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Transfer of Equity in Moseley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Moseley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Moseley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Moseley Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/17

Local services and health service information

The nearest station to Moseley is Small Heath, about 2 miles away. Moseley's nearest airport is Birmingham Airport (7 miles). Coventry Airport is 19 miles and Wolverhampton Business Airport Airport is 17 miles away.

Moseley Hall is a relatively close hospital to Moseley.

Q.

How do we get a cheap solicitor to sell a freehold house?

A.

The confusion over this topic catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer 'the cheapest conveyancing'. Unfortunately additional costs are often hiding in the terms and conditions. Our online quote calculator will generate an accurate quote for your transaction.

Q.

Are you experienced enough to complete fast the conveyancing for auction properties in Moseley?

A.

The legal team prepare legal packs for vendors and commonly get instructed by buyers at auction. It is prudent for buyers to formally appoint a good lawyer asap to allow time for a detailed report of the legal papers for the lot in advance of the property auction.

After the auction day itself, the conveyancing lawyer will be geared up to conclude the purchase legal work inside 28 days as typically required by the auction conditions.

Q.

Do we need a chancel search if I am purchasing in the parish of Misterton, near Moseley?

A.

Whichever Moseley parish in which you are buying, a conveyancer might recommend a chancel search. In Moseley's much older areas, chancel repair has the potential to be imposed on the owners of a house where Parochial Church Councils (PCCs) have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

We are going to buy a sixties house in a designated conservation areas. How do I locate more details in relation to the standard of upkeep?

A.

Conservation areas are set up by the local Birmingham planning authority, who administer conservation area concerns from private spaces to the policing of street clutter. Following a campaign, English Heritage have created records of the state of conservation areas as well as the trend of the area.

Q.

The property seller has unfortunately added unsuitable cladding on the building which I think may break St Agnes conservation area criteria.

A.

The solicitor will confirm if the property is located within a designated conservation area and whether any alterations have the necessary consent.

Q.

How do we protect ourselves from getting gazumped?

A.

Gazumping describes when a property seller accepts one buyer's offer, only to dismiss it in favour of a greater offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of gazumping. The first step in reducing the chance that gazumping will effect you is to instruct a fast, efficient solicitor early, and even before acceptance of an offer.

Q.

How do you determine Stamp Duty Land Tax?

A.

The Stamp Duty Land Tax you pay is dependent on the property's value. On a £90000 house, stamp duty will be £0 (source: www.hmrc.gov.uk, January 2013).

Q.

In regards to the extensive flooding in 2012 in the Midlands, we are wondering if flood risk searches won't be exacting enough?

A.

Flood searches applied for by a Moseley lawyer should include the more informative search (Landmark) if the risk is deemed significant.

You can always contact a neighbour or local resident to gain further local history.

 
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