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Transfer of Equity in Newquay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Newquay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Newquay clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Newquay Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Local and health information

The closest airport to Newquay is Newquay Airport (3 miles). Newquay's nearest station is Newquay.

Newquay is a nearby hospital.

Q.

I need to find fixed rate Newquay conveyancing. What are the risks?

A.

Numerous firms promote so-called cheap conveyancing quotes, but additional fees are frequently hidden in the solicitor's terms of engagement that unknowing property buyers and sellers have not reviewed Extra fees ought to be reasonable and clear and be applied only where the conveyancer is required to complete extra work in your interest, which could not be anticipated at the start of the process. A quote must also state any disbursements.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

When should we instruct a conveyancer to act for us?

A.

In the majority of situations, the sooner you instruct a firm, the better, as conveyancing involves several tasks that can be performed very early in the process. Instructing your solicitor sooner can reduce the likelihood of the transaction stalling.

Q.

What is the council tax on a detached Band G property in Newquay?

A.

You will be cover the houses council tax band with the report on title.

The latest tax charges for homes in Newquay are set out in detail at the Cornwall council site. At the time of writing on 29 September 2012 rates are:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

Having heard about the major flooding in Sept 2012 in South West England I am worried that conveyancing searches might not be exacting enough?

A.

Environmental searches applied for by your property solicitor in Newquay will also include a far more detailed search (Landmark) if the risk warrants it.

Sometimes home buyers to get in touch with a local resident to get further assurance.

Q.

I am planning to sell my house and have a quote from you. Might we be billed any supplementary hidden charges when the purchase completed?

A.

Regrettably, it is common practice for some firms to hide fees in small print. Homeward Legal will not charge any additional costs. If you are comparing quotes, consider that some solicitor do not give accurate quotes, only estimates, which could be totally different to your final invoice.

Q.

We are purchasing a property in Newquay. How can we check that the property is in a conservation area?

A.

These areas secure areas of historical or architectural value. A property solicitor will confirm potential liability for unauthorised works and be able to advise further.

Q.

How do we avoid paying for stamp duty to HM Revenue?

A.

Stamp duty reduction is not recommended for purchases in Newquay, because these schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Would you advise that I get a chancel search? We are buying in Newquay.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Newquay property likely to be affected. A chancel search is employed to check whether such a liability exists. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary. Newquay ecclesiastical properties where a chancel search may be appropriate include St Colan St. Colanus, St Mawgan St Mawgan and St Michael the Archangel.

 
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