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Conveyancing in Newbury Park Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/10/17

Local services and health information

The nearest station to Newbury Park is Seven Kings, about 1 mile away and the closest airport to Newbury Park is London City Airport (5 miles). Heathrow Terminals 1 2 3 Airport is 25 miles, London Heliport Airport is 14 miles, Heathrow Terminal 4 Airport is 25 miles, Northolt Jet Centre Airport is 22 miles, Elstree Airport is 19 miles, Rochester Airport is 24 miles, London Biggin Hill Airport is 18 miles and Stansted Airport is 23 miles away.

Commuters are well catered for with Newbury Park enjoying excellent major road access nearby at approximately three miles off the M11 Junction 4 Northbound.

King George Ilford is a nearby hospital to Newbury Park.

Q.

How do we find the best rates for conveyancing in Newbury Park for a £728,000 house?

A.

Many solicitors offer supposedly cheap conveyancing quotes, but additional costs are often hiding in the solicitor's terms of engagement. Costs needs to be clearly defined and only apply in cases where the solicitor must complete work beyond standard conveyancing , which could not be anticipated at the start of the process.

Q.

Is selenium (Se) soil contamination likely in Newbury Park?

A.

Legislation exists to control pollution, waste, water and chemical contamination. Various bodies hold data on land contaminants affecting Newbury Park, including local authorities.

Q.

For our mortgage lender, we have chosen Yorkshire Bank, what will I need to check?

A.

Until recently, solicitors could carry out mortgage-related work for most lenders. Some lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for buyers. We are able to act for the majority of mortgage lenders.

Q.

If I plan to buy in the parish of Westminster St James, should we get a chancel search?

A.

The conveyancing lawyer may suggest that a chancel search is taken out, regardless of the parish where the house being bought is found. Through some Parochial Church Councils (PCCs) have decided to impose chancel repairs on the current owners, a conveyancing solicitor cannot verify that a parish where repair costs have not been paid before will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

My partner and I are purchasing a residence in Newbury Park. Can we check that the residence is in a conservation area?

A.

Locales deemed to be of historic or architectural significance, such as model housing estates, will be designated as conservation areas. Your solicitor will be able to advise further and address the consequences of purchasing property in a conservation area.

Q.

I would like to know which Newbury Park lenders you can work with. Whose panels are you on?

A.

Homeward Legal work beside many lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Newbury Park, such as Maxcroft Securities Ltd, 632 Eastern Ave, Ilford, IG2 6PG, Advice 4 Mortgages Ltd, 466 Cranbrook Rd, Ilford, IG2 6LE, and Mortgage Advice Bureau, 4 Carlton Dr, Ilford, IG6 1LU.

Q.

What are 'conveyancing searches' in regard to?

A.

These searches are standard enquiries ordered by the conveyancing solicitor through local and national authorities, such as a chancel search. Conveyancing searches are very informative, but refer specifically to issues with the property's title.

Q.

Do I need a home surveyor to examine this property purchase?

A.

It is recommended that Newbury Park buyers instruct a property surveyor. There are a range of issues that can negatively affect a property, for example subsidence or roof spread, and issues such as these are not likely to be investigated as part of the conveyancing itself.