase is completing next April, how is stamp duty tax calculated?

A.

Stamp Duty will depend on the valuation. It will be £24000 on a £600000 property.

Q.

How much is the council tax on a period terraced Band H home in Luton?

A.

You will be supply your homes band within the conveyancer's title report. Correct charges for residents of Luton are set out online at the Luton local authority site. At the time of writing (11 January 2013) rates are as follows:

  • Band A - £945.00
    >
  • Band B - £1,103.00
  • Band C - £1,260.00
  • Band D - £1,418.00
  • Band E - £1,733.00
  • Band F - £2,048.00
  • Band G - £2,363.00
  • Band H - £2,836.00

Q.

First Active is going to be our lender - what do I need to check?

A.

Buyers should consider that, in some cases, lenders have reduced their 'solicitor panel', potentially creating greater legal costs for buyers. Homeward Legal are able to act for most lenders, keeping buyers' legal costs to a minimum.

Q.

Can I avoid paying out for HMRC stamp duty?

A.

Stamp Duty Land Tax (SDLT) is usually due on property purchases valued at over 125,000 pounds. Stamp duty reduction should be treated with extreme caution in Luton, as such schemes are often uneconomical and often likely to fail. There have been certain legitimate initiatives, however, such as for first-time buyers. Your solicitor will advise as to your eligibility.

Q.

What local factors can contaminate land in Luton, and are they checked for thoroughly?

A.

Land may be contaminated by a wide range of naturally-occurring factors, and factors including proximity to scrap yards will be investigated during the conveyancing process. Contamination can be caused by local landfill sites, including Sundon Landfill, Bedfordshire, LU3 3PF.

Q.

Which individual property conveyancing searches will the Luton conveyancing solicitor do when acting on a Luton flat?

A.

The routine legal protocol is to get the following Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, unique particular e.g. a Chancel Check.

Q.

Do I need to employ a lawyer referred by the agent?

A.

Many agents have arrangements with solicitors whereby they refer conveyancing work to them. However, if they are paid a referral fee, some agents may 'recommend' the firm which pays to the largest referral fee, not the most appropriate choice.

 
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