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Conveyancing in Maldon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/04/17

Local information

Maldon's nearest station is Hatfield Peverel and Maldon's nearest airport is London, Southend Airport. London Airport is 12 miles, Clacton Airport is 21 mile and Stansted Airport is 21 mile away.

St Peters Maldon is a nearby hospital.

Q.

How do we find the best rates for conveyancing in Maldon for a £694,000 home?

A.

Both high-street and online firms promote so-called 'the cheapest conveyancing quotes', however additional costs are often hiding in the terms of engagement. Extra fees which are listed in terms and conditions should be reasonable and clear.

Q.

Do I need to employ a law firm suggested by my agent?

A.

Estate agent recommendations are a not uncommon way to find a solicitor, however, such referrals should be considered carefully, as it may be the case that the agent recommends whichever firm pays the most per referral, not the most suitable for you.

Q.

Which Maldon lenders do you work with?

A.

The Homeward Legal group can work with the majority of lenders serving purchasers in Maldon. Local mortgage lenders and brokers include Mortgage City Spain, 4A Market Hill, Maldon, CM9 4PZ.

Q.

What will the council tax cost for a buy to let Band G flat in Maldon?

A.

The council tax band will, more often than not, be identified within the title report, as well as by the governing local authority.

The latest tax charges for properties in Maldon are tabled on the Maldon local authority website. As of 02 March 2013 band rates are:

  • Band A - £1,002.00
  • Band B - £1,168.00
  • Band C - £1,335.00
  • Band D - £1,502.00
  • Band E - £1,836.00
  • Band F - £2,170.00
  • Band G - £2,504.00
  • Band H - £3,005.00

Q.

I am completing next February, what should be calculated for SDLT?

A.

The Stamp Duty payable is based on the house's value. It will be £59300 on a £1186000 Maldon property (accurate March 2013).

Q.

Which local authority is responsible for Maldon?

A.

Maldon is located in Maldon District Council, Princes Road, Maldon, Essex, CM9 5DL, phone: 01621 854 477

Q.

Do I need searches for chancel liability if we are buying by a 12th Century rectory manor in Maldon?

A.

The outcome of a court case between a parish council and owners of neighbouring farmland liable for church repairs reaffirmed that 'lay rectors' of property must cover the cost of church repairs. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor performing your conveyancing will confirm that a chancel search is appropriate. Church of England properties in this area include All Saints, Heybridge Basin St George, Heybridge St Andrew and St Mary's Church.

Q.

Would the home's form for fixtures and fittings include items such as tables and chairs?

A.

Commonly, fixtures are fixed items, such as light fixtures to walls, floors or ceilings securely and fixtures are free-standing. The buyers' and sellers' understanding of what will be included in the sale may vary considerably; this makes a fixtures and fittings form so necessary.

 
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